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Mrs PG's Hopes & Dreams for a debt free future !

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  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Aah.. Polzeath...you're right PLMBL..that's another cracker. Looooooong beach

    The beach at Sennen is also lush
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    We used to go to Constantine Bay every year when I was little - a friend of my mother's had a holiday home there that she let us borrow. My cousin lives in Truro and Mum and I are off down to stay with her for a few days at the beginning of June. Can't wait!
  • Baldybear
    Baldybear Posts: 1,719 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Went to Cornwall a few times when younger and then visited again with various OH's, mainly near the Lizard tho last year OH his parents have a holiday home near St Austell so visited twice last year and pretty much covered that area over 2 different weeks :) Love it there so peaceful and pretty
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    brizzledfw wrote: »
    Hi :wave:

    We are staying near Penzance with friends...but many years ago honeymooned ;) on the Lizard near Helston..it's magic. Around Truro and King Harry's Ferry? But have to say it's the North coast that captures my heart. Padstow (ignore Mr Stein's businesses!) and around St Agnes and Perranporth. St Ives. Delabole. Or Gurnard Head which is nearer Pz. And the Moors are amazing.

    Beaches and ponies sounds fab. Have fun. Do you have all the camping gear or do you want to borrow some as you pass by me?

    Yep I love it. If I had my way I would move down to Cornwall at the drop of a hat if I could.

    Thanks for the offer Mrs B, but we have everything we need and more !!! xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :j:j Quick update, another £260 paid to the THEM this morning !! Under £9K now !! :j:j
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • sweetpea26
    sweetpea26 Posts: 831 Forumite
    Part of the Furniture 500 Posts Name Dropper Rampant Recycler
    marvellous Pinot :)

    Well done to you. Keep going .
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Have to say that you are making inroads into that tax bill hon..well done :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thankyou Sweetpea and Mrs B . Its just not quick enough for me though.:o

    We have 6 months until the next bill is due. That will mean finding £1660 ish a month to get it paid in time. The most I think I have managed so far is £800. As soon as that is paid the next one will be due and I cant save for that while I am paying for this one. We have been in this viscious circle now since 2010. The only way they would agree an arrangement this time was if we guaranteed that we would pay the next one in full in November ! Chance will be a fine thing. It will be similar amount, and I'm not quite sure where we are supposed to magic that up from !

    We will continue to muddle along and see how we go xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Phew !! 11pm and DD1 has finally finished her Art Evaluation. Thank goodness for that !! This one is due tomorrow, Her Art teacher has given her an extension of some of the other work . She has been fantastic with her, very kind and understanding that she has been a bit poorly of late . Just managed to jolly her along into bed. neither of the girls seem to be getting enough sleep at the moment there seems to be so much going on. At least we can cross this piece of work off of the list !! Whoopee !!! :j:j

    Just waiting for Mr PG to hopefully arrive home from work sometime soon, not caught up with him since erm......not sure when. He doesnt even know how well DD2 did at her parents evening on Tuesday night :o DD2 made a lovely Apple Crumble at school today so I have a piece for each of us to sample when he finally makes it home tonight. Yummy !! xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • JustAboutThere
    JustAboutThere Posts: 523 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Well done to the completion of the Art Evaluation and yummy to the Apple Crumble.
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