The 'Save 12k in 2014' Thread!

kitjos

Just put £300 in my ISA . Hope to put in another £500 next week xx


Slig ~ Defiantly better to nip into savings instead of overdraft (esp if OD isn't planned), keep in the frame of mind that you can start saving in next few months x

Changingme

I have an on-line Isa which pays 1.35% with Halifax,I know it's low but both my boys get 6% on thier Isa as mate rates sort of thing as the eldest will be eighteen this year I have been trying to boost his savings as he would like to go uni.

I-LOV-MONEY

slig wrote: »

My savings have actually gone down since the start of the year But slow and steady wins the race; better to use savings than go into my overdraft in the long run. And come February/March I should be able to make some real progress.

Depending on how much overdraft you want, First Direct bank offer you £250 overdraft free; no strings; no catches !

slowlyfading

Front page and spreadsheet updated - looking forward to the updates at the end of the month

Wentthedaywell?

£1,400 for me this month - might be a bit over-ambitious so if I have to dip in to it I shall adjust in Feb. Also another £30 in the "Save £365 in a year" pot, but I'm not counting that as it for spending not saving!

I've just rejigged my signature as I've decided not to clear my mortgage by March this year, but will let it run another year. It's only £120 a month at 1% p.a.. So it's more sensible to save, at 5%, the money set aside to clear it. This also gives me more liquid cash I can access if needs be.

It would be great psychologically to get rid of it, but I'm being hard-nosed!:D

[Deleted User]

Pay day for me on Thursday. I am looking forward to declaring my first savings of the year.

I have now opened my Clydesdale bank 4% savings account. On Monday I need to phone them to activate telephone banking and internet banking and then £3000 will be stashed in there for the next year or so earning 4%.

ross1985

can i join please, not sure on a limit but 8k would be a start, I'm saving a minimum of £800 a month normally more. i currently have 16.5k in my Isa and 1k in savings account which im filling up ready for the new Isa year and i would like to get my total to £25k this year which would be great. I'm good at saving and looking for bargains so I'm sure i can achieve.

[Deleted User]

Welcome Ross, best of luck with your savings.

IntriguedUser

Doubt I'll be saving much this month, probably only £100/150. Few bills have cropped up, car tax/few payday loans/owe grandad money £120. Next month I'll save at least £800 though for sure!

We shall see

100saving

my aim was to save 1k every month this year but this month i have saved £1,300!

next month i should get a 2k pay rise as i have finished my training so that works out to be about £113 a month after TAX!!!! :mad::mad::mad:

my target is 12k in 2014 as a minimum but ideally I would like to save 15k.