Debt free by 40 -- 19 Months and counting

hiddenshadow

SS, don't feel so bad! We all make mistakes.

On the plus side - you've learned something, you've got more resolve for January, and you've already cut up the card (good job!).

And you've already knocked out almost 2/3 of your debt total, so you know you can get rid of the rest, even with this hiccup.

fern44

lol new you was away spending money !!
but why not you don't need to answer to any one you have had set backs before and started again
just had delivery of a whole lamb you got any good recipes
got to go back to making wreaths now busy time lots of money to make !

abba1772

Don't beat yourself up about we have all been there at some point in our debt free journey

You've learned your lesson and cut your card up and come January you'll be raring to go xx

sweetpea26

Steph you fell off the wagon...dust yourself down girl and don't be so hard on yourself. Its done now and it can be fixed. You are an inspiration to so many and we all are here to encourage you. You will do it.


Keep going keep posting...a pound at a time.


Onwards and upwards...can't think of any more daft saying atm.


take care

kelpie35

Don't feel ashamed.

You were doing things to make your family happy and to have some enjoyment. We are all allowed that from time to time.

You WILL find a away to clear this debt, I have no doubt about that.

Just take a step back and look at how much you have achieved to far.

Please, please keep posting as you are an inspiration to many on this thread.

Take care x

mummytogirls

Oh Steph what you like, we don't hate you!

Its done now and I'm sure from January onwards you can knuckle down. I hope you had a good half term though !!! xx

sweetpea26

https://www.youtube.com/watch?v=kS-zK1S5Dws




this one is for you Steph ... love this song


went looking for one about falling off the wagon but they were all crap

Buffythedebtslayer

Blimey Steph why would we hate you

I was going to take out a 20 grand loan a couple of weeks and no one even took the !!!! !!
Even when we have crazy moments this place is lovely.

And can you PLEASE realise that you have paid off almost 12 000 pounds in two years.


So glad you are back, was worried you had something really bad had happened.

XXX

misstara

^^^^^ what everyone else said

You're doing fab, we all have blips, it's what we do after the blip that counts

maddiemay

Steph, good to see you back here. It was a blip, it is done, full stop.

Just be very careful not to loose the plot between now and new year and get going setting your new targets, drawing up your 100 squares etc As said by others here, you know that you can clear the debt, it will be later than you hoped for, so what? your pride may be a little dented, but you are human and no more or less fallible than the rest of us.

Take care and oodles of virtual hugs.

MM
xxxx