We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The march to financial freedom
Comments
-
Hope you're feeling fabulous soon and that the hospital get a move on swiftly. I admire you writing your own letter, and still having a sense of humor!Pay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Ali that is just rubbish. Such a shame that organisations end up so pushed that they make mistakes but they shouldn't lie to you about it. They just look like fools now. Hopefully now Kings have all the info they need you will get some movement and hopefully some answers x5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Cheers peeps
I may have had a breakthrough - I know it's dangerous to sit on the internet and try and find out what is wrong with me, but maybe, just maybe I've come across something that reflects exactly what has been/is going on - thoracic outlet syndrome. Email pinged to lovely cousin to add a note as a suggestion to look at. Makes more sense than the GP suggestion of MS. It would be typical me too, the serious things I've had weren't easy to identify and solve, thus making me "awkward" I'm sure.
To balance the choccies I ate this morning, I've been eating fresh mango and kiwi fruit. Can go to bed guilt free :rotfl:
INOD - good point on getting records straight, I've followed the complaints procedure, set out the issues and corrections and asked for a meeting too with the PM (not Cameroon:rotfl: )
Bed calls - hoping to wake up less sore/stiff/in pain.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
I'm so sorry to hear about your health problems returning, Ali. Frankly, I find the level of care you've received from your GP surgery utterly disgusting.
Up here, when my father has required a hospital referral, the GP makes the referral at the end of the appointment, giving him a choice of hospital and prints a receipt. A couple of days later a letter falls through the door with a date which has always been within 4 weeks from the first appointment. These are not "urgent" referrals either.
It sounds as if your surgery needs more or better trained staff as I am sure you have said you've had trouble with appointment making there too. A meeting with the Practice Manager makes sense.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
Not much I can do to change the surgery issues Alex - we've had GPs retiring at 55 round here, but 2,000 new houses that presumably have joined the same surgeries. All making for a creaking system.
Couldn't sleep as the pain was so bad, ended up speaking to the 111 service and a lovely GP. He recommended getting codeine based painkillers but that entails getting a GP appointment. Slept on and off propped up between 3-6am :eek:
Shattered tonight but the pain has decreased today and was able to work. A gift of a New York cheesecake helped immensely :rotfl: Eaten with more fresh mango and kiwi fruitafter pork steaks and plenty of fresh veg.
Financials:
- bank account checked, 11p Qmee moved and TT of £2.43 made, pot now at £82.90
- Inbox Pounds up at £4.78
- Nectar - no change
- freepostcodelottery checked
Started on the housey jobs - dishwasher emptied, washing on, bins emptied. Mostly it'll be an early night and hopefully a good sleep. Am already in my PJs!
Hoorah for the weekend and a quiet work day on Monday, so I can take things easy for a few days now.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Take care xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hello petal.
Sorry to hear of your issues. Know what it is like feeling left stranded by the GP. I write letters to mine requesting prescriptions. I don't even tell them symptoms and rarely book appointments now. I get everything I request and pick it up from a pharmacy near to home 2 days later. So comical they allow me to self medicate. Eventually the self meds make it to my repeat prescriptions with review dates that come up and miraculously change to a year on.
One thing I do know about is codeine. Do see the GP. When I first did my back I had naproxen, 30/500mg of co-codamol (not to be taken with paracetamol) and 5mg valium. High as a kite until I got the hang of it, and not recommended for driving for sure, but the valium was short term, a week only of 10mg a day. It is amazing as a muscle relaxant which is my main issue; muscle spasms and random weakness. I still request it every few months when I get to a point I can't move. I now take around 100 of the co-codamols in a bad month, much less in a good one. No naproxen as not allowed any anti-inflammatories any more. I also have a 20mg dose of amitriptyline at night which has done FAR more for me than the codeine, so please mention these options. Try the 15mg of codeine first though. 60mg in one go is rather strong at first and a lot of people struggle with it.
Take it nice and easy and feel much better soon. Listen to your body! I live on heat pads, red tiger balm and ice packs. xxx
A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie0 -
Thanks you two
Sleep came easily last night - all 11 hours of itCan catch the rest up with a nap this afternoon :rotfl: I sooo like and need my sleep.
Lilty - that is brilliant help, thank you. I was on Valium (but only allowed 5 days because of the addictive nature of it), naproxen, a couple I can't remember and morphine - pills and additional vials for breakthrough pain - this was pre-surgery. Local hospital said there was nothing wrong with my back :eek: then I started to lose feeling from toes to knee, my then GP (since retired) used his 'old boy network' to get me to see a different Consultant who was amazing.
Met by staff and trolley to get me from car park to consulting room, assessed, kept in and operated on - he sent his number 2 in rush hour to get the scans from local hospital, aneathatist to bedside to sort that bit and I was back home after 3 days. And sorted :T . I know I was one of the lucky few to get the feeling back and for my back problem to be mostly sorted - but I don't know if this current problem stems from it or not. I've treated it with kid gloves mostly - from 12 daily sit ups to keep core muscles strong to support it, monthly Osteo to keep everything else in check to general mobility (walking with the dogs mostly).
But, I'm bad with posture for driving (I naturally lean to the left from hips upwards :rotfl:) and computer use. The current problem could be caused by a number of things - whiplash from the dog (head hit wall) incident, a pull to my left shoulder blade area or something completely random I'm not even aware of!
Will defo go back to GP. Pain is minimal today thankfully, some in my thumbs (when I say thumbs I mean where it joins hand up to wrists and I get bruising on the forearms sometimes from it). Neck is grinding a bit but I can at least now turn it both ways without any pain. Major improvement
* * *
It's all about the little DFW things today and some jobs done:
- washing now all done and on airers. Towels were tumble dried though, it's the daily pleasure of softness at 6.30am post shower I won't give up
- dishwasher loaded up again and worktops cleared.
That's it so far :rotfl:
There's been a change around of little sofas at the office (all free), so I have a spare one in my garage which is coming into the dog den/dining room to replace my 2 chairs to give a bit more comfort. That might mean a change around generally, so got a tidy up and clean to do there first.
Don't have any plans to spend any money, though with the euro exchange rate very good, I am tempted to sort holiday spends money early - means spending less Sterling to get the same amount of Euros budgeted so a good saving.
Housework needs doing, so I'll work through that today and tomorrow. Dinner tonight will be batch chilli, lunch will be LOs in the fridge - thinking omelettes with pepper, kale, mushroom and cheese.
That's a mega long post so will leave it there for nowand hope everyone has a good day.
Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
I wish you would slow down :eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I wish you would slow down :eek:
Now the 'new to me' sofa is indoors, I'm testing it alot :rotfl:
Doing my bit to get back into routine with the little money earners and savers at the moment by:
- Signing up to mystery shopping (specifically for N@ndos but added a few more)
- Completed a P!necone survey that arrived so that's £3 on it's way to me :j
- Completed an 80 point Nectar survey
- Read gas and elec meters and plugged figures into spreadsheet - gas is £160 in credit and elec £40 :j
- Putting away dry washing from the airer - only DS's shirts to iron today
- Not doing much housework - saved on the products I use :rotfl:
- Friends popping over last night and us all eating the free New York cheesecakeand moving the sofa in and chairs out for me :T
Nothing planned for today, chilling and pottering, roast chicken on the menu for later and doggie walks.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards