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My Debt Diary, the ramblings of JCD

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Comments

  • baxgttdi
    baxgttdi Posts: 388 Forumite
    well done :j:j:j:j
    LBM 2 - 27.05.09. Debt was £33224 + 1100:eek: OD.
    Car - was - [STRIKE]20867[/STRIKE] - now - Gone! :T Zopa - was [STRIKE]6800[/STRIKE] -now - Gone loan - was [STRIKE]1687 [/STRIKE]- now Gone! :T Student Loan - was [STRIKE]1850 [/STRIKE] - now gone!! - Barclay Card was -[STRIKE] £2000[/STRIKE] now - Gone OD - was 1100 - now - 900 :mad:
    Total - £0 :rotfl: + OD = 100% paid!!!
  • JCD_Capulet
    JCD_Capulet Posts: 1,441 Forumite
    Part of the Furniture Combo Breaker
    Thanks hon
    I'm waiting for a girl to send me £3 for a necklace, so hopefully is she's sending by paypal I'll be up to £100 before the end of the week :j

    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • hi jcd, ive been reading your diary and its great, just wanted to ask about mum n sis, are they still with u? i had to do that with sis n bro, i got advice, n was told to give bro n sis a letter each saying i was giving them 28 days notice to leave (i wouldnt have kicked them out - honest!!) they then took their respective letters to the council, and were classed as homeless/threatened with homelessness. even tho our council has very few properties(in a rural area), they managed to get flats each within the month!!!!
    LBM 29/07/ 07
    TOTAL DEBT: [strike]3300[/strike]1500
    DFD: Aug '08
    :rudolf:Pesky Xmas Savings Challenge: 62/500 No.006 Of Lucys Party Season Challenge 14/09/07: 4.5:mad:/28lbs:xmassmile

    Official DFW Nerd Club No.641
    Proud To Be Dealing With My Debts
  • JCD_Capulet
    JCD_Capulet Posts: 1,441 Forumite
    Part of the Furniture Combo Breaker
    madmoney wrote: »
    hi jcd, ive been reading your diary and its great, just wanted to ask about mum n sis, are they still with u? i had to do that with sis n bro, i got advice, n was told to give bro n sis a letter each saying i was giving them 28 days notice to leave (i wouldnt have kicked them out - honest!!) they then took their respective letters to the council, and were classed as homeless/threatened with homelessness. even tho our council has very few properties(in a rural area), they managed to get flats each within the month!!!!
    Hi madmoney, my mum aren't with me yet but they'll be with me in two weeks time unless they're offered a home by the council. My mum will be able to gain points for overcrowding along with still being classed as homeless (because they'll be just residing here on a temp basis). Thanks for reminding me about the letter thing, I had to do that to get the flat I'm in now x
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • JCD_Capulet
    JCD_Capulet Posts: 1,441 Forumite
    Part of the Furniture Combo Breaker
    Update! The found boots have a bidder!! Hahahaha!
    I hope it isn't one of you MSE folkies :p

    (I'm off out into the garden 1) to save electricity and 2) to strip the paint from an old table)

    xx
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • JCD_Capulet
    JCD_Capulet Posts: 1,441 Forumite
    Part of the Furniture Combo Breaker
    The boots sold for £2.40 + £3 P+P! so as soon as the payment is recieved I'll have broken the £100 marker. WOOHOO! :j

    This just goes to show that there is money lying in the streets!
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    :rotfl: :T :rotfl: :T
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • skint_spice
    skint_spice Posts: 13,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's great - nowt stranger than folk!
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 16/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • JCD_Capulet
    JCD_Capulet Posts: 1,441 Forumite
    Part of the Furniture Combo Breaker
    He paid! WOO!
    £102.67 now sitting in paypal!
    I've still got more to shift, so I'll be taking advantage of Fee-bays half price listing day tomorow and push to see how much I can increse my current total by. Reaching the end of this is so close I can SMELL IT! Or maybe it's the found boots I'm smelling :rolleyes: Eeeeeeeeeee! banana.gif
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • JCD_Capulet
    JCD_Capulet Posts: 1,441 Forumite
    Part of the Furniture Combo Breaker
    I have utterly amazing friends.

    One of thoose friends has offered financial support to kick-start my first steps into propper self employment. When telling him about the plans I used to have about being a retailer on fee-bay, he offered his assistance. It isn't something I've thought of off on a whim, no. It's something I've wanted to do for years but every time I would go about the start of it, something else more important or financially crippling would pop up.

    When I asked him if he was sure about it his exact words were "Don't be daft, I'd donate you a kidney, never mind a few bits of moneypaper."

    Please don't worry about anything going awry with the situation or our friendship, if I didn't trust him 100% and if he didn't have the same trust in me I'd not even be considering this right now.

    I'm off to have a chat with him on the phone.
    I'll keep you all updated as to how things go x
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
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