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Diary of a spendy cow
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Must admit M & S are starting to annoy me for that very reason.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Must admit M & S are starting to annoy me for that very reason.
Me too! Had the very same happen with the cardigan I got on behalf of my mum, only to find it reduced the very next day. :mad:
I didn't return it and re-order the discounted one, but I wouldn't hesitate to do it going forward now.
Hope you found the receipt Moo
Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Hi all
VERY quick update from me today and with an apology for being missing in action for the whole week. I've been laid low with a throat infection and feeling rotten. I'm not 100% but am off to London for the weekend anyway
Non-refundable tickets are playing their part in that decision
Money stuff
Food: £57.85
Current account: £70 (have withdrawn cash for London trip)
Savings: £2325.57 :eek: Thanks to a VERY generous and not-refusable contribution from family for my holiday in March.
I'm off to London with £110 and hope to keep within that budget. I'll count the next three days as NSDs if I do
Hope everyone is keeping well and I'll be back with a vengeance next week!0 -
Sorry to hear you've been poorly, just what you don't need heading off for the weekend, hope its nearly gone and you get to fully enjoy the weekend. It's good to see you back.
Happy holiday funds! Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Hope you're feeling better soon moo. Hope you enjoy the weekend xMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Get well soon xxx
:j:jDebt:
£18426Being broke isn't the end of the world...it's the begining of a new plan!0 -
Oh boo - there must be a lot of it about north of the border, first Pippi's flu, then your throat, and now I believe another mutual chum of ours has a chest infection too.
Hope London goes swimmingly. Actually, if this rain keeps up, that might be the wrong way of putting it!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Enjoy your weekend I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Have a lovely time - and big yay to the savings boost Mortgage free as of 11/11/15 !
:Anow... to start some serious saving :A
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