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The Naughty but Nice November NSD Challenge
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NSD 24
amazing what having no pennies can do for the total!
Tomorrow will be another one and no doubt a few more to go before the end of the monthfinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Good Evening Folks,
I am able to declare NSD13 for today please:beer:
I think that may be it for the month though:)
I hope everyone is well and am sending hugs to LPAT for a speedy recovery:)If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Hi all now at NSD 13 for the month which for me i am thinking is brilliant this has coincided with me going back on my diet so no temptation to nip to the shop for chocolate and all manner of yummy things. December is looking like a good month for me as i strt to claw back asome of the money i have spent on presents.#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0 -
And the Nargle target is smashed! 13 NSDs!!!!!!
Big spendy day today as got paid. first thing DS said on returning from school? "Did you get some shopping in?"
I tell you, that boy is a one-man plague of locusts.....One life - your life - live it!0 -
Great result Nargle :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Nargleblast wrote: »And the Nargle target is smashed! 13 NSDs!!!!!!
Big spendy day today as got paid. first thing DS said on returning from school? "Did you get some shopping in?"
I tell you, that boy is a one-man plague of locusts.....
:T:T congratulations!
I can totally understand the plague of locusts! My eldeast DS has managed to demolish over 6 pints of milk since Monday night :eek: how do they do it? I know they are growing boys but I never thought it'd be this bad!LBM 17th Oct13 - SC DMP - DFD 10th Feb 2018
paid pre-DMP £6146
paid with DMP £2275 F&F's £700 (£450 discount) £1,000 (£1,498.22 discount) £ 700 (489.62 discount) Total £9725
Current debt to repay £3,503.13 taking one day at a time0 -
NSD 10
I did it:scored another NSD.It has looked like Mission Impossible for about the last week,but finally bagged another one.Just one more to go to reach target for the month.
Will have to plan alot better next month.I imagine I will be spending abit more anyway (don't use the C word! ),so I will really have to think about how I am going to bag those NSD's.
So many people around here are doing brilliantly,though :money:.
Thank you everyone for all your support and encouragement.SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.500 -
NSD 10 for me! Hit the target for next month at least. Feeling v disheartened though as I have gone into the allowed overdraft and put a bit on the credit card I paid off at the beginning of the month (which will be paid off in full in Dec). Was mainly due to a lot of work parties and Christmas presents, but also due to paying too much off the credit card at the beginning of the month. Oh well, payday in a few days and a fresh start! Well done everyone on your NSDs
Novuna personal finance 0% 4-year £518/£1866Credit card debt free! Now on the journey to mortgage free.0 -
Not one today and I don't think I'll manage to reach my target this month.
Well done to everyone for every single day you haven't spent, some great totals coming in.
Hugs to all.S.P.C. 9 2016 No. 062 Banked £337.50
My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin0 -
Even having 1 NSD is a huge achievement!
the fact that you've said "No, No spending for me today" is such a hard and tough thing to do!FebNSD:1/14 (TotalNSDs:12NSDs|SPC#054 £0.52(£6.00 banked)|RR#90Jan£0.07(Total:£0.07)|ES:£1.00/£50.00|£6.00/£359.00SavingsRepayment0
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