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2014 mfw

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  • MFW No.148 reporting in with the first OP of the year of £240.

    I have paid more than what I planned my average monthly OP to be for the year due to having more cash left over from last month which is a good start to the year, hopefully it can continue.

    JCL, do you have any other links for the 2014 MFW Spreadsheet, the one on your posts doesnt seem to be working for me?
  • OS_QS
    OS_QS Posts: 339 Forumite
    Hello, #38 here reporting the first overpayment of the year.... The standing order of £842 has came out the account, now the fun starts to see how I can achieve my target for the year!!

    Cheers
    Mortgage debt : -£17,000
    2019 overpayments : £23,000
  • Hello!

    I'd like to join and commit to overpaying by £5000 in 2014.

    I'll update when I make my first overpayment, which should be around 1st Feb :T
    2016 diet challenge 16lbs/42lbs lost

    2014 MFW #114: £5000 overpayments made
    2015 Savings Challenge #65: £6000 saved
  • SuperSecretSquirrel
    SuperSecretSquirrel Posts: 1,059 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 7 January 2014 at 10:04PM
    Hello all :) #30 here with an additional £214.09 OP today, that takes the January total up to £314.09 so far :D
  • kaz100jay
    kaz100jay Posts: 57 Forumite
    Part of the Furniture Combo Breaker
    How do I know if I have been added to this?
    Sorry but it's my first time
    Mortgage 2nd Oct 2012 = £142,615.61
    MFD - Dec 2041 :eek::eek:
    Mortgage 20th Sept 2013 - £139,296.31
    OP 2013 = £800
    MFW 110 - OP 2014 - £867.50/£1000
  • catshark88
    catshark88 Posts: 1,099 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    May I join this please?

    My OPs will be small as we are mainly trying to build our savings, but those are offset against the mortgage, so do help too.

    I worked on savings last year too and I really lost focus on the OPs. I know I couldn't have done much, but I could have done more than I did....

    I reckon I could do £1200 though. :-)
    "Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris
  • Hi I'd like to join please.

    I'm aiming for £2000 this year, bought my house in October 2013 so want to start early but I also want to save up an emergency fund and have a holiday this year as I've spent the last few years saving hard.

    First OP on the mortgage - £50 :D
    Just bought my first home :j

    MFW 2014 No 117- £62.62/£2000
  • sammy70
    sammy70 Posts: 1,009 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Number 66 logging in, to report £50 overpayment made 2/1/14!

    XSammy X:beer:
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
    Make £11,820.96 in overpayments in 2025
  • ecoelle
    ecoelle Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi guys, ecoelle reporting in with the first OP of the year. Thanks for running the thread :)

    OP of £175 for January please
  • kaz100jay wrote: »
    How do I know if I have been added to this?
    Sorry but it's my first time
    Hi kaz100jay there is a list of everyone added on the very first post of this thread. I can't see you on it yet but I am sure jcl will add you very soon. Welcome to you and all other new mfws. Here's to a great new year of OPs. Big or small they all make a huge difference.:)
    MFW - number 11 :)

    OP Target for 2014 £1500 Mortgage now £43745
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