We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Today's the start of my DFW journey.....here goes!!!!!

1567810

Comments

  • loxxee
    loxxee Posts: 111 Forumite
    So quick update, I spoke to the agency about my concerns and it turns out they won't so a credit check, if they so it's written into my contract and a separate form is sent to sign! Phew! Anyway feeling much better so fingers crossed it all goes smoothly now!!!
  • Great news!

    So much less stress for you, and you can look forward to a debt free future much faster :)
    We spend money we don't have, on things that we don't need, to impress people we don't like. I don't and I'm happy!
    :dance: Mortgage Free Wannabe :dance:
    Overpayments Made: £5400 - Interest Saved: £11,550 - Months Saved: 24
  • loxxee
    loxxee Posts: 111 Forumite
    Yep!! I do like to cause myself incessantly stress sometimes!! Well I guess it keeps me on my toes! Haha!
  • loxxee
    loxxee Posts: 111 Forumite
    Incessantly!! Stupid auto correct! I meant unnecessary!!
  • Hi loxxee, not heard from you in a while. How're things going for you?
    We spend money we don't have, on things that we don't need, to impress people we don't like. I don't and I'm happy!
    :dance: Mortgage Free Wannabe :dance:
    Overpayments Made: £5400 - Interest Saved: £11,550 - Months Saved: 24
  • loxxee
    loxxee Posts: 111 Forumite
    Hey, everything's going really well! Been so busy getting ready for Xmas and so busy at work trying to get everything wrapped up before I leave! What with Xmas I only have 11 days left in the office, spent the day at my new job today doing a handover which was great, really takes the apprehension out of the first day!

    How are you? Hope everything's good.x
  • When do you start?

    I'm looking forward to seeing how much your debt is reduced by within a month. You seem to be doing really well :)

    All good here, just plodding along :)

    I'm just ordering last minute photos and photo gifts as I type :)
    We spend money we don't have, on things that we don't need, to impress people we don't like. I don't and I'm happy!
    :dance: Mortgage Free Wannabe :dance:
    Overpayments Made: £5400 - Interest Saved: £11,550 - Months Saved: 24
  • Hi. Just wanted to pop by and say well done for facing up to this. I started off with about £14k debt (and another 7k my husband had from his first marriage). It's now at £5.5k (and his is nearly gone I think). Telling my family was a huge help. They were able to get interest free cards to transfer big debt onto enabling me to clear them quickly. We're a single income home now so this last 5.5k is tough but I'm still at it.

    Well done on the job. Don't increase anything bar your debt repayments and good luck!
  • Muhren
    Muhren Posts: 1,705 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What a difference a month makes!

    You have come so far in a short space of time and I'm glad to see how positive you are being about things. I'm sure you will be debt free in no time at all, but remember when things get a little tough you have the support of people here to pull you through.
    LBM: Dec 2012 - Debt £38,180/ Now £0.
    DFD - 17/04/2016
    Gambling: The sure way of getting nothing from something.

  • loxxee
    loxxee Posts: 111 Forumite
    edited 22 May 2018 at 4:45PM
    ..........
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.