Ex boyfriend owes me money

Errata

Send him a Letter Before Action and send a copy of it separately to both his mummy and his daddy.
http://www.adviceguide.org.uk/wales/consumer_w/consumer_taking_action_e/consumer_legal_actions_e/consumer_going_to_court_e/consumer_taking_court_action_e/step_one_write_a_letter_before_action.htm

Delree

Errata wrote: »

Send him a Letter Before Action and send a copy of it separately to both his mummy and his daddy.
http://www.adviceguide.org.uk/wales/consumer_w/consumer_taking_action_e/consumer_legal_actions_e/consumer_going_to_court_e/consumer_taking_court_action_e/step_one_write_a_letter_before_action.htm

That's even better still.

missprice

Delree wrote: »

I don't know people keep saying leave it. I know it's a slim chance that this pond scum will pay up but for £35 I'd have a go. If it scares him into paying then great. As I say it's £35 when you're out £480, seems silly not to.

Its not just the £35 though, its after that, if you won, then getting the money out of ex. You then need to get bailiffs in, they cost money too. And if ex still wont pay.
You are slowly another 100 150 out of pocket. And still no sign if your money, but yet more paid out.

I had to write off several thousand many years ago. The best thing you can do is forget the money, and get on with your life, oh and don't ever do the same thing, if you can't afford to lose it don't hand it out.

Others have said same thing, write it off. It may make you feel better to try to do something about it, but pointless if it costs more.

Gavin83

Sally22 wrote: »

Did you meet his parents? I would speak to them about it, if you got on with them before you split. Or at least threaten to go to his parents and tell them. Otherwise just leave it and move on...

What have his parents got to do with anything? He isn't 12.

Delree

missprice wrote: »

Its not just the £35 though, its after that, if you won, then getting the money out of ex. You then need to get bailiffs in, they cost money too. And if ex still wont pay.
You are slowly another 100 150 out of pocket. And still no sign if your money, but yet more paid out.

I had to write off several thousand many years ago. The best thing you can do is forget the money, and get on with your life, oh and don't ever do the same thing, if you can't afford to lose it don't hand it out.

Others have said same thing, write it off. It may make you feel better to try to do something about it, but pointless if it costs more.

Yeah but I'm not suggesting she does that. I'm suggesting she tries it and see if he rolls over. He might pay back some, at least that would be something.

Better than being defeatist about the whole thing. £480 is clearly a lot of money to OP and I think if she is forced to walk away from the money she should at least do so knowing she tried everything and didn't roll over herself.

Acc72

LandyAndy wrote: »

I sue people regularly as part of my work.

A 'money claim online claim' for the amount you are looking to recover will cost you £35 (£50 if you do it on the paper form N1).

My experience is that a lot of people pay up when the court paperwork comes through their door. The case never goes to court.

Some people do nothing and you get judgement by default.

A very, very few defend the claim.


If I was you I would issue a claim.

I agree with the above.

You also used to be able to print out the claim including all details without actually submitting it (and paying a fee) - not sure if you can still do this but is worth a try - just the cost of "signed for" delivery.

As your boyfriend is a student, if he want a career in finance or law etc. then a CCJ will be the last thing he needs on his CV.

Slinky

I'm in the have a go at getting it back camp. You have texts, if he's got a contract phone it'll be registered in his name. If he denys it's his number, try calling it in court and see if his phone rings........

He's just hoping that if he strings you along long enough, you'll give up. People talk about learning the lesson, don't lend anybody money you can't afford to lose, but he needs to learn the 'don't mess with me' lesson from you.

I leant somebody money and was going to write it off, until I found out he'd done exactly the same to somebody else. It took a couple of years of him paying dribs and drabs after going down the legal route, but I got most of it back and hopefully made him think twice about doing it again.

Delree

Slinky wrote: »

I'm in the have a go at getting it back camp. You have texts, if he's got a contract phone it'll be registered in his name. If he denys it's his number, try calling it in court and see if his phone rings........

He's just hoping that if he strings you along long enough, you'll give up. People talk about learning the lesson, don't lend anybody money you can't afford to lose, but he needs to learn the 'don't mess with me' lesson from you.

I leant somebody money and was going to write it off, until I found out he'd done exactly the same to somebody else. It took a couple of years of him paying dribs and drabs after going down the legal route, but I got most of it back and hopefully made him think twice about doing it again.

This. That is all.

ValHaller

missprice wrote: »

Its not just the £35 though, its after that, if you won, then getting the money out of ex. You then need to get bailiffs in, they cost money too. And if ex still wont pay.
You are slowly another 100 150 out of pocket. And still no sign if your money, but yet more paid out.

I had to write off several thousand many years ago. The best thing you can do is forget the money, and get on with your life, oh and don't ever do the same thing, if you can't afford to lose it don't hand it out.

Others have said same thing, write it off. It may make you feel better to try to do something about it, but pointless if it costs more.

We don't know whether he will pay up or not. It goes like this:

• for the cost of a stamp, a Letter Before Action
• for nowt a filled out court form
• for £35, it is before the court
• for a day spent in court you get a hearing
• for a good argument presented in court, you get a CCJ slapped on him
• for quite a bit of expense you get a bailiff breathing down his neck

Most people, the vast majority would cave somewhere before the last stage with the bailiffs. For the life of me I cannot see why people are urging OP to drop this straightforward claim and not even spend the stamp on a letter before action.

pinkshoes

The first question is: can he afford to pay? If he can, send a LBA giving him 14 days to pay, otherwise you'll take the case to court where he'll then be responsible for court costs too.

If he has no money, forget it and move on, or if you got on well with his parents, speak to them!