I'm sick.. No better off working :(

osdset

NYM wrote: »

Sarcasm doesn't come into it because what FBaby wrote is true ....and therein lies the problem.

Being better off on benefits is not going to encourage people to look for and take on work.

Did you bother to read beyond the first paragraph ?

She (?) also wrote 'Working will bring better things on for you and your family. The more you work, the more your chance of getting better paid job/increase hours. You also get the feeling of a sense of achievement, that you are teaching your child good values, and more importantly, once you've paid tax, you don't have to explain what you do with your money'.

Yes I did, and that's patronising drivel as well.

NYM

osdset wrote: »

Yes I did, and that's patronising drivel as well.

Don't you consider a person in work and earning their own income an asset to society ?

FBaby

The OP thanked me for my post, I would hope they didn't feel patronised by my words.

pmlindyloo

I am not totally sure that you've done your sums correctly (sorry!)

Before your OH started work you were receiving CB, CTC, WTC, CA, HB and CT reduction, DLA and you were working part time.

Were you getting full HB and CT reduction? I suspect not. Therefore that might mean that you are taking your having to pay all your rent now when previously you paid part of it? Ditto with CT.

Hope you are with me!

Write down what you used to get and then write down what you are getting now. Don't forget to use the same amount of money for your earnings each time.

There are very few circumstances where being on benefits makes you better off. Yes, if you take travelling to work etc into account it will seem so but generally you are better off in work.

Would be interested to see your figures.

NYM

pmlindyloo wrote: »

I am not totally sure that you've done your sums correctly (sorry!)

Before your OH started work you were receiving CB, CTC, WTC, CA, HB and CT reduction, DLA and you were working part time.

Were you getting full HB and CT reduction? I suspect not. Therefore that might mean that you are taking your having to pay all your rent now when previously you paid part of it? Ditto with CT.

Hope you are with me!

Write down what you used to get and then write down what you are getting now. Don't forget to use the same amount of money for your earnings each time.

There are very few circumstances where being on benefits makes you better off. Yes, if you take travelling to work etc into account it will seem so but generally you are better off in work.

Would be interested to see your figures.

Mejaa wrote this on another thread...https://forums.moneysavingexpert.com/discussion/comment/63526325#Comment_63526325

mejaa wrote: »

2012-2013 my income was 7800 my carers income was 2300, my husbands was 16146 made redundant in dec2013 and he claimed js cb 1100. So total for 2012-2013 was 26200 approx.
this year it's 10000 for me and 9000 plus carers allowance of 2200 for my husband. So total 2013-2014 21200. So 5000 less.

*edit*

Just realised, there is no mention of benefit amounts....

itch_for_a_glitch

OP, you will be financially better off in the long run, but you will be in quality time poverty for years.
The high benefits you had previously were (IMHO) too high, and have twisted your perspective, I'd advise you stick at it (as unpleasant as we think it is) as there are many more cuts to come, especially if the tories get back in.

Podge52

I work part time for a low wage, don't earn enough to pay tax so don't contribute as some would put it.

Do I feel better about myself for coming off benefits and working.

No, I feel used.

Kris_Niederberger

I am very happy for you on getting new job . I have suffered a lot for job when I had no job. Today all over the world we are facing two major problems. One is the population and second is the unemployment.

Morlock

pmlindyloo wrote: »

There are very few circumstances where being on benefits makes you better off.

Don't let the truth get in the way of a good, anti-benefits rant.

bloolagoon

itch_for_a_glitch wrote: »

OP, you will be financially better off in the long run, but you will be in quality time poverty for years.
The high benefits you had previously were (IMHO) too high, and have twisted your perspective, I'd advise you stick at it (as unpleasant as we think it is) as there are many more cuts to come, especially if the tories get back in.

That is unfair to the OP. I remember her posts, I was heartbroken for her. They went from a well paid secure job for her OH whilst she even with a disabled child worked part time.

Then redundancy hit. OP could have given up her job and both claimed benefits but she didn't. She increased her hours and did what she could, topped up by benefits.