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The Naughty but Nice November NSD Challenge
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So NSD no 15 today as I have no car.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Morning all!
Just drinking my morning coffee... Cracked open a chocolate truffle flavoured coffee I got for my birthday back in September. Not sure what I think of it to be honest! I think it might need combining with some bog-standard Nescafe to tone it down a bit!;)
Going for a NSD today, and not planning any trips out of the house.
I start my new job next Monday, and having been off work for the past month, the house has got a bit cluttered. There's paperwork everywhere from sorting out all the car fiasco and finding the money to pay for it! All of that needs filing away in the right places.
I try and start every half term with a spotless (and I mean spotless) flat, so that it doesn't matter too much if the clutter builds up a bit while I'm busy busy with work.
So the next couple of day are Operation Clutter-Buster! :rotfl:
Have a great day guys!Because it's fun to have money!
£0/£70 August GC
£68.35/£70 July GC
January-June 2019 = £356.94/£4200 -
Claiming another 4 taking me to 22 and over my 2nd target! :jMust use my stash up!0
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Declaring NSD # 9 & 10. I might manage one more and that's likely it as I'm going away for the weekend. On a good note most of my Christmas shopping has been done and I'm expecting good NSD's next month as I will be immobile!0
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NSD 5 for me please!
Getting better at this, though having to have new fuel lines on the car to stop it leaking diesel foiled an otherwise NSD last week!!Debt: [STRIKE]£8652[/STRIKE]£8550:eek:
Honeymoon and post-job savings: £50/£1100,
DFD target: December 2015
Saving for Xmas 15 #35: - £4/£365
NST December #28 - Food etc- £200.71/£260, :xmastree: & decs £0/40, Diesel £48/£110, Christmas presents and spending money £335.59/£380, Food Bank £5/5, SFDs 1/15.0 -
NSD 20
Stayed home today,
My ex came round to talk things out...
but i've done it again I've fallen in love with him again
and he's so much nicer now ...
I know I'm stepping on dangerous territory as my family won't
allow me to be with him.
FebNSD:1/14 (TotalNSDs:12NSDs|SPC#054 £0.52(£6.00 banked)|RR#90Jan£0.07(Total:£0.07)|ES:£1.00/£50.00|£6.00/£359.00SavingsRepayment0 -
LeopardPrintsAndTea wrote: »NSD 20
Stayed home today,
My ex came round to talk things out...
but i've done it again I've fallen in love with him again
and he's so much nicer now ...
I know I'm stepping on dangerous territory as my family won't
allow me to be with him.
Just remember he's an ex for a reason hun. Your family can't make choices for you but they have your best interests at heart. I believe being nostalgic and remembering the good times is a good thing. It means your heart is healing and you won't grow to be bitter. The most important thing I say to all my friends is love may not always be easy but it should never cause you a moment of pain.
Real love doesn't hurt.
KateLBM 17th Oct13 - SC DMP - DFD 10th Feb 2018
paid pre-DMP £6146
paid with DMP £2275 F&F's £700 (£450 discount) £1,000 (£1,498.22 discount) £ 700 (489.62 discount) Total £9725
Current debt to repay £3,503.13 taking one day at a time0 -
NSD's 12 & 13 for yesterday and today.
LP&T, please don't be too hasty, try and build a friendship with him before getting too involved again. I hate to say this but a leopard can't change it's spots. Hugs.
S.P.C. 9 2016 No. 062 Banked £337.50
My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin0 -
it's so hard it was a mistake to break up with him.
He doesn't cause me paind my family does
I said be friends and if we're meant to be together then we will.
I was kinda thinking of saving for a house then move in with him as a room mate...then...being together...FebNSD:1/14 (TotalNSDs:12NSDs|SPC#054 £0.52(£6.00 banked)|RR#90Jan£0.07(Total:£0.07)|ES:£1.00/£50.00|£6.00/£359.00SavingsRepayment0 -
Just popping to declare NSD23 today, getting there!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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