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The Naughty but Nice November NSD Challenge
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Update 25th, 26th, 27th November
Evening everyone,
Another quick catch up update as have loads on at the mo. But I have to say everyone is doing brilliantly. No matter what numbers you are declaring, every NSD is an excellent achievement.
Joedenise - wow, excellent NSD # 14, 15 &16 for you. :j:j WHAT A FANTASTIC ACHIEVEMENT.... 2ND TARGET ACHIEVED, :staradmin: keep going there's still a few days left.
Motoko - well done on declaring NSD # 12. :j:j That's 12 / 12 for you, and... TARGET ACHIEVED, CONGRATULATIONS, EXCELLENT ACHIEVEMENT. :staradmin:
Knit Witch - wowsers NSD # 22, :j:j FANTASTIC ACHIEVEMENT AND SECOND TARGET BROKEN.:staradmin:
nargle - NSD # 13 for you :j:j EXCELLENT ACHIEVEMENT . THATS TARGET BROKEN. :staradmin:
Fed up - a fantastic NSD # 22, 23 and 24 for you. :j:j such a fantastic number and what an inspiration.
LeopardPrintsAndTea aka Charleybear - well done on NSD # 19, 20 & 21 :j:j another fantastic achievement especially as you've had such a difficult month.
Beth2242 - well done for achieving NSD # 13 . :j:j [
Slowlyfading - a brilliant NSD # 17 & 18 being declared :j:j fantastic achievement.
Saver-upper - well done on NSD # 10. :j:j Doubke figures, excellent. B
Bottleofred - well done for nabbing NSD # 11, 12 & 13. :j:j Good work.
Strandedinaber - well done on NSD # 9 & 10 :j:j. Another member in double figures. Congratulations.
Kate_fixing_it - excellent stuff nabbing NSD # 12 & 13. . :j:j you've done so well.
MissE001 - well done for grabbing that NSD # 8 & 9 :j:j.
Iancrt - congratulations on NSD # 4 :j:j
Donna dynamo - well done on NSD # 13. :j:j great achievement.
Getting-there-slowly - well done on NSD # 9 :j:j still a few more days to go.
Flubbery - well done on NSD # 12 :j:j
Beanie - excellent stuff nabbing NSD # 14 & 15. :j:j
ModestyB - well done on nabbing your NSD # 12 & 13. :j:j Congratulations
Cardi80 - congrats on NSD # 9 & 10. :j:j Another one on double figures.
And hi to everyone else who has popped by. :wave:
And me I'm still stuck on 12, spendy day yesterday and small spend today. It's hubby's birthday at the weekend so were going down south to have a Party (where he's based with work) and I've just decided to start getting his presents, and banners and balloons for the room which is why I'm busy, so much to organise and so little time.
I've prepared little mans veg dinners, been to baby group this morning, seen a friend this afternoon. Hmmmm I need to write a list so I don't forget anything.SPC 18 Target £200 /0 -
Thanks ETO for updating the list. Everyone seems to be doing so well this month which I think is probably even more difficult than usual with the C word creeping up on us in a few weeks from now:eek: - and I still only have a couple of presents!
Yesterday was probably my final NSD for the month as it's a definite spendy day today as going shopping, although my freezers are fairly full so just going to buy a couple of pork shoulder joints for next month (Mr T have them on special offer at 2 for £6 if anyone's interested - they're only 700g joints but plenty big enough for me and DH as a Sunday roast with enough left overs for a second meal.
So I have reached my final target of 18/18:beer:.
I won't be joining in next month as I am not around for the full month and with the C happening and I've still got present shopping to do and really can't work out when I'll be doing it as I'm reliant on DH using his scooter for work so I can have the car!
Merry Christmas every one - I'll still be reading when I'm around.:xmassign:
Denise
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A quick update 15 NSD'sPenny wise pound foolish. 366 days 1p challenge 2020/21/22/23 completed.
No.13 1p a day challenge 2024
No. 24 52 week savings challenge completed August 24
No.16 1p a day savings challenge.0 -
Declaring today as NSD 11 as I'm not going out for the rest of the day. Feeling the joy of veg boxes today as I have lots of yummy fresh food and not spent anything! Also have saved nearly £40 as I didn't have to pay for something I thought I did - hurrah!
Well done on the NSDs above - 15 and 18 is so impressive! And thank you for the summary and cheering on, ETONovuna personal finance 0% 4-year £518/£1866Credit card debt free! Now on the journey to mortgage free.0 -
No NSD today, I did however buy Christmas presents for 2 people so now I only have 3 people left to buy for this year!
So I'm happyFebNSD:1/14 (TotalNSDs:12NSDs|SPC#054 £0.52(£6.00 banked)|RR#90Jan£0.07(Total:£0.07)|ES:£1.00/£50.00|£6.00/£359.00SavingsRepayment0 -
Declaring yesterday as NSD # 11 and my final one for the month. I'm off out to a gig tonight and then away to NI for the weekend so these will all be spend days!0
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14 here!! Not one today cos I did my Christmas shopping. XLBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/20180
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All spends today saved up and budgeted for - dentist for nightmare follow up appt, prescription, food and petrol mean I can count today as a NSD 25
Tomorrow is car service and MOT day also saved up for and budgeted for so that should be another one and I might squeeze another one in, not sure yet!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Coming in to declare 13 and 14!
Spent the morning today visiting my new school (after a month off I'm back to teaching Year 1 on Monday), which was very nice. It was reassuring just to look around, take another look at the classroom etc etc. Ended up getting stuck in teaching some maths groups, which I hadn't expected! Oh well!
Not sure yet whether tomorrow will be a NSD or not... I'm expecting a delivery at some point, but if they come reasonably earlier, I might head out and explore the new Waitrose that has opened at the end of my road! Very handy, as my estate is a new build and has a complete lack of corner shops, so to have a supermarket at the end of the road is very, very handy! :T I'll have to try hard to make sure it's not a regular thing though. Waitrose isn't the cheapest, that's for sure!Because it's fun to have money!
£0/£70 August GC
£68.35/£70 July GC
January-June 2019 = £356.94/£4200 -
Hi Folks:),
A very unexpected NSD for me today and am able to declare NSD14 for today:beer:
I am off tomorrow though and will definitely be spending, as I intend going into town to finish what little shopping I have left to do:)
This is apparently the busiest shopping weekend before Christmas due to it being some peoples last paycheck before Christmas day, so anyone who doesn't like crowds of people may wish to avoid the shops this weekend and consider online shopping instead with some discount perhaps:money:If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0
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