Here we go again. LBM number a million

millionaire_in_training

Evening folks. Just popped in (in between wash loads) to tell you of my super bargain. I had a 6 seater solid oak kitchen table that was taking up loads of space in my kitchen. These days there's only the 3 of us and half the time somebody is missing at meal times so, I made the decision to get rid of said huge table and get a butterfly foldaway one. So table was £124.99 reduced to £99.99. I had £15 in nectar points and I sold table for £75. This resulted in me getting a smashing new table for £9.99 :money:. My kitchen is huge again and doing the laundry in it is a pleasure now rather than feeling as if I'm in an obstacle course. Happy MIT. Ok am away again to shuffle washing around xx

please-let-me-be-lucky

Merry Christmas MiT. Hope all is ok with you Xx

Verbatim

Hi from me too. Hope all
is well at MIT towers.

in_need_of_direction

Hopefully you're just busy gearing up for the ny bash?

millionaire_in_training

Hi folks and Merry Christmas. My laptop was playing up so I haven't been online.I got a new one from Santa though so I am back :j. I'm so delighted with it. My kids halved in for it and they were so excited at giving me it. I was almost in tears.

I am sitting today in my pj's whilst both kids are working, watching telly and eating chocolates and recovering from the copious wine I drank yesterday :eek:

No money saving has taken place in the MIT household this last month but I'm not too bothered. At least I haven't sabotaged anything by going too over the top with my spending so am just starting again where I left off except for a couple of hundred borrowed from my tax fund. Might use money in January to clear that and get rid of AGROS. I have just over £600 to pay to current CC before interest kicks in. I'm going to have a good look at finances and see if there is anything I can reduce but I kind of think I have it down to the bones already. We will see

Was laughing at everyone panicking about food shopping for Christmas. I literally bought nothing as we were going out. I have today did an online shop however for New Year and I should now have everything we need for the party and a few wee treats for between now and then. I am determined that once new year is over I will be going back onto healthy eating as I have piled on the weight the last couple of months and I am disgusted at myself. Not going to beat myself up about it but I will sort myself out and get back on track ASAP. This year has been crazy with special birthdays etc so next year will be devoted to getting the body I want and hopefully get debt free :T. Am away to update my figures and see exactly how I stand. I hope you are all well xx

Skinnylatte

Merry Christmasn MIT x

millionaire_in_training

You too Skinny xx

My current balance is sitting at £13,855.30 as of today. I want it to be under £5k by end of 2016. I would actually like it to be paid off but I am being realistic.

I am annoyed at myself though as the CC I was concentrating on has now got interest kicked in so my plan to pay off AGROS has now changed and I will concentrate on that first of all. I have also messed up on a balance transfer. I transferred money for 37months @ 0% and I have always had a direct debit set up for that account. Stupidly I didn't realise that I would have to set it up again and I ended up with a late payment charge and the 0% removed. So annoyed at myself. I have sent a begging e-mail but I may end up having to do another balance transfer which will be very annoying as I thought I had it all sewn up. :mad:. Stupid me. Hopefully they will be understanding and sort it out for me.

Anyway I am now watching 'The lovely Bones' so I will catch you tomorrow

millionaire_in_training

:j to the CC company a sthey have refunded late payment fee and also reinstated my 0%. Took my eye off the ball a bit there so am very grateful for excellent customer service.

Had a cleaning stint today and home with laundry. Oh well the break was good whilst it lasted :rotfl:. Also been paid for other cleaning job which I will do after the party at new year. I need to write a list of everything I need to take with me for the party as I will no doubt forget something if I don't.

Am tired tonight as house was pretty dirty after 21 people being in it for a week. Even though they left it tidy it's still a load of work to clean it.

My kids are finding it highly amusing just now to take the mickey out of me because I am a lot shorter than them. DS is nearly 6' and DD is 5'8 so with scraping 5'3 at a push then they find it all very hilarious :mad:. I still have the biggest gob though so all is well.;)

lucielle

Yes I'm the short @rse in my family as well! Still keep them in order though.
L

Ali-OK

Pleased to hear you had a good Crimbo

Yay to CC company, that's a great result, well done :T

I have to stand on the second stair to be above DS now, I did threaten to wear high heels, but I'd have to buy some first, so that was a no-no (and they'd need to be at least 5" :rotfl:)

Well done to your kids though on the new laptop, what a lovely pressie from them .