📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Naughty but Nice November NSD Challenge

Options
15758606263

Comments

  • Declaring my final total as 11 as it is payday today and therefore the end of my month :) Not as high as I'd hoped, but far higher than it would have been without this challenge. Thank you everyone - will see you in December's thread! :)
    Novuna personal finance 0% 4-year £518/£1866
    Credit card debt free! Now on the journey to mortgage free.
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    S o cannot believe that tomorrow is the last day of November :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • It's been a spend day for me :(
    Bit i don't really mind was nice to drinka can of monster but then realized why i stopped drinking it lol
    FebNSD:1/14 (TotalNSDs:12NSDs|SPC#054 £0.52(£6.00 banked)|RR#90Jan£0.07(Total:£0.07)|ES:£1.00/£50.00|£6.00/£359.00SavingsRepayment
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    beanielou wrote: »
    S o cannot believe that tomorrow is the last day of November :eek:

    I know, feel a bit sad that that's nearly another year gone by, but nov has been a difficult month and I'm quite glad to see the back of it. Perhaps that's why I'm still feeling a bit up and down.
    It's been a spend day for me :(
    Bit i don't really mind was nice to drinka can of monster but then realized why i stopped drinking it lol

    Hmmm, can't help but think that's prob not the best thing to be drinking with IBS? Sorry, didn't mean to sound like your mother there :o

    Well no NSD yesterday, got the caterpillars separated and picked up some tags and bags I'd been after in card factory for my hm oils. Pack of 8 or 6 (can't recall, I only need 4) luggage style buff tags for 59p (although the girl tried to charge me 99p by accident :eek:) with a foil tree design and strung. Was going to do my eon with a stamp etc but I don't need a ton of luggage tags etc so this worked out better for me.

    Looks like a NSD today....still not out of my pjs, in fact I wasn't out of my pit until midday. But it's been a long week and why not have a lie in once in a while?

    Can't believe how mild it is still, was doing boot camp with my vest top on yesterday morning, long may it last, less need for the heating. :money:
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sorry if I'm being silly, but have I missed the link for December's thread? :o
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Another NSD here, haven't been anywhere today and have ticked off a lot of jobs and worked out a massive loan settlement plan to save. Looks like I will be getting a lot of NSDs in next year too!

    NSD 27 and that's my target met for this month
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Bex296
    Bex296 Posts: 151 Forumite
    Hi again everyone!
    Well done to everyone who met their targets, however big or small. I'm in awe! :T :j
    I didn't make it to my target. :( I'm working away from home this weekend, and this morning realised I had forgotten my hairbrush... So to avoid terrifying any clients I might come across I was obliged to buy a new one. Since I had already spent, I did a spot of Christmas shopping too, hopefully that will improve my spending challenge chances in December!

    So my final figure is 6/7.

    Now I'm popping over to the December thread to sign up and hopefully do a little better.... The challenge has been enlightening, I really had no idea I actually spent money all the time!
    Debt: [STRIKE]£8652[/STRIKE]£8550:eek:
    Honeymoon and post-job savings: £50/£1100,
    DFD target: December 2015
    Saving for Xmas 15 #35: - £4/£365
    NST December #28 - Food etc- £200.71/£260, :xmastree: & decs £0/40, Diesel £48/£110, Christmas presents and spending money £335.59/£380, Food Bank £5/5, SFDs 1/15.
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    Well done to everyone achieving and smashing their targets this month :money: Where did November go??

    December's challenge is

    Here
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    There are

    52

    of us in this month's challenge and so far we've got

    464 NSDs
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    Sorry if I'm being silly, but have I missed the link for December's thread? :o

    Hi slowlyfading - I've now posted the link for December - enjoy :)
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.