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Mrs PG's Hopes & Dreams for a debt free future !
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brizzledfw wrote: »Have a fabulous weekend
You too Mrs B, have you any lovely plans ? xx
Mr PG made it home in the early hours, we weren't expecting him until Sunday , so it was a lovely surprise
xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
We had a great weekend thanks..including a magical balloon fiesta...
How's it going this week? Am counting down to the holidays but also trying to make sure we do a budget. May tell everyone what's in the holiday category of YNAB and say we can spend that and that's the limit. Otherwise it could be a free for all and I end up robbing Peter to pay Paul..hmm. Planning another large OP off the final CC so need to prioritise that really. Oh and paying into the tax fund!
The joys of domestic financial management!!
XMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
How's it going Mrs PG? Back in the maelstrom of school and keeping Mr PG sorted?
How were the exams??
Much love
Brizzle xxMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Just popped in to update the PG National Debt and realised I had been AWOL again :eek:
All is good thankyou. Exams went fab, she did so well . We had a celebration party for her and her friends ! Still recovering from that one ! :rotfl:DD2 now at sixth form, had a few first day nerves but she seems settled now.
DD1 getting ready to head back to Uni next week, I will miss her, but I'm pretty sure she will be back to visit in no time She is taking her little car with her this year so it will be easier for her to come back and forth.
Managed a couple of camping trips in recent weeks which were lovely and chilled. I swear I still smell of campfires despite my best efforts.
Work is erratic, Mr PG still working away, been in Cardiff these past few weeks. Hes back this weekend , trying to get DD1s car and his car serviced rather than paying out. We want to make sure her car is all sorted before she drives back to Uni. After that Mr PG wont be around now until mid October which is a pain, but we just have to keep on plodding. !!
Thats it........ my quick update. The sun is shining today, so I am heading outside to carry on with painting the outside of the house ! Its been a slow process !!!
Hope you are all well xxxxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Does Mr PG sleep in his car when away? Or camp? I think I recall something along those lines... (though I might well be wrong)NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
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apple_muncher wrote: »Does Mr PG sleep in his car when away? Or camp? I think I recall something along those lines... (though I might well be wrong)
He has been camping through the summer Apple, you are correct , although it does depend on whereabouts he is working as its not always viable.
The last couple of weeks hes been back to using Air BNB , but it adds to the expense
LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Hello Mrs PG,
Just had a quick catch up and the debt reduction totals are unbelievable!
Well done to DD my DS also just started 6th form. It all feels very strange having grown ups around the house. I still recall my despair 3 years ago just as DD was leaving to go to university.
NOA
xFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
Great news Mrs PG..but boo to expenses..has he tried the city centre campsite in Cardiff?MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
How's it going Mrs PG?
XMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
I’ve just been reading your old diary, well done on the amount of debt that you have cleared!0
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