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The Naughty but Nice November NSD Challenge

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  • happy057.gif

    I did it !!!!! NSD#11
    Don't know how,but FINALLY i reached my target.PHEW!!
    Earlier this week it really was looking very grim.

    So,lessons for next month:
    -make better use of pots(joedenise I meant to thank you for your suggestion of using smaller denominations of coins(£1 and 2).Thank you,I will be doing this.Need to go into the bank in the next few days,so will change up a note to 1's and 2's especially.
    -spend abit of time planning HOW I am going to get NSD's,rather than making it up as I go along
    -do not run around on an empty tank of petrol just to attain a NSD .You know it will end in tears one day,Saver-upper :eek:

    Thank you very much all for such an encouraging thread.
    And good luck to everyone :beer:

    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    #10 and #11 for me over the last few days. Won't be one today as I'm heading out this afternoon for my first C-night out....

    You'll notice that I haven't been very timely at keeping the front page up to date. Thank goodness for ETO and her regular updates :A

    If anyone else is free to set up and maintain December, please shout up :o If not, I can set it up tomorrow but likely to be similar to this month in terms of keeping it up to date

    Let me know what you think - "see" you tomorrow :T
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • Motoko_2
    Motoko_2 Posts: 241 Forumite
    Debt-free and Proud!
    Good Afternoon everyone,


    I have had 3 more NSD's this week, tomorrow won't be one so I'm declaring a total of 15 NSD for November :j


    Very pleased with myself this month


    Happy Friday everyone
    DEBT FREE on the 23rd December 2013 :beer:
    :j :T
    Sealed pot 7 no 1894
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Well it's been a super speedy day here today, thankfully I'd saved up for all the spends; car service and mot, dog winter grooming appt, household stock up day managing to find some heavily reduced bathroom cleaning items in sainsbobs for once, of course I had to get the last 3!

    So, bizarrely it is NSD 26!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Bex296
    Bex296 Posts: 151 Forumite
    Hi everyone! I'm on NSD 6 now (hurrah!). I already bought lunch today so I'll have to be very good and spend nothing tomorrow to reach my target... :s fingers crossed!
    Debt: [STRIKE]£8652[/STRIKE]£8550:eek:
    Honeymoon and post-job savings: £50/£1100,
    DFD target: December 2015
    Saving for Xmas 15 #35: - £4/£365
    NST December #28 - Food etc- £200.71/£260, :xmastree: & decs £0/40, Diesel £48/£110, Christmas presents and spending money £335.59/£380, Food Bank £5/5, SFDs 1/15.
  • Whoop whoop! Checking in with NSD 14 :j :j

    One NSD away from target and one day left in November to achieve it...and a four year old daughter with chicken pox so we won't be going anywhere tomorrow.

    I hadn't planned to go out tomorrow anyway and have a big bag of art stuff for the kids, a big pile of ironing for me and a plan to get the house all clean so "santa" can put the tree up when everyone is asleep on Saturday night ;)

    Kate x
    LBM 17th Oct13 - SC DMP - DFD 10th Feb 2018
    paid pre-DMP £6146 :D paid with DMP £2275 :D F&F's £700 (£450 discount) £1,000 (£1,498.22 discount) £ 700 (489.62 discount) :D Total £9725

    Current debt to repay £3,503.13 taking one day at a time
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 19 for me today :j :j
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • beanielou
    beanielou Posts: 95,574 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yesterday was 16 & today is17.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Never did get out today. The parcel I was waiting in for never arrived. That's why I don't like courier firms! :mad: What a bl00dy waste of a day!


    But, on the positive, it meant I've had NSD 15, which was my target!! :beer: So "whoop!" for completing it just in time!
    Because it's fun to have money!
    £0/£70 August GC
    £68.35/£70 July GC
    January-June 2019 = £356.94/£420
  • ModestyB
    ModestyB Posts: 1,574 Forumite
    Part of the Furniture Combo Breaker
    Still no more nsds so there's no way I'll make my target but I'm pleased with what I've got.

    Congratulations to everyone however many days you didn't spend.
    S.P.C. 9 2016 No. 062 Banked £337.50
    My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin
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