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The Fantastically Festive December NSD Challenge

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Comments

  • I want to join this but the problem is I go to Uni 5 days a week and I have to pay a toll charge do I have to count these as I won't get many if I do but it's the cheapest way to Uni.


    hiya i am fairly new to the NSD challenges nikki2002 but others i see put in a jar when they've been paid such regular necessary expenditure so it doesnt count to the NSD even though you have kinda spent that day iyswim ?

    i havent included petrol this month in my NSD but i think i am going to put an allocated sum in a pot for this as its not to me a real spend as i have to drive 40 mile round trip to work and there is no public transport or alternative to this

    having set NSD targets is a real motivator to keep the purse strings tight
    hth

    JD xx
  • yay nsd 6 in the bag
  • NSD 8!!!

    I'm truly stunned! And very very pleased :D

    Kate x

    ETA: I had the opportunity to go to the pub tonight but wanted my 8th NSD more ;)
    LBM 17th Oct13 - SC DMP - DFD 10th Feb 2018
    paid pre-DMP £6146 :D paid with DMP £2275 :D F&F's £700 (£450 discount) £1,000 (£1,498.22 discount) £ 700 (489.62 discount) :D Total £9725

    Current debt to repay £3,503.13 taking one day at a time
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 17 December 2013 at 9:20PM
    Never thought I was going to see a NSD ever again at the rate I've been going :eek:.Had visions of coming here every few days for the next 10 years to say "nothing to report":rotfl:.
    However,have now bagged NSD #4.
    I am counting on lots of NSD's after Christmas.:cool:
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Evening all

    Reporting NSD # 9

    I'm pleased with that, as I normally spend at least something on Tuesdays

    However, not so pleased to report I've got a cold. I think I caught it on Saturday when I did a day trip to that cruise ship. An old bloke sneezed on me..... I wasn't happy at the time, and I'm even less happy now !
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    NSD 15 today, all going well here.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • I'm going to join then next month but not class toll as spends thanks for your help jammy :)
    Became debt free December 2022

    #49 2024 penny saving challenge - £270.55/£671.61 - 41%
    January - £150.55
    February - £120

    #20 52 envelope challenge1 - £1015/£1378 - 73%
    January - £295
    February- £335
    March - £385

    £1285.55/£5671.95 22% saved
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Never thought I was going to see a NSD ever again at the rate I've been going :eek:.Had visions of coming here every few days for the next 10 years to say "nothing to report":rotfl:.
    However,have now bagged NSD #4.
    I am counting on lots of NSD's after Christmas.:cool:



    Well done Saver-upper for not giving up - it takes a strong will to hang in there when the going gets tough. 4 NSD means at least one day in every 4 was a spend-free - quite probably better than when you first joined?


    Pleased to report NSD 11, tomorrow probably won't be one.
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 18 December 2013 at 8:01PM
    Hey,Nikki2002-2008:why don't you join us now?Maybe just make a smaller (pro-rata) target.This could be your "just practising" month,ready for the real deal next month.
    And welcome aboard :santa2:
    (Haven't Ennessdee Towers got a waving smiley?)
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • Morning all,

    I appear to be well and truly stalled on #2. It's been crazy busy and something new and unexpected has cropped up every single day so despite my preparations nothing has gone to plan. However, in new developments, I used "no" as a complete sentence yesterday when I turned down a last minute invitation that sounded fun but would have been too stressful logistically (there was a "thank you very much" in there too). I felt very proud of myself as usually I'd be tying myself in knots trying to get it all done.

    Right, must get ready for the day. Have a good one! :snow_laug
    CC1 £5999 Total Debt March 2021 £5999
    NSDs March 1/20
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