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The Naughty but Nice November NSD Challenge
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Declaring my final total as 11 as it is payday today and therefore the end of my month
Not as high as I'd hoped, but far higher than it would have been without this challenge. Thank you everyone - will see you in December's thread!
Novuna personal finance 0% 4-year £518/£1866Credit card debt free! Now on the journey to mortgage free.0 -
S o cannot believe that tomorrow is the last day of November :eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
It's been a spend day for me
Bit i don't really mind was nice to drinka can of monster but then realized why i stopped drinking it lolFebNSD:1/14 (TotalNSDs:12NSDs|SPC#054 £0.52(£6.00 banked)|RR#90Jan£0.07(Total:£0.07)|ES:£1.00/£50.00|£6.00/£359.00SavingsRepayment0 -
S o cannot believe that tomorrow is the last day of November :eek:
I know, feel a bit sad that that's nearly another year gone by, but nov has been a difficult month and I'm quite glad to see the back of it. Perhaps that's why I'm still feeling a bit up and down.LeopardPrintsAndTea wrote: »It's been a spend day for me
Bit i don't really mind was nice to drinka can of monster but then realized why i stopped drinking it lol
Hmmm, can't help but think that's prob not the best thing to be drinking with IBS? Sorry, didn't mean to sound like your mother there
Well no NSD yesterday, got the caterpillars separated and picked up some tags and bags I'd been after in card factory for my hm oils. Pack of 8 or 6 (can't recall, I only need 4) luggage style buff tags for 59p (although the girl tried to charge me 99p by accident :eek:) with a foil tree design and strung. Was going to do my eon with a stamp etc but I don't need a ton of luggage tags etc so this worked out better for me.
Looks like a NSD today....still not out of my pjs, in fact I wasn't out of my pit until midday. But it's been a long week and why not have a lie in once in a while?
Can't believe how mild it is still, was doing boot camp with my vest top on yesterday morning, long may it last, less need for the heating. :money:Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Sorry if I'm being silly, but have I missed the link for December's thread?Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Another NSD here, haven't been anywhere today and have ticked off a lot of jobs and worked out a massive loan settlement plan to save. Looks like I will be getting a lot of NSDs in next year too!
NSD 27 and that's my target met for this monthfinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Hi again everyone!
Well done to everyone who met their targets, however big or small. I'm in awe! :T :j
I didn't make it to my target.I'm working away from home this weekend, and this morning realised I had forgotten my hairbrush... So to avoid terrifying any clients I might come across I was obliged to buy a new one. Since I had already spent, I did a spot of Christmas shopping too, hopefully that will improve my spending challenge chances in December!
So my final figure is 6/7.
Now I'm popping over to the December thread to sign up and hopefully do a little better.... The challenge has been enlightening, I really had no idea I actually spent money all the time!Debt: [STRIKE]£8652[/STRIKE]£8550:eek:
Honeymoon and post-job savings: £50/£1100,
DFD target: December 2015
Saving for Xmas 15 #35: - £4/£365
NST December #28 - Food etc- £200.71/£260, :xmastree: & decs £0/40, Diesel £48/£110, Christmas presents and spending money £335.59/£380, Food Bank £5/5, SFDs 1/15.0 -
There are
52
of us in this month's challenge and so far we've got
464 NSDsSPC Member #112 :A Save £2k in 2014 # 160 :money:0 -
slowlyfading wrote: »Sorry if I'm being silly, but have I missed the link for December's thread?
Hi slowlyfading - I've now posted the link for December - enjoySPC Member #112 :A Save £2k in 2014 # 160 :money:0
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