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My Debt Diary, the ramblings of JCD

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  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j

    Brilliant news Joanne.

    You are such an enterprising girl you deserve support - and I'm sure your friend won't lose any money backing you.

    Keep us posted on your progress
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Ooh that sounds exciting - do let us know more :T
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • JCD_Capulet
    JCD_Capulet Posts: 1,441 Forumite
    Part of the Furniture Combo Breaker
    Seaxwyn wrote: »
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j

    Brilliant news Joanne.

    You are such an enterprising girl you deserve support - and I'm sure your friend won't lose any money backing you.

    Keep us posted on your progress
    It is brilliant news, I'm so excited by it! He's less enthusiastic (what with the items I'd be selling being of no real interest to him) but understands that by lending me a hand he'd be giving me the opertunity to get myself debt free. He's a jem.
    hypno06 wrote: »
    Ooh that sounds exciting - do let us know more :T
    For years I've collected jewlery (of the fine sort), made jewlery from broken odds and sods, made fashion clothing items and what not, so here's the thing.
    Back when I was originally wanting to retail I found myself a supplier. Five years after thoose plans the supplier is still going strong with the items that I wanted to stock. So when I get the stock I'm after I'm planning on vastly under cutting other retailers of the same items on fee-bay, by up to 75%.

    I've done my sums and for a consignment of items that I can pick up for about £250 (item value plus VAT and delivery), the original RRP on thoose is £1,250. I'll be making little proffit on each item to encourage sales, be offering free P+P and keep it that way indefinitely.

    I won't say too much else for the time being whilst I get my head down with the planning, but I just can't wait for my very first sale.

    I'm very happy, so I'll award myself another dancing banana. banana.gif
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    thats brilliant news. you are working so hard, your debts will be gone before you know it!
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • pania
    pania Posts: 8,258 Forumite
    thats great news! a little more reglar income for you, really pleases, and as for matey, what a star!! xx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • JCD_Capulet
    JCD_Capulet Posts: 1,441 Forumite
    Part of the Furniture Combo Breaker
    lunar wrote: »
    thats brilliant news. you are working so hard, your debts will be gone before you know it!
    pania wrote: »
    thats great news! a little more reglar income for you, really pleases, and as for matey, what a star!! xx
    Thanks ladies x
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • JCD_Capulet
    JCD_Capulet Posts: 1,441 Forumite
    Part of the Furniture Combo Breaker
    I've been having a look at the supplier and all the various things they offer. In my head I've been number crunching, planning auction lay outs, special offers, bulk buying of postage items and such. Then I heard his voice in my head.

    "You'll never ammount to anything, you'll not do anything with your life. Look at you with black hair and freak gothic clothes. You'll be a nobody, nothing but a hippy, college drop out freak."

    This is what my ex-stepdad said to me when I was sixteen and it haunts me every day of my life. I never had his support or approval for anything. All he ever showed me was resentment, I was a burden to him, the unwanted luggage that unfortunatly came with my mother.

    Well he was right, I did drop out of college. And what do I have to show for my ten years of working life? An in depth knowledge of how to fry chicken and getting sacked from various jobs for being honest. All the way through primary and secondary school all I wanted to do was make my mum proud of me, whilst at the same time through primary and secondary I had him putting me down and emotionally beating me when my mums back was turned.

    I'm scared, I always have been. I'm scared of living up to his expectations, of being that nobody, I'm scared that he'll be right. I don't have alot of belief in myself I really dont. I've just learned from the age of five when he walked into my life, how to wear a mask and pretend everything's ok. I've never truly pushed myself in the workplace, never pushed for promotions or raises because if I didn't get them and he'd caught a sniff of this he'd have rubbed it in my face. I can't handle that.

    I'm scared now that my friend has given me this opertunity to make something of myself, I'm worried that I'm just not capable. I'm scared of failure. It's far easier to plod along at a snails pace through life than to run and chance tripping. Well, thanks to his bullying for twenty years, this is what makes sense in my head anyway.

    Sorry for the big blub guys, there's just so much in my head all-the-!!!!!!!g-time that sometimes it feels like I'll explode if it doesn't come out.

    I don't know what to do, or if I'll go through with the business idea.
    I'm just exhausted and need to get away.

    x
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Oh Joanne I'm sorry to hear you're having a wobble.

    What a scumbag that man was to destroy the confidence of a young girl.

    Luckily you're a grown woman now and you know that he was wrong to do what he did.

    From reading your posts, it comes over loud and clear what a talented and resourceful person you are. You can make a go of this business. It won't be easy and it's natural to have doubts, but you can do it. You can do whatever you want to do, and never mind anyone who tells you different.

    Sending lots of sympathy and encouragement. I know it's hard, I'm not very confident myself either.

    Big hugs, hope you have a good day.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Right, first things first lady......

    You are as good as anyone else, and have as much right to succeed at what you want to do as anyone else does. In fact you are better than some people, and deserve more than they do to succeed. You are a good person, honest and hardworking, and anyone with those attributes is worthy of success and happiness.

    So, who are you doing this for? Yourself, or someone else? You are doing this for YOU - I know that you want to make others proud, to make others lives a little easier perhaps in the process, and to make others look up to you. But first and foremost you are doing this for YOU, because YOU can do it, and YOU deserve to do well at it.

    The other things that come along, helping others out, having those be proud of what you have achieved, and saying "yah boo sucks" to anyone who ever said you couldn't do it, will be very welcome side effects, but this is about YOU and YOU will make a success of it.

    Your friend has faith in you, and he probably knows you far better than ex-stepdad ever did. And we have faith in you. So, get brainstorming again, get that auction site, and let us know when you are up and running and we will have a virtual "launch party" on here with BOGOF crisps and cheap co-op plonk!!

    Have also sent you a PM.

    Now.....put that kettle on, have a cup of coffee, and get planning xxx
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Shineyhappy
    Shineyhappy Posts: 1,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi Joanne,

    There were loads of things I was going to say when I read your last post, but Hypno and Sea have beaten me to it.

    Some people make themselves feel big and more important by putting others down. My biological father was exactly the same, nothing I ever did was good enough and even if I was Prime Minister and bought about world peace he would still have said but you havent invented a sustainable non polluting fuel and if I managed that it would still be, but you havent become a doctor. Don't let people like them get to you!

    You are a strong, funky young lady (just like a lot of others on here and me!) and you will make a success of this! I would love my own business, just never thought of what I wanted to do.

    I am going to write a book, when I have decided what to write about and with any luck, I will be the next Robert Jordan. Sometimes you need to have confidence in yourself and your friend obviously has confidence in you or they wouldnt risk their cash!

    We all need a hug and some support from time to time and so no appologising for your blub or else I will come up and tick you off! I had a major wobble the other week and so many people were so great and supportive that it made such a huge difference and its so nice to have someone care!

    Oh and I really love your dancing bananas!!
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
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