Debt free by 40 -- 19 Months and counting
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Hi Steph, I just wanted to add my support with all the others. Please don't feel bad, what's done is done and you probably had a fantastic time with your family, those memories are there forever you can't get that precious time back.
Everyone has bad days, thats why we are here, but I bet you not everyone posts every little detail about their finances and what they have spent so well done on being brave. I nearly got a pay day loan yesterday, absolutely ridiculous when I only needed to move enough money to get £10 of fuel and I had a voucher to use for a supermarket to get a couple of bits of food. My payday is tomorrow for goodness sake, how much would that have cost me if I had have gone through with it!
I think that's why this forum is so important, we can post without being judged, we can post to ask for help, we can post to give support and advice to others, commiserate the blips and cheer the successes, we can pop on here before we make decisions and seek out the best deals or just stop us getting payday loans
I hope you can regroup and come back soon, we're all here for you.
C xLoan from Mum £500/£300
DH computer £270.06/PAID :T
Kids computer £854.33/46.18 :eek:
Bike £276.15/118.35
Overdraft £1192/0 :eek:
Car £5374.04/316.12 :eek:0 -
Hi Steph,
I agree with the others. You've come so far, don't self-sabotage now and ruin all that good work. Everyone here is rooting for you to get going again.
I really miss your updates.Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hi Steph, I know you are about to enter your busiest time etc with the wreaths and Christmas stuff too. I hope you will be back in January full of OOMPH to make 2016 the last year of debt for you and your family.0
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Just popping by to say hope you come back soon Steph - I miss your posts.Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).0
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Just wanted to pop in and say that cos ages I bought a brilliantly well made cushion from our Steph I had liked her page (completely forget)and am thrilled to report that our creative lady is all over Christmas like a rash and has made (and sold) some beautiful things.
so well done Steph. keeping the faith even if you aren't here XXXXXXXNevertheless she persisted.0 -
Maybe Stephs is just busy making Christmas things to sell then. Come back Steph xxMummytogirls x0
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Hi Steph,
Glad to hear you are busy crafting your beautiful things...
I have brought you some Christmas cheer as you haven't been around to put any up..
:xmastree::rudolf::xmassign::snow_grin
we are missing you..
Love Puzz. xChristmas 2020 £109
I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
£60062/25384.84 - 13222.60k UE
MY DIARY http://forums.moneysavingexpert.com/showthread.php?t=47686850 -
Hiya super talented Steph, you go girl I hope your Christmas makes sell like hot cakes. And then you enjoy the holiday with your family.0
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Merry Christmas Steph, hope you have a great day tomorrow xDebt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).0
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Hello Steph XXX
Hope you are reading and are having a lovely Christmas.
take care lovely XXNevertheless she persisted.0
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