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Diary of a spendy cow

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  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Yay for Friday!

    Figures looking healthy there Moomin - very well done all round :T

    Plenty to feel good about - and looking good too with your hair done I expect.

    Give the food budget a good talking to and make it fall in line with the others :rotfl:

    I'm being very MSE and reading/posting from our hotel room down south and have accrued my 250 points AdPoints for this week whilst here too. No going out on the town for us!

    Enjoy your wedding tomorrow.
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy the wedding :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    A spend today of £6.57 at the supermarket which came from the food budget and bought pizza (bad Mooomin) and some essentials like bread and fruit. I spent the last of my weekly spend challenge money getting tickets for the 3D Doctor Who screening at my local cinema :D

    Next week I need to work on meal planning more effectively and on keeping to my diet as well as my budget. I want to lose a decent amount of weight again by Christmas but I'm finding it hard to do that when it's cold and I want to eat cake ;)
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Good morning :D

    A week in to my return to MSE and I'm already seeing some changes:
    • Kept to my £20 budget for frittering. Very surprised/impressed with myself ;)
    • I've rediscovered Nectar Adpoints, which is boring as sin but I've earned over 200 Nectar points this week which is excellent.
    • I've reduced my outstanding credit card balance to under £100.
    • I'm concentrating on getting Christmas presents which are a little more personal but still thrifty. I'm looking for ideas to reduce costs though :D

    I could definitely do better on meal planning and budgeting my food money, but I'm thinking that baby steps are better than no steps at all. That's what I'm telling myself anyway.

    I've reset my budget for next week at £20. Today I'll be spending money on fuel and on food for the journey up, but I'm looking to keep the spending small.

    Have a good weekend everyone!
  • oooo local cinema for Dr Who, now theres an idea....

    this may sound a stupid question, but how do you make your soup? I've tried a number of different ones, but they always taste blah & the latest attempt was so bad it was binned:mad:

    Its something I am keen to conquer as bought soup contain scary amounts of sugar.....oh crikey I am sounding like a proper grown up....

    any tips will be gratefully received
    I do not make mistakes, I learn lessons.
    I work to live, not live to work.
    I love to live & live to love.
    Good enough is exactly that.
  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am over my target too :(
    Happy cinema :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Lurker1972 wrote: »
    this may sound a stupid question, but how do you make your soup? I've tried a number of different ones, but they always taste blah & the latest attempt was so bad it was binned:mad:

    any tips will be gratefully received

    Here's my Moo's Minestrone recipe:

    You will need:
    • Couple of leeks
    • An onion
    • A carrot
    • Some celery
    • Two veg stock cubes
    • Pasta - I use 60g of whole wheat pasta as it works for my diet plan
    • Garlic powder
    • tin of tomatoes

    Cut up the veg. I chop most of it but dice the carrot in to wee cubes. Fry it off for a couple of minutes until the onion is translucent. Put a wee shoogle of garlic powder in it. The more the merrier in my opinion, but to taste is fine.

    Add a tin of tomatoes and about a litre of stock made we boiling water and the stock cubes. Simmer for a while, normally till the carrots aren't crunchy. Break the pasta in to wee strips, I normally use spaghetti, and cook for a few minutes till they're done.

    And there you go, that's how I do that soup. It's a scoosh to make and works out at about eight servings. You can add whatever veg you have, this is just how I do it. Let me know how you get on :D
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I've spent just over £30 this morning filling the car with fuel, and another £5 at Fat Club on their branded chocolate bars. I know I can snack more cheaply but for convenience they can't be beaten.

    I've listed 13 items on eBay and paid the extra six pence a time to schedule the listings for later tonight. It's free listing this weekend and I figured I may as well strike while the urge is there as I hate listing eBay stuff. It bores the bejesus out of me :D
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Are you doing swagbucks still?

    I haven't bothered for the last year..... but I am now panicking about christmas as I have no money and no vouchers to buy pressies apart from some tesco and nectar points.....

    I am wondering if its worth it these days?
    Now a SAHM trying to earn some spare pennies each month
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    mooomin wrote: »
    Good morning :D

    A week in to my return to MSE and I'm already seeing some changes:
    • Kept to my £20 budget for frittering. Very surprised/impressed with myself ;)
    • I've rediscovered Nectar Adpoints, which is boring as sin but I've earned over 200 Nectar points this week which is excellent.
    • I've reduced my outstanding credit card balance to under £100.
    • I'm concentrating on getting Christmas presents which are a little more personal but still thrifty. I'm looking for ideas to reduce costs though :D

    I could definitely do better on meal planning and budgeting my food money, but I'm thinking that baby steps are better than no steps at all. That's what I'm telling myself anyway.

    I've reset my budget for next week at £20. Today I'll be spending money on fuel and on food for the journey up, but I'm looking to keep the spending small.

    Have a good weekend everyone!

    Those Adpoints quickly add up - I'm earning more points per week doing that than I ever did on the weekly food shop!

    I've found meal planning is a 'what works for you' thing. I have a couple of rules - meals with perishable foods early in the shopping week to avoid waste and always have a can of beans in store for that night where too tired to cook so beans on toast is our back up meal.

    Ooh CC down from 3 to 2 figures, well done :T I'm going to try getting my CC1 down from 4 figures to 3 this month (upping payment somehow to £480).

    Hope the wedding was good and you're not nursing a hangover :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
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