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The march to financial freedom

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  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Ali: You've certainly made the right call in regard to the car. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Hope you're feeling better Ali

    RRxxxxx
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    edited 21 May 2014 at 6:13PM
    Feeling much better today thanks Rach, though DS was pretty pale and felt sick before school this morning, he even left most of his breakfast - most unlike the hollow legs of said teenager. I still sent him on his way and fortunately he felt better by mid morning. Wonder if we picked up a little bug or something - very little given no real illness :rotfl:

    MiT we were getting not far off needing safari suits too :rotfl: thankfully the weather has been mostly sunny and dry today and I cut the grass this afternoon. I've been waiting for nearly 5 weeks since DS agreed to do it :rotfl:

    Nearly caught up on everything else now too, however the car saga is not a closed case. Said chap text me early this morning, he still wants the car and is trying to get the extra funds together to pay my bottom line price. Playing the waiting game now, so watch this space!

    Alex - your sage advice and help throughout the whole process thus far has been invaluable. Thank you :T

    I've done the P!necone survey for £3 too and changed my password on eBay after it was on the news their database with all ebayers personal details was hacked into :eek: Date of birth, address, passwords, everything - they apparently got the lot.

    No sweet treats still even with DS scoffing an Ald! chocolate bar right under my nose :mad: Being good with fruit and yoghurts again :A

    Financials then:
    - bank account checked
    - freepostcodelottery (day) - checked
    - Nectar adpoints - all done and up to 62 points
    - Nectar Canvass - a 40 pointer done
    - Nectar card - up at £62.67
    - Inbox Pounds - a little done and up to £5.19
    - Qmee - picked up another 5p

    Looking forward to a chill out evening and probably more surveys on IP :rotfl: I know how to live it up :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • I changed e-bay password too, Shocking isn't it that hackers can get such info so easily. Dishonesty rips my knitting. Why do people need to do that. I listen to folks lying to me all the time in my job and they obviously think I'm an eejit. I just call them on it and tell them I find their stories improbable and that's when the abuse usually kicks in :mad:

    We also had a slight bug type thing over the weekend. I had such a headache and was dizzy but nothing major. DD then said the same. Whole thing ended with a sore throat then disappeared. I also had a roaring temp for a few hours. I still went to work :rotfl:
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    You are most welcome, Ali.

    As for eBay this is the first I have heard about hackers, off to change my password right now, thanks. :)

    Fingers crossed they haven't got into paypal, I've got quite an amount of money that I leave in there. Perhaps, I need to think about taking it out after this.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Sports car a go-go :j:j and :(:(

    Sale agreed at the right price, payment and collection tonight.

    I'll soon have an empty garage to put all our junk in :rotfl:

    Actually what it means, is:

    a) debt can be paid off
    b) I can sort the garden playhouse (DS's old one) and the rotten thing removed and car boot stuff properly sorted
    c) I might use some of the leftover to rent a proper office so expanding the business slowly
    d) I can start saving

    :D:D:D:D:D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    How exciting!! :j
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    It is Moo and I know it's the right thing to do, though emotionally it is going to be hard watching it driven away.

    It's not just been any old car to me, has big sentimental value, but they'd also be proud that I am doing the sensible thing money wise. :)

    I had better do some work or I won't have a business left to run with all this time out :rotfl: :eek:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Ali that is brilliant news. Sad at the same time but needs must and it's for the good of long term living. Hope we don't lose you because you will be debt free
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    You won't get rid of me that easily MiT :rotfl: It will just mean the end of Chapter 1 and the start of Chapter 2 with different goals and having my diary and you wonderful people, gives me the impetus and confidence to go get 'em. :D

    Car buyer is coming to pay and collect tomorrow night now, not a problem just 24 more hours of agony :rotfl:

    I am already thinking about what is in DS's old playhouse that can be eBayed, Gumtree'd and car booted :D I've been reading an old post that Moomin wrote about selling specific Lego pieces - the trunk of DS's Lego is probably an income stream all of it's own. :rotfl:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
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