📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The march to financial freedom

1164165167169170241

Comments

  • Beanie's right. Glad to hear only pockling is planned for today.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    beanielou wrote: »
    I wish you would slow down :eek:

    Yes......chill out now and then Ali........I'm sending you one of these to help :coffee:!!

    You don't need to get into the Guinness Book of Records you know :)

    Brogden x
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Guinness Book of Records for :coffee::coffee::coffee: I'm with you on that :rotfl:. Check out how much Lilty has done - SuperWoman over there :eek:

    It's been feet up with lunch now on - roasting some pepper, mushroom and cherry tomatoes to have with another omelette (eggs need using up) and kale mixed in - another concoction that is quite tasty.

    I've ironed DS's shirts and doglets have scoured the fields offlead. And then I earnt another 11p on Qmee - already transferred it the 3 times to get it into the TT Savings Pot - talk about a finger workout on the keyboard :rotfl:

    Caught up with what's waiting in cashback from £co and @ £20 to come in. :j Looked at the freebie earners on topc@shb@ck too so might spend this afternoon doing some of those and an old lottery ticket to check.

    Local free newspaper has arrived, need to get off my touche to find my reading glasses though :rotfl:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    A quick update to round off the weekend before bed and the new working week arrives - all too quick as per usual.

    Financials:
    - bank account checked - with the 11p TT'd today that pot is now up to £83.01
    - freepostcodelottery checked
    - Inbox Pounds - survey and searches have pushed that to £5.33
    - Nectar card - value at £28.23
    - Qmee - emptied the pot and back to zero again

    - Lottery ticket checked - 2 numbers :(
    - Hoovered around upstairs, lounge and hall
    - Roast chicken was yum, having some in pitta bread with mayo for lunch tomorrow and casserole tomorrow night

    Decluttering is at the forefront of my mind - a few areas I will work through perhaps 30 mins a night to sort. In the meantime, it's off to bed and a warmer night outside than of late.

    Sleep well all. :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Ali-OK wrote: »
    Guinness Book of Records for :coffee::coffee::coffee: I'm with you on that :rotfl:. Check out how much Lilty has done - SuperWoman over there :eek:

    :rotfl: - you know, I've two signs in my house bought by my friend one year and her mum the next. First one says "Instant Human, just add Coffee" - Second "I don't have a problem with caffeine. I have a problem without it!" ... Do you think I drink much coffee?

    Maybe this is the secret to my hyperactivity? Or maybe I just got fed up of reading the ingredients in Mr S's Chocolate Eclairs backwards off the back of my fridge :rotfl::rotfl:

    Yay for new to you sofa, good helpful friends and omelette... I love omelette. Reminds me. Eggs for the shopping list tomorrow... :D

    Hope you have a good night hun xx

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    :rotfl: Love the signs, wonder if they do a 'tea' one as that's my tipple :D. 4 mugs of it already this morning :eek: but 2 caffeine free (trying to reduce intake).

    We don't seem to eat many eggs, mostly they've been for cake making or for toad in the hole, so scrambled eggs and omelette have been making it to the menu :D Ha, bet you're still seeing the eclair label even though it's now gone :rotfl:

    New to me sofa is fab...or would be if I didn't have to play musical chairs with the dogs - they keep winning :rotfl:

    Hope you have a good day :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Evening Diary,

    Been a productive day and work is nicely planned out for the week now - gone from quiet-ish to steady to possibly very busy as month end seems to have jogged a couple of clients into action :rotfl:

    Discussions of getting a buy-to-let have bubbled away in the background for a while now and came to the fore again today - there are 2 properties of interest. Whilst I'm at the H@lifocks tomorrow opening DS's Reg Saver, I'll enquire on the financial front and it still involves the second party. Think we'll need to see an IFA ultimately, but good to get a feel for how we'll fair with the new MMR rules.

    With that in mind, the mortgage capital payment might come down to £750 - still a £100 OP, keeping the other £110 so the funds in current account are closer to £6k and still building. They'll be things like needing to pay the CC off immediately so alot could change. Ahh, I never like it easy :o Been playing with spreadsheets tonight whilst eating Montezuma truffles :heartsmil

    Financials then:
    - bank account checked - paid a cheque in that I get annually, it's @ £200 and is happily already committed to a purchase to make a big difference to someone's life
    - freepostcodelottery checked - for the 444th day as bonus is £4.44 :D How dedicated is that? :D
    - Nectar - up at £28.52
    - Inbox Pounds - up at £5.43
    - Qmee - sat at zero for the moment

    It's Chicken Fest for a few days with LO in a casserole tonight and something I've not decided on for tomorrow night - possibly chicken, chips and beans as quite fancy a change from veg (kale inparticular :rotfl:)

    Need to get fuel tomorrow with the 8p off a litre voucher - bringing it down to 98p a litre :j and visiting the H bank will mean paying out for parking. :mad:

    Think that's all the news here, other than watching the forecast like a hawk for snow from late Wednesday onwards - may well affect my work schedule.

    Hope everyone has had a good day. I'm going to bed a number crunched bunny :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • I still forgot blooming eggs... :mad: :rotfl:

    Number crunching. I loves it! I do it at work and then I come home and do it all day here as well :D

    I don't understand this free postcode lottery thingy? You've checked it for 444 days in a row? And they pay you £4.44 just to log in today? Or it builds up a penny a day? :D It is true dedication whatever!! ;)

    Lots and lots of good looking stuff coming up in the future eh :D how exciting!! And dinner sounds lovely! I have chicken and chickpea korma tonight, made with Mr L's £5.39 a kilo chicken breasts, Mr L's korma spice, greek yoghurt, ground almonds and coconut milk. It was delightful. I will be sick of it however when I finally get to the end of it, since I will now be eating it for lunch and dinner for the next minimum 2 days :rotfl: - do you know what I did buy in the supermarket today? I sent a nod your way as i picked up the kale!! ;)

    Have a good night!! x

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    I'm a number crunching addict too :rotfl: and should have been studying AAT part time from last September had my health not suddenly thrown an ongoing wobbly :mad:

    You got it with the 1p a day building up for checking in to see if your postcode is the winning one - £70 a day winnings and goes up by same amount if unclaimed. Totally free and I loves me freebies :D

    So many things happening this year and finally I've come out of worrying about whether my business can hold it's own - there is exciting and scary potential with overseas work. Lots to look at but linking up with 2 other SE people I work with on some projects - we make a good team. :j

    Proper home made curry sounds fab - I'm copying down those ingredients and we have a Mr L's down the road. I'm :o we're a jar and stir in curry creators!

    Damn - I could have beamed over half a bag of kale and 4 eggs :rotfl: . I'm heading for a much loved and smelly batch of egg sandwiches on Wednesday instead :rotfl:

    Must sleep...so late again for me :eek: Night night all x
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • beanielou
    beanielou Posts: 95,768 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That made me cry~ Thank you so much.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.