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Just Say NOvember 2013!!!

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  • fyggy
    fyggy Posts: 134 Forumite
    :wave:
    Round 4. Bring it on!
    Debt at LBM June 2013- £31,300
    Debt July 2014- £16,736
    [STRIKE]1 HP, 5 4 3 2[/STRIKE] 1 CC & 2 loans
    DFD: March 2017
    Sealed Pot ~£90
    DFW Diary: "A diary of plans, lists, goals & challenges"
  • mrso2b
    mrso2b Posts: 314 Forumite
    Meeeeeeeeeeeeeee

    25 spend free days eeeeeeeek
  • Kaybeebop
    Kaybeebop Posts: 33 Forumite
    Count me in please Kat, off to plan, plan, plan! Need to do better with SFDs.

    K x
    NOvember #44

    Groceries 147.26/280 Travel 34.80/102.90 Kids 3/90 Clothes 0/100 Fireworks 16/75 FB 0/6
    SFD 4/25 Lunch 2/9 Charity 0/20 Money made 0/80

    DFD May 2015
  • luckystarr
    luckystarr Posts: 265 Forumite
    quick question if you have budgeted food on the day you buy is that a SFD ?? apologies for the daft question just want to make sure i do it right 1st challenge and all :)
  • hummingbird
    hummingbird Posts: 1,522 Forumite
    My first time in on this one Kat - think I'm ready????!!!!!!!:money:
    £10 a day extra in May '18[B]£35/310[
    Virtual Sealed Pot 2018 £500/£2500 = 20%
    You can find my diary here:http://forums.moneysavingexpert.com/showthread.php?t=5189836:beer:
  • Siouxsie32
    Siouxsie32 Posts: 1,987 Forumite
    Part of the Furniture 1,000 Posts Cashback Cashier
    luckystarr wrote: »
    quick question if you have budgeted food on the day you buy is that a SFD ?? apologies for the daft question just want to make sure i do it right 1st challenge and all :)

    My understanding luckystarr is that unless you use vouchers to pay for the entire amount or you buy only yellow stickered stuff then you count it as a spend day - plan, plan and plan some more!
  • dimplechops
    dimplechops Posts: 5 Forumite
    Please add me to this months challenge Kat. I have de-lurked and re-registered on MSE after a long long lay off. Hoping that this will give me the motivation required to clear last lot of debt for good. Will do a signature in time for the 1st.
    **Barclaycard - £11,120.71 ** Virgin CC - £2127.17**
    NOvember Challenger No.46
  • angelicious
    angelicious Posts: 406 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hey Kat, count me in please x:j
    Save £25,000 in 2025: #45-£524.15/25, 000

    PAD 2025: £609.19/6100
  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    :wave: Count me in please....

    << runs off with paper, pencil and mittens to stock take the chest freezer :snow_laug >>
  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    LoveaDove wrote: »
    *Puts hand up*

    Do you need to go to the bathroom? ;):rotfl:
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