We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Naughty but Nice November NSD Challenge
Options
Comments
-
NSD 8 /size] yesterday. May be another today, cold dry but with sunshine here in Devon so free entertainment of walking dog on the moors!No Buying Unnecessary Toiletries: July stash 72/0 INS/2 UU/0 TA0
-
Didn't manage a NSD yesterday. But I kept the spend to under £8 on essentials and £1.50 on treats for the 3 of us that were home last night (and still have some left!)
Today we're off out for the festive light switch on and will probably have to pay for parking and tomorrow is the hellish task of grocery shopping
I need 4 more NSDs to hit my target and 5 days where it's possible IF I plan ahead.
Whether I reach the target or not I'm very happy. Within minutes of posting my target I had doubts that I'd reach it but looking back over my posts any spends have been small - much much smaller than before I joined this forum and mostly due to not planning ahead enough so not only have I made a good attempt at my target I've learned a lot and picked up loads of tips along the way.
Huge thanks to everyone for your advice and support whether it was aimed directly at me or not.
Kate xLBM 17th Oct13 - SC DMP - DFD 10th Feb 2018
paid pre-DMP £6146paid with DMP £2275
F&F's £700 (£450 discount) £1,000 (£1,498.22 discount) £ 700 (489.62 discount)
Total £9725
Current debt to repay £3,503.13 taking one day at a time0 -
Just got home, about an hour ago, from my sleepover/night out. Had a bit too much wine though! And wine makes me incredibly sleepy, so by the end of the night I was about ready to conk out.
Woken at 8am by the police knocking on the door to say that a wing mirror had been kicked off my mate's hubby's car. He was not pleased, as it's only a month old. But then the clever policeman managed to re-attach it somehow!
Just popped some washing on, and had a bacon butty to soak up the last bits of alcohol.Got a few jobs to do first, then I'll watch last nights Dr Who special on iPlayer.
Because it's fun to have money!
£0/£70 August GC
£68.35/£70 July GC
January-June 2019 = £356.94/£4200 -
Stay at home day here finishing off the cleaning, ironing and eBay listings. Anyway as a result it is NSD 21!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
-
nsd 18
I've reached my second target!
I'm downstairs curled up on the sofa watching
Sherlock Holmes;Game of shadows.
I asked my mum to put more veg then meat on my plate so I get a boost of vitamins.
Looks like I'd be spending the day at home again tomorrow, I've got a doctor appointment tomorrow anyway and I know it won't be an nsd because I'd have to pay for my medicine so I may have to break into my savings pot a little early as I know I'd be having 3+ things to pay forFebNSD:1/14 (TotalNSDs:12NSDs|SPC#054 £0.52(£6.00 banked)|RR#90Jan£0.07(Total:£0.07)|ES:£1.00/£50.00|£6.00/£359.00SavingsRepayment0 -
Kate well done on the NSD, glad we're being a positive influence on you, this challenge is deff more about the mindset than the numbers.
[/B]flubberyzing[/B] ohh what a nice policeman, did you get his number?sounds like someone driving too close or who'd had too much to drink.... Sure you weren't out dancing in the street last night? :rotfl: my dad used to say numbers are for bumping and wing mirrors tell you the width of your car :rotfl:
LPAT if it's just a prescription you have to pay for tomorrow then I'd still count that as a NSD. Although don't you qualify for free prescriptions if you're still studying? Good advise given earlier about trying to identify what sets your IBS off.
Looks like a NSD heading onto my dinner plate today. Was up early for a sun so day split between reading and surfing the www and housework incl cleaning the bathroom to within an inch of it's life, nothing like the smell of bleachfunny thing is, because we were up early, it feels a lot later than it is, nice to see it's still relatively early.
Feb 2015 NSD Challenge 8/12JAN NSD 11/16
0 -
Up to NSD 8 today! Should be able to claim the rest of next week so at least make my in-a-row target.Novuna personal finance 0% 4-year £518/£1866Credit card debt free! Now on the journey to mortgage free.0
-
Kerri, I may have to pay for anitbiotics and no, i'm 19. I still have to pay
I can't know what sets me off as it changes from time to time.
I know spicy food and acidic foods like oranges and apples sets me off,
Lemonade seem to make me bloat so i've stopped drinking that.
In that case I'd have it as an nsd.FebNSD:1/14 (TotalNSDs:12NSDs|SPC#054 £0.52(£6.00 banked)|RR#90Jan£0.07(Total:£0.07)|ES:£1.00/£50.00|£6.00/£359.00SavingsRepayment0 -
Really not sure where I am number wise but another one today.
Think it may be 12 or 13?
Soooo tiredI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Good Evening Folks,
I am just popping in to declare NSD10 for today please:beer:
As I have now hit double figures, if I had the physique, I'd do backflips and somersaults by way of celebration:D
I have just listed some items on fleabay, so am hoping for sales:)
Kerri, you can buy a bread/pizza stone from some of the catering companies, although they do tend to be expensive:mad:
Leopardsprint, hope you are feeling better soon.
Beanie, hope you sleep well tonight and are not so tired tomorrow.
I hope everyone else is well and had a nice Sunday:)
Thanks again to ETO for the updates:)If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards