📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Here we go again. LBM number a million

17778808283234

Comments

  • I have a few years yet before debt free INOD and 1st on my list is a kitchen so will be a long time before I look at furniture anyway. I'll just enjoy browsing meantime :D

    Back to work today. Not too bad. My poor colleagues partner is dying it seems. They have been together for 38 years and such a devoted couple. So sad. I was on phone to him today and he was so distraught. His partner has been moved into a side room and it seems to me as if they are just keeping him comfortable. He has been told he can visit him anytime and to call his family. I am feeling for him tonight. Many marriages don't last that long. Anyway we will support him as much as we can over the next few days/weeks.

    Spent £5 on lottery today.£5.20 on lunch as I met up with a friend. Then spent £6.49 tonight in butchers as I forgot to take any dinner out for us. Cheeseburgers with fried onions. Totally lush and went down a storm with the teenage ones ;)

    Hotter have received my shoes and are refunding the money to my account. I have deleted the transaction from my snowball so am back to where I was before I had my heart attack at the amount it added to my debt. Need to pay another £38 on top of my minimums this month to reach my set target. Should manage that no problem as I will be working every weekend now right through summer so minimum earned will be £32.50 per week. So another £97.50 this week of potential money towards debt so I will try and pay it all in and I will bust my target again :D

    I've told the kids they are to do me a list of food needed for when I am away. I have already stocked up on some stuff but because DS is off he is slowly working his way through it :mad: Honestly cannot keep up with him. I think I'll take some soup from freezer for him for tomorrow as he loves that and can fill up on bread and butter. By the time I came home tonight he had eaten 2 chicken pies and then had a cheeseburger along with DD and I. I think he must be due a stretch again as he is a bottomless pit just now.

    I booked myself in to get my hair done on Thursday. I need a cut desperately and I am going to get some highlights for my holidays. I reckon it will cost about £60 but am not sure. TBH I don't really care as I am so desperate to get it sorted. It is getting as wide as it is long. I look like a hobo.

    I've had to put on the heating tonight as it is so cold here :(. Cannot wait to get some heat in my bones. 3 weeks today I will hopefully be sitting with a cocktail in my hand beside the pool :D
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • My DS has [ushed my buttons again tonight. I swear it's his current hobby.

    I don't know if any of you remember why I moved his school. The police incident and the other boy who was talking to men on the internet. Well this boy has got in touch with DS tonight and wants them to go to the pictures !!! !!!!!!!! I have spent hundreds of pounds ensuring that he was removed from that boy and 1 phone call and my heart sinks. Apparently he wants to meet me and apologise and admit to the fact that he lied and made my DS look bad but I have no interest in him being near us as I reckon he is trouble with a capital T.
    Argh :eek:Kids !!!
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • If he was truly contrite, there would have been an apology first and no mention of a cinema outing.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Exactly INOD and a year ago !!

    I'm having a wee day of hating myself today and I need to give myself a kick. When we booked our wee holiday I swore that I would lose 2 stones before we were going and what am I doing? I'm eating everything in sight and piling the weight I lost back on. I know I am going to be mega uncomfortable during the flight as I will be squashed and also none of my clothes fit so I am going to have to go shopping next weekend. In saying that I really really need new clothes as I am like a tramp just now and this will force me to take action but I just know I'm going to hate myself in everything. As I said I'm not loving myself today. So how did I tackle this mood? I came home, moaned at the kids and made cookies which were minging- still ate them though :(. I'll try again and get a grip tomorrow.

    Spent £3.20 on lunch today. No other spends though. Mince and tatties for dinner and a decent portion in fridge for me or DS for tomorrow night of cottage pie. Problem is that when I feel down like this I don't sleep enough and get really tired. It's not that I can't sleep, I just stay up too late and am heading to do the same tonight. I'm up from 6.30 so it plays havoc with me an dprobably doesn't help my mood any :(

    Ach, It's just a pants day and I am being a boring old moan so I will head off. I'll be back tomorrow in a better frame of mind hopefully xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    I hope today is a better day for you xx
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Poor you MIT, just give yourself something small to achieve today. Even if it's totally mundane, getting it done will lift your sense of self worth. For me, it's always soup making. It's harder to get that wrong than most things and the outcome is good for everyone.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • I know it's easy to say and hard to do, but try not to let weight define you. No one ever had 'gawd she was fat' or 'wow she was skinny' put on their headstone. You are a wonderful person and that is what makes you you.

    That said, if losing weight will not only make you happier but give you longer until said headstone is necessary, then focus on that. I know you can do it. Like has been said already, do something positive each day rather than massive steps. I have every faith in you and you still have time to make a difference before your holibobs (especially the second one!). You have been through (and are still going through) a tough time. Cut yourself some slack Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Aww thanks lassies :D

    I actually went and got my hair done. I have been wanting to go short for ages as I always used to have short hair, but I kept putting it off because my face was too fat. Well I wisened up to myself and realised that my face would be fat whether hair was long or short. So tonight I got my hair cut short, coloured and highlighted and I feel fab. All for the bargain basement price of £60 :eek:. I am so happy that I have done it as I was a mess and now feel quite funky. So what if I'm a fat bird and you guys are right I will deal with this issue but this week is just not the week. I spent £8 in greggs on cakes for house and hairdressers and some sandwiches as I was really hungry. I spent £2.80 in chip shop on way home. No other spends today.

    I really need to stop being so moany. I'm in a great position in comparison to loads of folks I'm getting slightly concerned that I may need a wee visit to docs to get some help. I don't suffer badly from depression and in no way am I trying to make out that I do ( because some poor folks have a really tough time) but I have had a couple of periods in my life where I've had medication for a few months to lift my mood. I'll wait til hols are over and DD has been for her appointment and see how I feel then as it could just be my mind working overtime and I need to remind myself I am still fighting the bloody kidney stone which will be dragging me down somewhat. So I will plod on. I will be surrounded by 4 of the best friends a girl could ask for when I am away so I will be well looked after and we will deal with all the sh*t on my return.

    Nothing else to report today. Spent a fortune but I reckon it was worth it to pick me up xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    The ultimate look good, feel good is a new hair do - go you. :j

    Sounds like you need the holiday MiT - de-stress, laugh alot, relax and get plenty of Vit D on board from the sunshine. Away from the daily dross of life will do you lots of good.

    Have you chosen your stripey wallpaper for the lounge yet? DD will do a fab job and you'll have a new look to be welcomed home with.

    Try not to worry about the other stuff - what will be, will be and you can only do so much yourself. :)

    Dodgy hugs coming up :rotfl:

    :grouphug:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • How much do you reckon the hair that you got cut off weighed?
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.