We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Naughty but Nice November NSD Challenge
Options
Comments
-
Totally lost count so am bowing out.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
No nsd today brought my dad a Christmas card because it immediately thought of him so had to get it and I brought a necklace & a bracelet which was on sale in H'n'M ... After a rubbish month I decided to indulge myself a little.FebNSD:1/14 (TotalNSDs:12NSDs|SPC#054 £0.52(£6.00 banked)|RR#90Jan£0.07(Total:£0.07)|ES:£1.00/£50.00|£6.00/£359.00SavingsRepayment0
-
Totally lost count so am bowing out.
Aw beanie - don't bow out....you were up to 11 / 14 when you last declared so only 3 more to go.....go on, you can do it
ETO - well done on reaching your target. I know you can't really say that to yourself when doing the update but we notice these things :A :j :A
And I managed # 7 /20 today. Won't be one tomorrow as I'm off to a friend's for dinner and need to get a bottle of wine and a wee something for her girls. Thank goodness tomorrow's Friday :beer:
Oh, and the front page is all updated as is the in-a-row challenge. Thanks for updating sazzie :ASPC Member #112 :A Save £2k in 2014 # 160 :money:0 -
[QUOTE=
Saver-upper - well done on NSD # 9. :j:j I'm a little confused as you declared number 8 prior to my last update, hope if haven't missed you admitting to a spend. So I make you hitting NSD # 9[/QUOTE]
Sorry MissE001.As if your job isn't hard enough without individuals messing up their own counting.....
Start again:
17-11 was NSD#7,not 8 as declared by me(cos #6 was 14-11).
20-11 was NSD#8.
So .............
NSD#9 for today(21-11).
Gosh,confusing for me,and it's supposed to be ME that's in control of this budget!!!!
Today would have been a bit spendy(just top-up groceries),but the car wouldn't start this morning,so couldn't get anywhere near a shop.Every cloud etc etc etc .
Thank you everone for such a lovely encouraging thread:it has been great to really start thinking about where the money goes.It does make me ask "Do I really need this?Wouldn't I prefer a NSD instead?Do I have the energy to push this car if it runs out of petrol today:can it last til my spend day tomorrow?":rotfl:
.SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.500 -
NSD no. 5 please[COLOR="rgb(255, 0, 255)"]House move today - small car lots of stuff!
[/COLOR]Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
NSD 16
I'm staying home from placement again as I have another 24 hour bug.
I had S&D before I went to go
I get so easily ill now, I don't understand it.FebNSD:1/14 (TotalNSDs:12NSDs|SPC#054 £0.52(£6.00 banked)|RR#90Jan£0.07(Total:£0.07)|ES:£1.00/£50.00|£6.00/£359.00SavingsRepayment0 -
NSD #3 yesterday!!!
on a role now........CHALLENGES MAR'14:
CHALLENGES 2014: £1-a-day#43 £84/£365; £3350k BY MAY £2700/£3350; £1500 BY JULY £0/£1000
EMERGENCY FUND £0/£2500; 2014 MFW #61 £0/£2500; CC £290/£2270
2014 SUMMARY (POAYD 2014 #120 £3074/£12485 24.6%
101 MONTHS... MORT: [STRIKE]£63,000[/STRIKE] £66850 | LOANS: [STRIKE]£26,000[/STRIKE] £0 | CARDS: [STRIKE]£33,000[/STRIKE] £1980
0 -
Good afternoon,
Managed to resist the food vans for 2 days in a row meaning another 2 nsd's bringing my total to 10 NSD.
I have found myself nipping out for chocolate when I already have lunch with me, I should maybe do 'no van days'!
Happy Friday everyone DEBT FREE on the 23rd December 2013 :beer:
:j :T
Sealed pot 7 no 18940 -
A couple of busy work days mean I am now up to double figures -
10 NSDs!!!!!!
(Igor! Get the handcuffs and chain Beanie to the Cauldron of Doom. Ve have vays of making you stick to ze challenge.....)One life - your life - live it!0 -
Should have been another NSD today but decided to use some of November's underspend on the food budget to replace our broken toaster! Sure it will save money in the long run too as currently using the grill!
Denise0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards