Attn Mikey Bach

epitome

wife25 wrote: »

How does anyone know what information's reliable.

Like I said, you ask Mikey Bach (on here) edit your subject line on your first post on this thread to say Attn Mikey Bach

Please answer these questions...

Before he claimed Carers Allowance was he working full time? if not, what was he doing in terms of his income?

Is he working now whilst claiming Carers Allowance?

Is he claiming Income Support already?

wife25

epitome wrote: »

Like I said, you ask Mikey Bach (on here) edit your subject line on your first post on this thread to say Attn Mikey Bach

Please answer these questions...

Before he claimed Carers Allowance was he working full time? if not, what was he doing in terms of his income?

Is he working now whilst claiming Carers Allowance?

Is he claiming Income Support already?

Thanks for that.
My husband has not worked for many years.
No he's not claiming income support.

wife25

epitome wrote: »

Like I said, you ask Mikey Bach (on here) edit your subject line on your first post on this thread to say Attn Mikey Bach

Please answer these questions...

Before he claimed Carers Allowance was he working full time? if not, what was he doing in terms of his income?

Is he working now whilst claiming Carers Allowance?


Is he claiming Income Support already?

Thanks for that.
My husband has not worked for many years.
No he's not claiming income support.
The payment was for £190.02

CrazyRed

Now, I'm really confused.

My circumstances are virtually the same as the OP, but it is me who is the FT carer. I get CA. Wife gets MRC/HRM, and we, as a family, get IS, CTC and rent/part CT paid.

My wife doesn't claim ESA, BUT looking at the above, she should be?

If so, then we've been losing out for the last 18+ months.......

nannytone_2

CrazyRed wrote: »

Now, I'm really confused.

My circumstances are virtually the same as the OP, but it is me who is the FT carer. I get CA. Wife gets MRC/HRM, and we, as a family, get IS, CTC and rent/part CT paid.

My wife doesn't claim ESA, BUT looking at the above, she should be?

If so, then we've been losing out for the last 18+ months.......

no, she shouldnt be claiming ESA.
sge is included on your income support claim.
if she claimed ESA, then she would claim for you and the income support would stop.
with the premiums, you are marginally better off on income support

mikey_bach

[QUOTE=epitome;63773021

• Would it be backdated to the start of the CA claim? date?
• Would/could it be easily backdated 3 months?
• Is backdating actually unlikely to be allowed?
• If swapping from ESA IR in payment with mort help in payment... to IS in the partner's name would he get mort help on the IS from the start of the claim or have to wait 3 months?

[/QUOTE]

I.S would not be backdated to the start of the CA date but it could easily be backdated for three months.
When a claim is made the customer has to ask for backdating and give reasons why they didnt claim earlier. If the customer says they were caring and to busy to apply then this will be accepted and the claim backdated for twelve weeks. . This can be done by the processor and doesn't need a SDM
And yes If swapping from ESA IR in payment with mort help in payment... to IS in the partner's name would he get mort help on the IS from the start of the claim or have to wait 3 months as the claims would link

If the OP Partner claimed I.S.
they would get couple rate I.S
couple DP
Carers Premium
EDP.
they would take off her ESA and her Partners CA.

If she had been getting SMI on ESA this would continue on the I.S claim,
if she hadn't then they would get it through I.S.
If the claim to I.S was backdated for three months then the SMI would kick in nearly straight away.
OP I would say claim, your Partner should claim I.S as a top up
He has condition of entitlement due to his Carers.
Ask for back dating for three months, and say he didn't apply earlier because of his caring duties, tell them you have a mortgage when you apply.
You will continue to get your CTC and CHB for your child,
and your DLA

epitome

CrazyRed wrote: »

Now, I'm really confused.

My circumstances are virtually the same as the OP, but it is me who is the FT carer. I get CA. Wife gets MRC/HRM, and we, as a family, get IS, CTC and rent/part CT paid.

My wife doesn't claim ESA, BUT looking at the above, she should be?

If so, then we've been losing out for the last 18+ months.......

If the child benefit is in your wife's name then child benefit pays her NI credits. And unless she has worked in the last 2 or 3 years there would be no point in her claiming ESA. When the child benefit stops then she should claim ESA for NI credits only, if she wants her NI to continue to be paid for her pension.

epitome

wife25 wrote: »

Thank you once again, after reading your reply, I phoned dwp and asked why my benefit was short. I was told it was because my 365 days where up. I explained I was in the support group so that didnt apply to me. I then asked about mortgage interest payments because I remember filling in these forms a while ago. I was told I was getting £49.89 weekly housing costs, I asked how and who that was paid to, he had no idea, said he would get someone to look at it all and write to me in the next 7 days.
I phoned my mortgage lender who told me they had not received any interest payments from dwp ever.
Does this sound normal, I'm so very confused.

To get mortgage help you would have had to fill in an MI12 mortgage form and an ESA3 form.

Do you or your partner get any pensions or other income? or have combined savings over £6000?

The guy on the phone told you you were getting help with housing costs £49 a week? This would mean you are already on ESA IR.

You need to phone again and hopefully get someone who knows what they are looking at.

You need to ask:
Has an ESA IR amount been calculated on my claim?...
How much does it say in the ESA IR column?
How much does it say in the ESA C column? (£106.50)
if the ESA IR is less than the ESA C ask...
What is the ESA IR rate before other income is taken off?
Then ask them what other income is being taken off?
What group am I in SG or WRAG?
Can you give me a full breakdown of my award?

Does it say Housing costs £49.75 on my award? Is this for a mortgage? If it says this you should ask for a callback from the mortgage department to say your bank is not receiving any mortgage payments.

you do not want a letter, you want a callback.

DO NOT CLAIM INCOME SUPPORT until you have found out if ESA IR has been calculated already. IF ESA IR has not been calulated then my advise would be to get ESA IR & mortgage help sorted out first on ESA and then at some point in the future switch ESA IR for Income Support, but keep your ESA C open and in payment.

This is because IS would only backdate for 3 months, but ESA IR will backdate to the start of your claim a year ago.

mikey_bach

Something not adding up here at all

OP I think you need to go through it again step by step
starting from IB with IS top up through to ESA
and to what your partner was doing before he claimed CA

If you were on IB and IS before ESA you would have got SMI.
If then you were transferred to ESA, then Aberdeen would have liaised with I.S and they would have told them about the change over
its a bit confusing

wife25

I would like to thank each of you for all your help, it means a lot to me so thank you.
I received a letter yesterday with the breakdown, but first our history.
Prior to this claim which was awarded Nov 12, I was self employed, I closed my small business because of my health .I was claiming working tax credit for myself and my husband child tax credit and child benefit, nothing else. HMRC told me my working tax credit was still to be paid for 26 weeks alongside my esa support group.
My husband has not worked for many years he has looked after our child who is now 7.
The letter I received has the following breakdown which has me in tears of frustration,

ESA based on NI contributions 2009-2011

ESA for you and your partner if you have one the law says you need to live on £112.55

Dependent children ( name age 7 )

ESA rate after 13 weeks top up £34.80

Extra money for you or your partner are a carer £33.30

Extra money because of special circumstances £21.75

Help with housing cost £41.89 (we have a mortgage)

The maximum the law says we can pay you is £244.49

We take off money from your INCOME RELATED esa because you get benefits £59.75 (carers) AND £89.53 working tax credit (which we no longer get and haven't for months)

Total for columns A&B £95.01

From the 10/04/2013 the weekly amount of ESA you will get is £95.01 this includes a weekly mortgage payment of £41.89.

Please can someone tell what this means.