Debt Destruction December!!!

tennisfanatic

A SFD today, hoping for 5 in a row as damage limitation for next week when I am off and have a fair amount of shopping to do.

SFD 3/15
Lunch to work 3/13
Food £34.41/£120 (including foodbank donation)
Foodbank £2.49/£5 (purchased but not yet donated)

NinjaSavingKat

http://agirlcalledjack.com/2013/12/02/jackspetition-investigate-hunger-and-foodbank-use-in-the-uk-now-please-sign-and-share/

How many of you could sign this and tag 10 friends on Facebook..?

shyspender

Ok...I finally have five minutes so can check in, after kind of being MIA.

So, I ventured to the new Ald! near me on Sunday. Not quite sure what I was expecting but I kind of thought it was going to be bigger than it was. I did manage to get some good bits, and I know they were cheaper than I could have got at my normal shops. Spent £33.96 in there but had to go to tescimos to get the few bits I couldn't get there, spent £15.25 there.

That's me filled up with food for a while. Will have to go to the tinned fruit next week, but nothing wrong with that. I also did some batch cooking on Sunday. 8 portions of chilli pasta sauce and 6 portions of tarka daal in the freezer, ok, 4 portions, no, 3 portions of tarka daal, because that is the lunch of choice this week.

Also bought one christmas present online on sunday, that arrived today. Got more to go but I'm trying to wait until I know I need to spend to keep the SFD's going, and ration out the SD's.

Kat After all you have done in the past year, I don't think a little splurge is wrong. Besides, you didn't really splurge, everything will be usable for a long time so I'd say it was pretty MSE!

Doodles1971

Another spend day today. I will manage a NSD soon.
Forgot to get meat out of freezer for tea so ended up buying something we could have for tea, so whilst I was in a$da bought big joint of beef on special offer then cut into two generous portions so in the freezer and will save over the month.

Also DS2 had an Eco Faye at school so spent £2 there then had to buy his ticket for school disco tomorrow.

Tomorrow will be a SFD I promise

So SFD 0/15

Fmess

Evening all,

Checking in now as I am knackered and not sure I am going to be awake much longer. Last night I had 300+ reports to proof read and decided to do them all in one go, resulting in me being tired and grumpy today.

Stupidly today I scratched my car on the lamp post outside my house Feel like such an idiot, luckily its not horrendous and OH has just been and gently scrubbed the transferred paint off my car

Today is a SFD Although tomorrow we will need dog food as the delivery still hasn't arrived.

Hope you all have a lovely, restful evening

Sedge123

Small spend today as posted all the Christmas cards.

splodgethefirst

Spend day - crap work day (wine 6.69) and I forgotthat I needed some googly eyes for work (2.78 for 70) so the kiddlets can make their sock puppets ...

Need the weekend STAT

Habibiboo

:wave:
Quick question ... does spending food money out of the allocated food budget only mean I can still claim a spend free day, as it was budgeted for? A little unsure of the rules and do want to play nicely!

TiptoesDB

Hey all...

well, NSK I don't think we can begrudge you a little treat, you most certainly deserve it! Enjoy your fluffy pink cosy clothes, but first get dressed and go and have a nice meal out!

and well done Stewby on the euros! Maybe that's the answer to not spending, hide our money from ourselves! Now, where can I put my wages where I won't find them?

Spend day again here, as I did the weekly shop in my lunch break. I also managed to get the charity xmas present for our unknown 13 year old girl (November or October challengers will know what I am on about) I got her a massive tin of retro sweeties, a set of 6 funky glitter nail varnishes and a box of 3 fruity body butters... so there's at least one thing there she might like.. hopefully. It looks pretty good and it all came in at £10. Thank you to all who gave me advice/ suggestions on this.

OH also spent today on some treats to keep him going as he is feeling under the weather health wise... his medication has been changed again and it always gives him a real energy blip. He's so funny now tho when he spends he emails me straight away at work to apologise! bless..

I notice there has been some hair chat on here tonight and I wondered if anyone has any ideas re this - I have quite frizzy hair and have always used frizz ease on it. I haven't needed to buy any yet since LBM, but I do need some now and went to pick some up in the supermarket and looked at the price (as I do now, and didn't before) and nearly had a heart attack - £6 for that tiny tube!!! Anyone got any ideas for cheapo frizz taming? I guess I could channel some kind of 70s hippy frizz, but I am not really that brave....

Anyway, off to chill after a very busy day. Still got cats that hate each other and still haven't been to the old house to see if they have our xmas decs in their loft, so feeling a bit unsuccessful due to this and total lack of NSDs.... sigh

cowboymum

Ok so had a bit more time to sort this out.

Nsd - already done 1 (had to spend today)
Food - £500 budget in total
Envelopes - I already use this sort of system, I get out money in one lot for school dinners, parking charges, DH swimming (he does triathalons). I transfer money into different accounts for different things monthly, and try to allocate money for things per month (haircut for me this month - seriously needs it!)
Drop one Christmas outing - already done this twice, but still got 2 possibly 3 ( one is £5, the other the cost of a meal)
Food bank - will try to buy the food rather than just donate if my local
Food bank has started up now.
Main aim for next year is to build up emergency fund, minimum £3,000.
Eat lunch at home every day.
Was going to go to Boxing Day sales as we are all looking decidedly shabby and could do with some new clothes, but will wait.

Will try and work out spending a little better tonight. Was a spend day today, £16 work stuff, £3.10 chips from chip shop(!), DH bike training session. Noticed car needs petrol but budget £70 per month for petrol.