📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The march to financial freedom

1153154156158159241

Comments

  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    I wish I could be one of those. Talk about a first world problem. My company car is due a change and I hate the thought of having to get used to a new one.


    You're not driving the right cars. ;) What's on your list?
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    I wish I could be one of those. Talk about a first world problem. My company car is due a change and I hate the thought of having to get used to a new one.

    I thought mine was ready too BUT I rang up last week and.......its another year.......I honestly just don't care but I thought a smaller one might be the thing now.....you know......a bit trendy.......man about town and all of that sort of stuff :rotfl:!!!!

    Brogden x
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Brogden wrote: »
    I thought mine was ready too BUT I rang up last week and.......its another year.......I honestly just don't care but I thought a smaller one might be the thing now.....you know......a bit trendy.......man about town and all of that sort of stuff :rotfl:!!!!

    Brogden x


    MX5. ;)



    :rotfl:
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    AlexLK wrote: »
    MX5. ;)



    :rotfl:

    OMG! I was fancying Audi A3 but...............

    Ali......you've started something that's gone out of control :rotfl:!!

    Brogden x
  • beanielou
    beanielou Posts: 95,779 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Nothing beats an i.Q.
    Am on my second.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Brogden wrote: »
    OMG! I was fancying Audi A3 but...............

    Ali......you've started something that's gone out of control :rotfl:!!

    Brogden x


    Could not pay me to drive an Audi.
    beanielou wrote: »
    Nothing beats an i.Q.
    Am on my second.


    Brain transplant? ;)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    :eek::rotfl::rotfl:

    I go AWOL for the day and look what happens ;):D

    So Sunday has passed in a flash but wasn't the chilled out day I'd hoped for really. Being SE, once I start to reply to the Christmas holiday emails I get replies...and things to do...and meetings to set up...and work to diary and plan...and hey presto, that was this morning gone. January looks to be busy, which is great for the finances but I've got to be careful as I felt myself getting stressed just doing that....

    A RL friend that has done lots of small practical things to help me recently and rarely asks anything in return, today asked me to help them look for some interior purchases. I was only too happy to oblige - it got me out for a while and indulged my love of all things housey without buying anything :D. We popped into the office on the way back at their suggestion and took down the Xmas tree and decs there so I'm ready to return on Tuesday and start work. :T

    Back to get dinner on and then a bit of a panic - DS pipes up he's got some homework to finish that he's stuck on :eek: and is sounding very anxious about returning to school. Cue slight change of plans as I need to create space tomorrow to help him as I'd planned to have lunch with another friend and go into town.

    Cycled for 17 mins/7 miles whilst dinner was cooking :D Had to squeeze that in somewhere :rotfl:

    So lunch postponed and am going to town first thing instead. Sat down with DS after dinner and we've talked through his worries and have an action plan and he's much happier. Phone calls too, so a busy evening.

    I have 3 lists now :rotfl: Work stuff, town stuff and DS stuff to do.

    Upshot of today was a No Spend Day.

    Financials:
    - Bank account checked
    - freepostcodelottery checked
    - Nectar card value £25.40
    - Inbox Pounds - £3.86
    - Qmee - still 24p

    Early night beckons so apologies I won't get to catch up on as many diaries as I'd like but will hopefully do that tomorrow.

    Trying so hard not to get stressed and rush, but it seems inevitable :( Must do a relaxation podcast tomorrow and learn how I can have lots to do and not feel overwhelmed :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Deep breathing... break it down into small and manageable chunks. Use a little of your wisdom with helping DS to overcome his worries, on yourself. Do the same thing for you! :)

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Ali, that's great news about work. :) However, only do what you can.


    Sorry to hear your son is anxious about returning to school and hope you managed to have a reasonable discussion and that all is OK now. My son does not wish to return to nursery but I cannot really have a reasonable discussion about it with him.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • beanielou
    beanielou Posts: 95,779 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    AlexLK wrote: »
    Could not pay me to drive an Audi.




    Brain transplant? ;)

    Watch it :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.