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Debt free by 40 -- 19 Months and counting

1266267268270272

Comments

  • Hello all,


    Hope you had a wonderful Christmas


    I am soooo sorry for abandoning my diary for well over a month :o.


    It was a combination of self loathing, extremely busy working and trying to make enough money from my wreath sales to pay for Christmas, I was out at Christmas fairs every weekend, it was a hell of a time and I am so glad it is over now.


    The debt hasn't gotten any worse since my November glitch and all of Christmas has been paid by my wreath sales, so a bit of damage limitation there.


    I have been sat at the computer this morning working out my new 2016 Budget and a new Snowball to follow.


    Once I am together with all of that I am going to start a fresh diary as the title of this one is not relevant anymore.


    I will post at link on here so anyone that wants to keep in touch can.


    After reading all your posts since I went AWOL I am really touched by how you have stuck by me even though I have gone off the rails. Thank you so much xxxxx


    I promise to get back to posting every morning like I used to.


    Love you all xxxx
  • Really lovely to see you back on here Steph. Hope you had a lovely Christmas and I look forward to following you with your new diary xxx
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    :hello:
    Lovely to see you back Steph, we missed you.
    Love Puzz.x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Hello all,


    Hope you had a wonderful Christmas


    I am soooo sorry for abandoning my diary for well over a month :o.


    It was a combination of self loathing, extremely busy working and trying to make enough money from my wreath sales to pay for Christmas, I was out at Christmas fairs every weekend, it was a hell of a time and I am so glad it is over now.


    The debt hasn't gotten any worse since my November glitch and all of Christmas has been paid by my wreath sales, so a bit of damage limitation there.


    I have been sat at the computer this morning working out my new 2016 Budget and a new Snowball to follow.


    Once I am together with all of that I am going to start a fresh diary as the title of this one is not relevant anymore.


    I will post at link on here so anyone that wants to keep in touch can.


    After reading all your posts since I went AWOL I am really touched by how you have stuck by me even though I have gone off the rails. Thank you so much xxxxx


    I promise to get back to posting every morning like I used to.


    Love you all xxxx

    YOU ARE BACK!

    Yippee!!!!!!!!!!!!!!!
    Nevertheless she persisted.
  • maggiem
    maggiem Posts: 1,966 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Great to see you back. I'll look forward to reading your new diary. May 2016 be a very good year for you and your family :T:T
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    I'm normally a lurker here, but just wanted to say, it is good to see you back.:)
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • Welcome back Steph :j xx
    Mummytogirls x

  • So glad that you are back and have kept a handle on things even over Christmas. Hope this is the year you become debt free!
  • maddiemay
    maddiemay Posts: 5,139 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    So pleased that you are OK, well done with the wreaths and not increasing the debt.

    Put it behind you, you are only human and not the the first on here to experience a blip, nor will you be the last.

    No more talk of self loathing lovely lady, be mad about what happened if it helps, but not with yourself as a person, no-one is perfect, but :A:A

    Looking forward to your new diary, you have come so far on the old one, it can only get better.:)

    MM
    xx
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • dawnybabes
    dawnybabes Posts: 3,508 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Woohoo, welcome back, we've missed you xx
    Sealed pot challenge 822

    Jan - £176.66 :j
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