2014 mfw

kansaskitty

Hello I would like to join again this year please, not fussed about my number! Put me down for a target of £1906.80 and a January payment of £158.90, thank you! Let's do this y'all! KK xx

elantan

Hi... Just did a wee account tidy and managed to find another £30 so total so far for Elantan no2 is £40 thanks

Marie27lol

Haha, not even into the first week of the new year, and we already have 10 pages of comments for this thread

No 127 reporting in. Standard OP of £100 has been made, plus £100 bit extra - couldn't resist an early start

M

FacelessNumber

Number 31 with first OP of £100 which is our standard OP on our DD. Might be a bit slow for the first few months of the year as I am changing job and there will be a gap in pay - half pay Jan and Feb so not ideal for overpaying!

Lots of income upping to be done I think

Southernman

Small overpayment to start off the new year with:

£5.92!

Catslovelycats

#80
reporting 1st OP of £159.54

:T

teabody

Feeling really motivated now.....need to OP....my minimum payment is £500 so trying to save like a madwoman....very jealous of those of you who can overpay even tiny amounts!!

black_taxi_2

teabody don't worry about o/p it's deceptive

Your £500 minimum payment is £350 more than my monthly mortgage

as long as main capital is reducing every year,that's all you need to know

Gaz83

I'll sign up as well

Mortgage began on the 1st January 2014. 30 Year Term, borrowed £114,000 at a 95% LTV on our property valued at £120,000. Two Year Fixed Term at 5.59% (payments of £650.78) followed by variable rate of 3.99% (estimated payments £548.51).

I've an ambitious, yet hopefully achievable, plan to have the mortgage paid off within 15 years. Plan to overpay a total of £4,364.43 this year.

Already made one overpayment of £122.33 with the 1st Jan payment.

couldsavemore_2

I would like to join in please , did write a longer post but lost it will do it again tomorrow along with all figures .