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Here we go again. LBM number a million

16465676970234

Comments

  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Ooh go you with the healthy grub :T

    Try Zapper for a comparison on prices MiT - they do seem to be higher by about 10p a CD I found.

    Wowser on the steps, that's incredible. Happy walking later :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • 2014-04-16123934_zps7559249d.jpg

    Lunch. Nom nom. Had chopped banana and yogurt for afters.

    The cd's are my Mum's and I couldn't bear to get rid of them before but am okay with it now. II will keep a few but most are going. They are old singers who I have no interest in. I'll look at zapper. Thanks Ali x
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Been organising and listing cd's all afternoon. I've put a few on Amazon as they will get more money there and about £8 worth for music magpie, zapper wasn't playing with me.

    I've popped my drinks cooler on to local selling site for £80. I'm just about to photograph my stereo as I never use it and it takes up too much room. I am being ruthless. If I sell the music centre then I can get rid of the unit it sits in and get more space in my tiny lounge.

    I'm just going to work my way through the house and be completely and utterly ruthless. We are bursting at the seams and I need to fix it :)
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Well done MIT good going! Loving the photos x
    RR xx
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • Bad_Weather
    Bad_Weather Posts: 427 Forumite
    Well done! I am trying to be ruthless as well.

    I am realising (doh) that the less I have the easier it is to clean and KEEP the place clean! x
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Hope the kids keep out the way or they could be on a fb selling page...
    I think your mum would love it that you are raising cash for a very well deserved holiday by selling her old CD 's. I remember many years ago my mum's car being broken into and they threw her tapes into the garden, she was most put out they didn't steal them..not many Neil diamond car thieves around...
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Lol puzzcat, that's funny about your Mum's tapes.

    It's funny how we hang on to things sentimentally and then there comes a point in our lives when we happy to see the possessions go.
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Bad Weather I hadn't even thought of that aspect of decluttering, I just know we have too much stuff. Less cleaning is a bonus :D

    Puzzcat I love Neil Diamond !! How dare they not steal the tapes.

    2014-04-16174501_zps92a42fe8.jpg

    Dinner. Was big and tasty. Just noticed the chip out the side of the plate :rotfl: That's how poor I am. Joking , That's how careless my DS is when loading the dishwasher

    Am off out now to meet with the friends I am holidaying with so we can work out what we are doing in September. Laters xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • I am so excited but also a bit scared. We booked a week in Alcudia at end August :D 8 of us going so we will have a great time. £493 all inclusive so that's fabulous.

    So by end April I need £205 and by end May I need £292.85 plus spends off approx £250 for first holiday :eek:. So £747.85 in total :eek:

    Following what I am doing just now I will have :eek:£120 so only £627.85 to find. DD's housekeeping will pay what I need to pay for end April and if ex pays again then that'll pay my spends. My friend will pay balance on her CC so it'll probably be end of June before it needs paid. It's all good :D. And all very MSE as I have managed 2 holidays for under £700 :money:

    Operation hot body now needs to be full steam ahead. I have 5 weeks until first week away so I want at least 1 stone more off for that and then I will have 14 more weeks until 2nd week so at least another 2 stones by then. I am ultra motivated now.

    So I will be menu planning and couponing like crazy to accommodate all this as I am determined it will not affect my debt repayments. I still want to hit my monthly target.
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Remember there will be some savings on your august food budget that can go towards your holiday spends.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
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