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Here we go again. LBM number a million

17071737576234

Comments

  • ALIIIIIII!!!! Very interesting! Go on have a go!

    RR xx
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • i'm with Rach, esp since he's good at DIY!
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • And loaded.

    He could get you private HRT while hes putting shelves up.
    Trying to shift that debt!
  • :rotfl::rotfl: poor Ali. I say just grab him for the sex!!

    Anyways, Hello folks. I took a wee cheeky half day today. Since I lost my team I have been much quieter in my work and today was dead. I left at 1pm. I then went to home bargains for mug shots and spent £33.88 :eek: I stocked up on noodles and rice though. 99p for tilda rice and I paid way more than that recently and 59p for egg noodles and again I paid way more than that recently. This is where I go wrong. I need to shop more savvy. I bought birthday cards for my friends for the rest of the year and also stocked up on snacks and some storage tubs and a few other [STRIKE]pieces of carp[/STRIKE]essential items.

    Got a letter in from Tesco re my interest rate. They are putting it up to 26.89% or I can call them and tell them to shove it and they will keep it at 23.89. I thought it was 19% which is bad enough :mad: so phone call will be duly made to tell em where to shove it. I only did it for the 0% anyway.

    No other spends today and no intention of having any. Only DS and I for dinner tonight as DD away out. I have mince out and am thinking either mince and tatties or HM burgers. I'll let DS decide.

    So am away to do houseworkey type things and I'll no doubt wing my way back later x
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Just did a freezer inventory and I have at a very minimum 59 meals in it :o. So 20 dinners for us at least. I am going to try really hard not to buy any food over next 4 weeks except essentials. I need to get chicken and I'll get a lorne. I also need fruit and veg and will need bread and milk. I shouldn't need anything else though. I am bloody ridiculous. I haven't even started on the store cupboards. I have a £5 off of £45 voucher for Aldi so I will stock up on what I need and then run everything down until weekend before I go away. I will fill freezer with pizzas etc for kids whilst I am away. They've waned me that they just want freezer food and not to batch cook for them *rolleyes* so hey it makes my life easier.

    I'll away and order my chicken etc for delivery Monday evening. Total cost for that will be £57 but fingers crossed it will last all month. I would be so rich if we didn't eat :D
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    :o:o:o:o:o :rotfl:

    Is Home Bargains the same as B&M? We've got one somewhere on another retail park, but haven't ventured over there.

    :eek: on the Tesco rate. Shocking how much interest rates are on credit cards once the 0% expires.

    You're well stocked on food then MiT! :rotfl: I rarely use the money off vouchers as end up spending more than I need to. It's a bit of double edged sword really - saving money is good, but spending to save isnt always. I take the view they'll always be other vouchers in the future for when I can use them (then typically isn't :rotfl:)

    How long until you go on holiday? It sounds soon! :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • 31 sleeps Ali :D
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • I'm going to the ballet tomorrow and I am so so so looking forward to it. Romeo and Juliet by the Scottish Ballet corps.

    Going to the ballet has been on my bucket list but I think I will love it and become addicted. DD bought me the tickets for my Christmas and promised me a meal as well , however I reckon I'll be forking out for the meal as DD doesn't get paid until Monday. I don't mind though as we rarely get the opportunity to have a wee girly night. I'm really looking forward to it :D
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Have a lovely time at the ballet x:dance: that was the closest to a ballet smiley I could find :rotfl:
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Ha Ha Skinny. Love it.

    It's not a very nice day here today and I am really really trying to motivate my body into getting a wriggle on. Had my porridge and really want to get house ship shape but CBA. I will though as am out tonight and out during day tomorrow so needs doing today.

    Not sure if my fruit and veg are being delivered or not as the company that do it appear to have a broken down van and they've not replied to my e-mail. I wish they would just reply as it is very annoying and unprofessional not to let your customers know what's happening. They are ignoring everyone on their FB page. Just silly really as they will lose all their customers if they keep this up.

    One more CC payment to be made this month and that will come out on Monday. I can then do my totals and hopefully they will come down a bit.I did add £90 on mind you but I needed shoes :o

    Ok I am shifting and getting the polish out :(
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
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