Just Say NOvember 2013!!!

Buffythedebtslayer

Congratulations on running the challenges for a year Kat, impressive dedication to the cause!

xx

mon1o

Hi everyone!

I have been reading this thread and although I am not sure whether I can do it I am more than willing to try!

I did an inventory on my cupboards and freezer yesterday and I already do the envelope system (I have 3 wallets for petrol, food and misc spending) so part way there. Just the rest to get through!

Shelbi

Please count me in Kat...Thank you x

SkintDadUK

Hello everybody, I'm Skint, well SkintDad but you get what I mean.

I am quite new to MSE but love the sound of the challenge and reckon I am up to it. :j:j

Can I put my name down please.

EyesWideOpen

May I join please? Lurked in October and hope I have what it takes...

kerri_dfw

[FONT=verdana, geneva, lucida, lucida grande, arial, helvetica, sans-serif]Right, so these are my budgets for November then...we'll see if I can manage it even if I am just cheering.[/FONT]
[FONT=verdana, geneva, lucida, lucida grande, arial, helvetica, sans-serif]
[/FONT]
[FONT=verdana, geneva, lucida, lucida grande, arial, helvetica, sans-serif]0/25 - SFD[/FONT]
[FONT=verdana, geneva, lucida, lucida grande, arial, helvetica, sans-serif]0/300 - Grocery - should be less with batch cooking[/FONT]
[FONT=verdana, geneva, lucida, lucida grande, arial, helvetica, sans-serif]0/80 - Petrol (excluding work expenses petrol)[/FONT]
0/200 - Personal (50 a week)
0/450 - Presents (xmas/new daddy present for OH, I'm buying him a triathalon watch but will aim for discounts & cashback)
0/3 - Food bank
[FONT=verdana, geneva, lucida, lucida grande, arial, helvetica, sans-serif]0/50 - Outing - cheating & having 2, it's a friends birthday on the 1st and on the 2nd I'm meeting a lady from n3tmums for coffee, but will use money made from fleabay for the coffee (how's that Kat?)[/FONT]
[FONT=verdana, geneva, lucida, lucida grande, arial, helvetica, sans-serif]0/30 - HM Lunch[/FONT]
[FONT=verdana, geneva, lucida, lucida grande, arial, helvetica, sans-serif]0/5 - emergency[/FONT]
[FONT=verdana, geneva, lucida, lucida grande, arial, helvetica, sans-serif]0/20 - items decluttered[/FONT]
[FONT=verdana, geneva, lucida, lucida grande, arial, helvetica, sans-serif]0/80 - make £80[/FONT]

daisystar

Here goes then....I'm in please!!!! :j

mon1o

Well I've sorted out my budgets/SFDs etc, I have only 1 outing planned for november and that will be free. I have put my totals in my signature to keep myself going! I havent budgeted for presents because I usually do my xmas shopping first week of december so that will be taken care of out of next months wage.

Good Luck everyone - think we are going to need it especially those of us who have chosen this as our first month!

NinjaSavingKat

WOW! 62 Contenders!!! I am getting a little bit [STRIKE]nervous[/STRIKE] excited!!! :T:T:T

katrss7

Yes please, me too.

Food budget £200
3 outings (already committed) - wedding, and trips to Sheffield & Whitehaven - budget £150
Petrol £175
Haircut free - got groupon voucher
Beauty products free (massive stocks)
Money usually wasted on e-books and craft materials so none to be purchased this month - use up old stocks.