Apple muncher's number crunching

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  • shangaijimmy
    shangaijimmy Posts: 3,796 Forumite
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    Happy birthday! Happy new decade!
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34
    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • apple_muncher
    apple_muncher Posts: 14,728 Forumite
    First Anniversary Mortgage-free Glee! First Post Name Dropper
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    Thank you SJ. Plenty of cake and some fizzy alcohol have been consumed this afternoon. Most civilised :D.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • CathT
    CathT Posts: 7,116 Forumite
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    Happy birthday apple, hope you had a fantastic day.
    May 2024 - part 1 - £29,628 part 2 - £24,612 Total - £54,240 42 months to go!
  • VintageHistorian
    VintageHistorian Posts: 897 Forumite
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    Happy birthday Apple! Glad to hear you've had a lovely day!
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Always try to be nice, but never fail to be kind - Doctor Who

    Total overpayments in 2021 - £901.28!
  • greent
    greent Posts: 10,671 Forumite
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    Happy Birthday, apple! Fizz and cake sounds perfect :) Hope the weather has been lovely for you :) xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • apple_muncher
    apple_muncher Posts: 14,728 Forumite
    First Anniversary Mortgage-free Glee! First Post Name Dropper
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    Thank you one and all :D. It was a shame to go back to work today!

    But it was a good'un. All my classes did their listening tests, so it was a peaceful time. I got 'stuff' done - furniture chats, marking, sorting, planning purchases, helping colleagues out - and I left super promptly and was home nice and early.

    To then spend 75 mins, along with my very tech-y dh, trying to watch some required, urgent, essential, necessary, you-can't-continue-if-you-don't-watch-them videos. Only to fail. But a few emails later, and I was allowed to simply read the transcripts instead. Phew. ThenI wasn't exactly inthe mood to start standardisationing, but I thought I'd just do one. And I did ok. Double phew.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • XSpender
    XSpender Posts: 3,811 Forumite
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    Happy belated birthday :)
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • apple_muncher
    apple_muncher Posts: 14,728 Forumite
    First Anniversary Mortgage-free Glee! First Post Name Dropper
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    Another sunny day ahead.

    I have already done zcut #1 mostly with my 12k KB, which makes it decidedly harder!

    Today is counselling, a bit of food shopping - about 3 items, each from a different shop, plenty of walking, and my marking interspersed with washing up (the pile is biiiiiig), father brown, minion knitting, washing. Dh is home at 1.40 but has to go straight out until early evening, dd will get home at 4.30, so I have the day to myself. :D
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
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    Happy belated birthday!
    Sorry to miss it, love the sound of a civilised afternoon. I'm planning to do exactly what i want on my birthday too!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • apple_muncher
    apple_muncher Posts: 14,728 Forumite
    First Anniversary Mortgage-free Glee! First Post Name Dropper
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    Did zcut #3 today with the 12k KB. Go me!

    S l o w l y getting there with the marking and getting it more and more nearly right...

    Dd went up to watch some cricket at the Oval today. She was happy to think that her grandad would have been jealous, as he adored cricket. (No idea why! Though I expect I somehow know all the rules and terminology - pure osmosis...)

    Hoping to chat to stepdd in Oz tomorrow morning. Just a 9 hour time difference at the mo.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
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