Just Say NOvember 2013!!!

NinjaSavingKat

Another two OT shifts secured for me this month. It goes a long way to balancing where all the money will go in January - another SFD on the cards today though with a donation of 15 apples from a colleague. Thankfully I have ingrediants for a vegan apple crumble topping so I know what I will be doing tonight...; - )

abundant1972

Afternoon

Yesterday was SFD number 4 hoorah!!!

Iwillsucceed - thanks for the posting! Gym's are tricky things - unless you can commit to it 3+ times a week, they work out expensive... I miss it when I don't go so I guess that's good... There are heaps of other ways to get fit though so don't beat yourself up hehe!!!

Can't get going today... am off to Manchester tomorrow and am not packed, and know I have stuff to do... Having a battle of wills - part of me is saying go buy a new holdall as all I have is a shoulder bag... other me is saying use shopping bags if you have to, to pack your clothes in... You're only putting them into the car, and out at the other end! Will see...
Gonna attempt to crop my own hair and save £10 there, then do remaining laundry and stuff... Maybe vac out the car and fill it up etc.

Have a nice evening folks!!!

karmachilovething

Checking in for the day - SFD no. 5 (4 in a row!!) and feeling abit more in control now that the month is going along.

Keep up the good work people!

Kerfuffle

his_missus wrote: »

SFDs - 2/25
Groceries - £104/ 240
Lunch to work - 4/21
Declutter - 10/20 items
Earn - £0.75/80
Toiletries - £3/£10
Social - 1/3
Xmas - £18/£150
CC £0/£200

Quick update. No plans to spend today.

Have decided what I'm buying my secret santa for work. Found an idea for a "pub in a box" on the christmas mse forum - beer, glass, nibbles etc. something the guy will actually like and devour. I hate secret santa pressies that have a novelty value but are essentially useless. Last year I got straws with plastic moustaches on them!

I like the sound of this pressie, thanks for the head's up, I'll nip over to that thread now.:)

clippy_girl

so check in for yesterday-

spendy day! posted ebay parcel, 59p for minstrels for sat night treat (but ate at cinema ), £8.65 for cinema :eek::eek: and around £22.81 for shopping :T have £1.19 left of budget for my month (to last until 18th). have got everything i need as am in milan for 3 days. really pleased to come in under budget esp as i bought a £5 pack of toilet roll on offer. could have manged without until payday but was good price (i mean without buying more, not without toilet roll obv )

sfd today though so budgets at-

SFD 4/25
Food 0/£100
Donation 0/£3
Lunch- 4/18
Declutter 0/20
make £80- £77.10/£80 :j

have got 7 ms booked on sat amounting to around £76 (some in euros so guesstimate) plus a free bra! hoping i can get sports bra but need to check notes. also got £15 one booked on sun and applied for an £11 one on fri.

so looking good think im going to sell my wii and board as never play on it so hopefully will be about £50

i also saw philemena last night, was very sad :(

tennisfanatic

Another SFD today...unfortunately tomorrow is now going to be a spend day (and friday/saturday/sunday were already planned spend days as i'm going away for weekend) so may struggle with 25 days this month but determined to come as close to 25 as is possible.

Tomorrows spends can't be helped as i need to get a taxi to meet a colleague who has offered to give me a lift to a training session, its too early in the morning for public transport and its saving me the cost of a £45 train ticket by getting a lift so kind of MSE.

SFD 5/25
Lunch to work 4/18
Food £36.41/£100
Foodbank £0/£3
Moneymade £0.42/£80

Maisie_M

Food £266.58/350
Petrol £106/250
Local food bank 0/6 (missed last month so will double up today)
SFD 2/25
Lunch to work 4/21
emergency lunch fund 0/£10 (two of us)
Declutter 0/20
Extra money earned/made 0/£80
Christmas shopping 0/£250
Outing 0/£20
Coffee shops etc 0/0
Beauty £8.73/£10

Had a SFD yesterday but not today, Needed bread and DH went to costco and got a couple of bits and to the chinese supermarket to stock up on spices. Only happens every few months when he is in that part of town.

PiggyBankShaker

I didn't spend any money today! Yay, SFD for me! OH however, did go to the shop. He spent £13.66 on groceries and £5.99 on luxuries! (Beer and energy drink) The £13.66 will be subtracted from our monthly grocery budget of £200 and I'll note the £5.99 for reference, but as it not my money so I'm not counting it.

Also the decluttering is going backwards! A friend gave us three bags of clothes for DD and DS! So a sort out of all their clothes is now in order as they already have enough.

Three days post-chemo and my Mam is still doing great! It's really amazing and I am so relieved and thankful. This, more than anything else, is my biggest worry at the moment.

So anyway, today stacks up like this:

Petrol 0/£67.50
Groceries £26.52/£200
'Outings' 0/£30
Food Bank 0/£3

--

Lunches 4/21
SFD 3/25
Declutter 3/20
Make extra £15/£80
Not using GCH 1/0

rosiecheeksblossom

Hello everyone
Another SFD for me today:D!!!! I did a bank night shift so had a sleep this morning and soooo looking forward to my bed tonight. Havent ventured out the front door, let alone changed out of PJs:o although if it stop me spending then hey im not complaining. With doing 2 bank shifts so far, Im guestimating £250 in my hand after tax:mad: and pension coming out. Plus another 2 bank shift booked for later in the month.
Anyway off to make tea out of nothing in the fridge/freezer, could be fun. Hope everyone is well xxx

Fmess

Evening all,

SFD number 4 today and took lunch to work.

Tomorrow is a 13 hour day at work so as soon as I walked in the door today, I had a tray of flapjack so I have a piece for morning break and one for a late afternoon snack. Should be a SFD as well as will have no time during the day, just need to avoid popping to the shops on the way home when I'm tired.

Need to wrack my brain on more ways to make more money as I really want to cut this debt down asap. I've eB4yed most items that are not needed/used and the others don't look like they are in demand so will put them in the charity bag. My work doesn't have any OT Any ideas welcome?