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Mrs PG's Hopes & Dreams for a debt free future !

1969799101102154

Comments

  • Amazing amazing! I remember your first post and thinking to myself how will she clear that! I know you haven't got all the way there yet but I've seen so many posters around with similar debts to what you have now that I just know it won't be too long for you :) really proud of you!

    I hope Mr PG makes it back every weekend too :) xxx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Brilliant news about the new contract Mrs PG
    Your signature looks amazing ....gives hope to us all :)
    xx
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Great news re the contract and loving the new signature x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • NoOneAround
    NoOneAround Posts: 1,843 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hope its been a good week Mrs PG !
    xx
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    :j:j:j for the new contract. You can now start to relax a little. Well done on getting figures owed up to date, and for getting info to accountant. Ours went in two weeks ago, such a relief to have handed them over.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm still here. Last week was just ridiculous, this week I look grim with the biggest bags under my eyes ever, and am exhausted, but still staying positive.:D

    Where last week disappeared to is anyone's guess.

    I read all of your messages yesterday, thankyou so much . I will try and answer later if I can.

    Quick roundup of last week -

    Few more Sigs updated, tax bill heading downwards, I have an action plan which hopefully fall into place.

    I ended up in A&E needing stitches, managed to slice the end of my thumb off nearly. Its not looking the prettiest but thankfully as the girls said " Mum your not a hand model so it doesn't matter !" They are correct of course !

    DD2 took a spectacular stumble in the shower, nearly knocked herself out , ended up covered in bruises with a swollen and cut foot and ankle. In the absence of any ice, think it had all been used on my thumb we located a piece of frozen ginger covered in icicles and soothed her aches and pains with that !She looked hilarious with a lump of fresh ginger strapped to her foot with surgical tape !! I did remember it throw it in the bin when she had finished with it and it wont be turning up in a curry in the near future !! :rotfl:

    DD1 took herself off into London for a concert earlier in the week, she had booked and paid for the tickets herself and armed with a thousand directions, train times apps and websites and maps from me off she went on her merry way !! had the time of her life, was a good as gold even leaving early to ensure that she got the train home that I had insisted she be on. Her friends that she traveled with were totally left to their own devices and I swear their parents didnt have a clue where they were. I was on tenderhooks all night long as the original plan was that we were to travel into London to collect as I wasn't happy about her being there so late at night, but Mr PG got sent to Paris that night so it was just DD2 and I and too late to drag her all the way to London on a school night, so she took the train in the end and I collected at 1am from the station with DD2 wrapped in a sleeping blanket snoring on the back seat ! All other parents refused to collect insisting that their children could get a cab despite there being none available in the early hours of a Wednesday morning and their children being 25 mins from home still. :mad::mad: These parents went to bed and made so many excuses as to why they couldnt collect despite their being two parents at home it begged belief, so as usual it fell on me to pick up as there was no way I was leaving DD1 stranded obviously, but of course I then had to do the drop offs for the friends while their parents were curled up in bed !! Makes me so mad !!

    Last week was a year ago since I lost my lovely dad. I tried not to dwell on anything and we kept ourselves busy. DD1 went to the concert on this date and while she was there I took DD2 for Pizza and the movies. This wasnt the proudest moment of my life as she had chosen the movie, I just went along with her choice as she said it was a comedy. Just what we needed we decided !! Sadly on arrival we discovered that the movie, as funny as it was , was about some grandchildren spending their last ever holiday with their grandad who was dying !:eek::eek: We had a whispered conflab in our seats as to whether to stay or go and decided that it was fine, the movie looked good and we wouldn't think about things , just watch it. The grandad then proceeded to pop his clogs in front of his grandchildren, we weren't expecting that bit :eek:. This obviously upset DD2 and I was completely mortified. It was supposed to be a fun evening just the two of us to take our mind off of the date and all it did was remind us all the more !! We did stick the movie until the end and it was a really good film, just that the timing was awful. We have since seen the funny side and laughed about it and decided that my dad would be laughing with us too. As Mr PG said to me " It could only happen to you !!" :o

    A million other things happened last week but for the life of me I honestly cant remember them but I do know I barely had time to do a wee. :p

    Mr PG came home Friday night and took the weekend off !! :T:T

    Friday night was taken up with parties for both the girls, in two opposite directions, but we muddled through and got to bed at 2am !
    Saturday was lost with some of the other problems going on that I briefly touched on last week, but I Cant go into detail on those. It had to be dealt with and was far more important than anything else that needed doing so it was fine but exhausting. Saturday night we chilled together and watched a movie and drank wine !!

    Sunday Mr PG made a huge breakfast, we tackled a few long overdue jobs and then went to visit my gorgeous niece and her hubby who we havnet seen since MArch. Wa had a fantastic time and it all felt lovely and normal. :D

    Mr PG is now away again until Friday night and then again Saturday morning but hopefully things will settle down a little for the duration of this contract, fingers crossed. It was day one yesterday and all went well.

    Right I must dash, have a day of meetings and a night of charging around with the girls.

    Hope you are all well xxx

    Brogden thankyou for your post about the tax, think we have it all in hand. Thankyou for your concern, it is a huge worry. Just quickly, we cant lower any payments with the Predators without rocking the boat and we are just getting back on an even keel with them after the last year of difficulties. We think we can kick the bill into touch just in time for the next one, but with a few months of guaranteed work and if this goes well the possibility of two years of guaranteed work and with loads of planning and money juggling I think we will get sorted. I hate THEM so much !! xxx.
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Wow, it seriously could only happen to you!!!!!

    Glad to hear from you, even minus thumb top x

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Sending you all lots of very gentle hugs.

    Glad you got mr PG for a weekend.

    xx
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    I'm still here. Last week was just ridiculous, this week I look grim with the biggest bags under my eyes ever, and am exhausted, but still staying positive.:D

    Where last week disappeared to is anyone's guess.

    I read all of your messages yesterday, thankyou so much . I will try and answer later if I can.

    Quick roundup of last week -

    Few more Sigs updated, tax bill heading downwards, I have an action plan which hopefully fall into place.

    I ended up in A&E needing stitches, managed to slice the end of my thumb off nearly. Its not looking the prettiest but thankfully as the girls said " Mum your not a hand model so it doesn't matter !" They are correct of course !

    DD2 took a spectacular stumble in the shower, nearly knocked herself out , ended up covered in bruises with a swollen and cut foot and ankle. In the absence of any ice, think it had all been used on my thumb we located a piece of frozen ginger covered in icicles and soothed her aches and pains with that !She looked hilarious with a lump of fresh ginger strapped to her foot with surgical tape !! I did remember it throw it in the bin when she had finished with it and it wont be turning up in a curry in the near future !! :rotfl:

    DD1 took herself off into London for a concert earlier in the week, she had booked and paid for the tickets herself and armed with a thousand directions, train times apps and websites and maps from me off she went on her merry way !! had the time of her life, was a good as gold even leaving early to ensure that she got the train home that I had insisted she be on. Her friends that she traveled with were totally left to their own devices and I swear their parents didnt have a clue where they were. I was on tenderhooks all night long as the original plan was that we were to travel into London to collect as I wasn't happy about her being there so late at night, but Mr PG got sent to Paris that night so it was just DD2 and I and too late to drag her all the way to London on a school night, so she took the train in the end and I collected at 1am from the station with DD2 wrapped in a sleeping blanket snoring on the back seat ! All other parents refused to collect insisting that their children could get a cab despite there being none available in the early hours of a Wednesday morning and their children being 25 mins from home still. :mad::mad: These parents went to bed and made so many excuses as to why they couldnt collect despite their being two parents at home it begged belief, so as usual it fell on me to pick up as there was no way I was leaving DD1 stranded obviously, but of course I then had to do the drop offs for the friends while their parents were curled up in bed !! Makes me so mad !!

    Last week was a year ago since I lost my lovely dad. I tried not to dwell on anything and we kept ourselves busy. DD1 went to the concert on this date and while she was there I took DD2 for Pizza and the movies. This wasnt the proudest moment of my life as she had chosen the movie, I just went along with her choice as she said it was a comedy. Just what we needed we decided !! Sadly on arrival we discovered that the movie, as funny as it was , was about some grandchildren spending their last ever holiday with their grandad who was dying !:eek::eek: We had a whispered conflab in our seats as to whether to stay or go and decided that it was fine, the movie looked good and we wouldn't think about things , just watch it. The grandad then proceeded to pop his clogs in front of his grandchildren, we weren't expecting that bit :eek:. This obviously upset DD2 and I was completely mortified. It was supposed to be a fun evening just the two of us to take our mind off of the date and all it did was remind us all the more !! We did stick the movie until the end and it was a really good film, just that the timing was awful. We have since seen the funny side and laughed about it and decided that my dad would be laughing with us too. As Mr PG said to me " It could only happen to you !!" :o

    A million other things happened last week but for the life of me I honestly cant remember them but I do know I barely had time to do a wee. :p

    Mr PG came home Friday night and took the weekend off !! :T:T

    Friday night was taken up with parties for both the girls, in two opposite directions, but we muddled through and got to bed at 2am !
    Saturday was lost with some of the other problems going on that I briefly touched on last week, but I Cant go into detail on those. It had to be dealt with and was far more important than anything else that needed doing so it was fine but exhausting. Saturday night we chilled together and watched a movie and drank wine !!

    Sunday Mr PG made a huge breakfast, we tackled a few long overdue jobs and then went to visit my gorgeous niece and her hubby who we havnet seen since MArch. Wa had a fantastic time and it all felt lovely and normal. :D

    Mr PG is now away again until Friday night and then again Saturday morning but hopefully things will settle down a little for the duration of this contract, fingers crossed. It was day one yesterday and all went well.

    Right I must dash, have a day of meetings and a night of charging around with the girls.

    Hope you are all well xxx

    Brogden thankyou for your post about the tax, think we have it all in hand. Thankyou for your concern, it is a huge worry. Just quickly, we cant lower any payments with the Predators without rocking the boat and we are just getting back on an even keel with them after the last year of difficulties. We think we can kick the bill into touch just in time for the next one, but with a few months of guaranteed work and if this goes well the possibility of two years of guaranteed work and with loads of planning and money juggling I think we will get sorted. I hate THEM so much !! xxx.

    You're the boss Mrs PG :)

    I used to give all to predators and nothing to the 'sleeping crocodiles.' I now give everything to the 'sleeping crocodiles' and the predators can wait........once bitten......Ha that's why the debts are going down slowly :rotfl: I know you've thought about THEM - they're obviously under control :o !!!

    All the absolute best M'Dear!!!

    Brogden x
  • Oh dear - between you and Debtfreewanabee321, you are in the wars.

    Take care of yourself.
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