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Mrs PG's Hopes & Dreams for a debt free future !

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  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    How’s it going??

    Hope alls week with the PG household :kiss:

    Brizzle x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • I have just written a huge long post / update ready for the New Year and the computer has blipped out and lost the lot :eek:.

    There's no time to re write at the moment, but incase anyone is still lurking on this very neglected diary, I hope you all had a lovely Christmas and the PG Family wish you all a Happy and hopefully stress free and prosperous New Year !! xxx

    I am once more aiming to get back on this diary and will hopefully be back shortly if time allows to write the updated post again ( if I can remember what it actually said ) :rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Happy New Year PG Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • NoOneAround
    NoOneAround Posts: 1,842 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Happy New Year Mrs PG (still lurking!)
    NOA
    x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Honey_Bear
    Honey_Bear Posts: 7,488 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Those figures look amazing, Mrs PG. Happy New Year to all the PG family.
    Better is good enough.
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    HNY Mrs PG...hope alls good and lots of love from the Brizzle contingent xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • I managed to lose my own diary :rotfl::rotfl:

    I completely forgot what it was even called, how mad is that ?!:eek::eek:

    Anyway I finally found it so here a quick post -


    Quick update on the money front is that I am currently throwing all my TT's to the mortgage and the loan as it makes me feel better overpaying these even by 50p or sometimes even 1p at a time. National Debt is heading the right direction, just not quickly enough.

    Our M&S debt has now been transferred to C@b0t, they are behaving for now. We are still battling with PRAT, that will be ongoing for some time I feel but otherwise all things debt related are plodding along quietly.

    Work is as erratic as ever, the girls are good, finally managed to obtain a tiny bit of extra Student Finance to help us and DD1 out for the remainder of this year. Its taken four months for them to realise that what we earned in 2015 which is what they are basing this years finance on isn't what we are currently earning. As of yesterday they finally agreed a small increase. I still cant get my head around that we are financing 2017/18 yet they base their finance on what we earnt in 2015/16. Maybe its just me . This increase has come as a welcome relief and now will nearly ( but not quite) cover her rent for the rest of the year at least.

    Right that's my super quick update.......I'm rushing off again now. Now I know the name of my own diary I will try and log on again soon !! .

    Hope you are all well xxxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    I subscribe to my own diray, that way I cannot lose it!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Honey_Bear
    Honey_Bear Posts: 7,488 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It sounds like much else for February - slowly but surely we're all getting there but goodness it's a plodding, grey month. Good to see you posting again Mrs PG!
    Better is good enough.
  • I subscribe to my own diary, that way I cannot lose it!

    Thanks Apple, thats what I have always done too, but weirdly when I logged on recently , all of my subscribed threads had disappeared for some reason.

    Whats even stranger is that this morning, they are all back again !!

    Goodness knows whats going on.

    Hope you are well xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
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