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Just Say NOvember 2013!!!

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Comments

  • nic_hr
    nic_hr Posts: 14 Forumite
    Hi All!

    Can I join please? It's my first challenge on this forum :)
  • I am So up for this !!! roll on midnight :)
  • mon1o
    mon1o Posts: 749 Forumite
    slightly tweaked my budgets and updated my signature accordingly. less than 2 hours to go........lets do it!

  • Remember Remember the days of NOvember.
    Total them all in your head.
    Plan your routine and know where you’re at.
    Alleviate that feeling of dread.

    Remember Remember you are in charge
    Of changing the outcome of life
    Make it feel right and make it feel real
    Alleviate that feeling of strife.

    Remember Remember these days of NOvember
    It’s all down to just your decision
    Don’t make excuses, don’t make it a chore
    Embrace this austerity season.

    Remember Remember to take a full stand
    To conquer your wants and yearning
    There is more to life, there is more to enjoy
    So embrace this curve of learning.

    So Remember Contender this is your chance
    There is no going back to debt
    SO wave it good bye and say Au revoir
    No tears and no more regret.

    :T:T:TLet The Games Begin and May The Odds Be Ever In Your Favour.
    :T:T:T
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • traveller
    traveller Posts: 1,506 Forumite
    Woohoo :T Let the challenge commence! Good luck everyone :D
    :A Your Always in my heart, you never ever will be forgotten-9/9/14:heart2:
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Wow Kat you're so closed to the finish line now, how fab :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Liliyanna
    Liliyanna Posts: 109 Forumite
    Tenth Anniversary Combo Breaker Debt-free and Proud!
    And we're off and running........

    Nice poem Kat :0)


    Showing my dedication this month by posting early!

    Budgets set at, and running at so far at .....

    Sfd.....0/25
    Food.....£51.30/£150
    Entertainment.......£16.70/£100
    Petrol........£110/£160

    Will update the rest at a more sensible time, sleep well mse'ers x

    Lily x x
    LBM = Jan 1st 2013 - £42,000 owed DFD = Christmas Eve 2014 :D:D
  • Good luck everyone for the challenge ahead :wink:
    Save £25,000 in 2025: #45-£524.15/25, 000

    PAD 2025: £609.19/6100
  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    edited 1 November 2013 at 2:24AM
    Here I am with my budget details:-

    Food 0 / 187.50
    Petrol 0 / 225.00
    Local food bank 0 / 3.00
    Hair 0 / 62.50
    Works Xmas Party 0 / 3.25 (Raffle contribution - goes to local charity)
    Dentist 0 / 18.75

    Total 500.00 GBP

    SFD 0 / 25
    Declutter 0 / 20
    Extra money earned/made 0 / 80.00
    Kilometres

    The original budget was more, but I've tweaked it so Hubby will just have to reduce his petrol consumption. I'm also really hoping to eat out of the store cupboards and freezer for the majority of the month so grocery shopping should be at a minimum.

    If you don't mind I'm also going to be recording my daily mileage as it's an area that I'm concerned about and want to identify just how many kilometres a week I'm doing and how many of those are 'wasted' kilometres.

    I don't have any plans to buy any beauty/personal hygiene products, and the only cleaning product I need is some washing-up liquid.

    I won't be including any Christmas purchases in this challenge as the money is already allocated and is sitting in a jam jar.

    Good luck everybody.
  • PheoniX
    PheoniX Posts: 247 Forumite
    :T GOvember! Whoop Whoop! :T

    And what a splendid inspirational ode to debt busting! :j

    The following budgets and targets are set..

    SFD's.............0/25
    Fuel...............47/50
    Food..............77/100
    Food Bank......0/3
    One Outing.....0/1
    Lunch 2 work..0/12
    Make £80.......Overtime shifts arranged
    Beauty items..6/10
    Declutter 20...0/20

    Food and fuel were purchased pre challenge since my budget for the month started on pay day, which was a week ago today!

    Good luck all!

    :T Bring it on! whoop Whoop! :T
    :D Ninja Saving Turtle :D
    SFD 1 Food 0 Fuel 0 Fun 0 Misc 0
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