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2014 mfw

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  • Another £20.14 payment for no 31 please :)

    Checked my balance this morning and it was 83020.14 and the little bit of OCD in me couldn't leave it at that :D
  • 115K
    115K Posts: 2,678 Forumite
    Part of the Furniture
    teabody wrote: »
    Feeling really motivated now.....need to OP....my minimum payment is £500 so trying to save like a madwoman....very jealous of those of you who can overpay even tiny amounts!!

    Ours is £200 minimum and it irritates me too that we can't overpay by little amounts here and there!:mad:
    HOUSE MOVE FUND £16,000/ £19,000
    DECLUTTERING 2015 439 ITEMS
    “Don’t let your happiness depend on something you may lose.”
  • pavlovs_dog
    pavlovs_dog Posts: 10,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #46 with another £110. 2014 total to date now £150, or 7.5%. That's probably my lot until later in the month. No point going mad and then discovering that I haven't left enough in the accounts to clear the CC bill!
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 70 reporting my first OP of the year of £100
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • Wow everyone is going for it already this year :) I worked out today that since we started OP'ing we have saved ourselves 13p a day on our daily interest compared to what it would have been if we had just made the normal payments! That's £3.90 in an average month we are saving without even making any more OPs, and it will only go up!

    If that's not motivating me, I don't know what will!! Keep it up MFWs :D
  • £850 for January for number 83 please. Let's see if I can manage a bit more towards the end of the month...
  • BlueMoo
    BlueMoo Posts: 424 Forumite
    85 reporting in with the usual 221 overpayment

    So 221/3000.

    *****

    MOP pot built up to 7.81. I too am like others and have to build up a minimum before I can overpay.
    Very irritating as every little bit helps towards reducing the interest, but Hey Ho!
    M3 Dec2015 #160 Target £150,000 (BU £155000)
  • No.37: £87.04 overpayment for January
  • I was going to wait until the end of the month as its going to be very tight! But looking at everyone else's posts made me want to get started too.

    So number 34 with an overpayment of £368.72 which is the exact amount I need to take a month off my term. I was hoping for £500 per month so will have to make the difference up throughout the year. :j:D
  • ang4k
    ang4k Posts: 61 Forumite
    Another small op made. £59 no 17. Had to pay a bit on cc this month but once holiday is paid off will be oping to catch up
    MFiT-T4- reduce mortgage from 61000 to 40000
    2018 MFW no 17 : 8000/10100.00. 2019 MFW no 17: 2150/8000
    MFIT-T5-completely clear my £35000.00 mortgage
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