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Pay Off Before Lay Off!

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  • Hi Habibboo, sending you and your DH tons of positive vibes about the future. The stress he is under must be so difficult for you both. Fingers crossed this ends up the right way, with time to regroup and recover.

    Very best wishes, Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Oh Hbb , how rotten for you both! Not just the germs and bugs, but the whole workplace scenario. Like Tilly, everything will be crossed for you . Except for 35 mins Thurs am and pm when I'm on my bike...

    I've moved on from MMM to ERE now! But it's the Tilly Tidies that keep me sane! Hang in there xx
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    Hi Habibboo, sending you and your DH tons of positive vibes about the future. The stress he is under must be so difficult for you both. Fingers crossed this ends up the right way, with time to regroup and recover.

    Very best wishes, Tilly x

    :wave:

    Thanks Tilly, I appreciate your kind words and I know you've been there yourselves and come through the other side, so it's great to have the support. It's just horrible to see him so unlike himself, with sickness and stress and not be able to help.

    Have managed to make him smile a couple of times today (although that might have been wind and bellyache, of course).

    Cheers Tilly x
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    Oh Hbb , how rotten for you both! Not just the germs and bugs, but the whole workplace scenario. Like Tilly, everything will be crossed for you . Except for 35 mins Thurs am and pm when I'm on my bike...

    I've moved on from MMM to ERE now! But it's the Tilly Tidies that keep me sane! Hang in there xx

    :wave:


    Thanks A*M, appreciate your comments and crossings (glad to know you are prioritising cycling safely there though)!

    Get you with the acronyms ... MMM - Mr. Money Moustache? Find his site a bit annoying actually so have just read a few articles over there (I feel I've read far more relevant and helpful info on threads over here, to be honest).

    So, ERE eh? Don't know that one ... are you ready to reveal all? x
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hope you don't mind me jumping in - think ERE is Early Retirement Extreme, another site where someone has retired ridiculously early. Google it - it's worth a read :) hope your DH is feeling better and sorry to hear about the work stuff.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Mr HBB may find the talk will help - the fear of the unknown is often worse than the reality - once you know what you are facing you can start to plan.

    Hope he's feeling a bit better.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • greent
    greent Posts: 10,772 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    gallygirl wrote: »
    Mr HBB may find the talk will help - the fear of the unknown is often worse than the reality - once you know what you are facing you can start to plan.

    Hope he's feeling a bit better.



    GG speaks wisely - the uncertainty and waiting is a horrible place to be x


    Hoping the Hbbb household is feeling much better and that Mr Hbbb brings home no more germs x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Watty1
    Watty1 Posts: 6,830 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Love what GallyGirl said. Once you know you can plan. Our household has been under the threat of Mr Watty's job being restructured and outsourced / changed / laid off /made to move to a different shift pattern blah de blah for so long (like 10 years) that I find it hard to summon any interest here. Sounds awful I know but he keeps saying its really real this time but errr... I think he said back in the dark ages. I just keep overpaying and hoping ....


    Chin up and away with the bugs :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    :wave:
    Hope you don't mind me jumping in - think ERE is Early Retirement Extreme, another site where someone has retired ridiculously early. Google it - it's worth a read :) hope your DH is feeling better and sorry to hear about the work stuff.

    Appreciate you jumping in S*F, it's lovely to see you! Early Retirement Extreme eh? Could do with one of those as a challenge, especially as I think a MFi3 is going to be just out of reach!

    Ta for good wishes, at the moment I think Mr. Hbbb would be quite happy to retire gracefully! x
    gallygirl wrote: »
    Mr HBB may find the talk will help - the fear of the unknown is often worse than the reality - once you know what you are facing you can start to plan.

    Hope he's feeling a bit better.


    ;) I'm sure you're right there G*G, one of those better over with things and as you say, at least we'll know what we're facing. I think he's just additionally spooked because (a) he's feeling grotty and (b) the appointment is in the last week of term (which is in theory the last in-school week of the notice period required for leaving at Christmas). Hmm, but we're not dwelling on that! x
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    :wave:
    greent wrote: »
    GG speaks wisely - the uncertainty and waiting is a horrible place to be x


    Hoping the Hbbb household is feeling much better and that Mr Hbbb brings home no more germs x

    Thanks GreenT, still full of germs but hey ho, tis the time of year. once recovered we can then have our flu jabs and my pneumonia jab! :rotfl:
    Watty1 wrote: »
    Love what GallyGirl said. Once you know you can plan. Our household has been under the threat of Mr Watty's job being restructured and outsourced / changed / laid off /made to move to a different shift pattern blah de blah for so long (like 10 years) that I find it hard to summon any interest here. Sounds awful I know but he keeps saying its really real this time but errr... I think he said back in the dark ages. I just keep overpaying and hoping ....


    Chin up and away with the bugs :)

    Thanks Watty ... gawd, sounds like you're very worldy wise to all that jazz. My BIL gets put through it all exactly the same each year and each year he survives until the next round ... I'm sure he and my sis would be terribly shocked if it actually happened!

    But as you say, onwards and upwards, or Tilly Tidying all over the place as a precaution!

    Hugs! x
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
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