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Here we go again. LBM number a million

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Comments

  • Needs must hon. I know you could cry at the spend but ask yourself how you would have funded this a year ago. The difference between then and now should cheer you up.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • wise words from you both. INOD you are right, I have a whole new attitude regarding paying things this year so it is a cash buy and I will pay off overdraft within 5-6 weeks hopefully. It'll be a stretch and there will be no overpayments on CC but it should be doable.

    PLMBL you should get in with your membership. I used my Scottish heritage pass the last time we went but we don't have the membership any more as it's not worth it for us any more. You can get money off the dungeons ( which are good fun albeit a bit scary). I'll try and suss it out for you whilst I am there
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Cheers MiT! (Why are we both awake at this stupid hour?!).

    I think I enquired at the dungeon the last time we were there and they thought my 2 were too young and would be too scared?
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • I was up as my wee friend from work had sent me a heartbreaking text about how he wasn't going to have his partner much longer as he was dying and I just couldn't stop thinking about him. Funny how so much emotion can be portrayed in a text. My heart was sore for him. I was kind of expecting word this morning that he was dead but nothing so far. Such a shame. They've been together more than 30 years and just worship each other.

    Anyway, onto other things. I got a leaflet in the door this morning from nectar telling me I can get free tickets for the Vue cinema with my nectar points so I now have an e-mail for DS and I to go to pics free in Edinburgh on Thursday night. Nice wee saving of £20 approx so I am very happy about that. So if you have nectar points PLMBL then you could get a wee free trip to the pictures one night whilst you're there.

    Garden day for me today. DS is still in bed but about to get a kick up the backside to come and help me. Think it's to rain later so I best get on and get it done. Have a good day folks xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • oh and dungeons are scary. I screamed my head off never mind the kids lol
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Another wee bit of good news is that my direct debit for electricity has gone down again to £68. Still too high but much better than the £98 it was a t start of year. Happy MIT :D
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Your poor friend :(. I hope all goes as peacefully as it can.

    I don't have nectar points, but I'm thrilled for you that you do! Enjoy Mrs Brown!
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • I have no idea how I could have forgotten but I get a bonus of almost £500 at end of July. Washing machine and fridge paid for. I am so happy :)
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • £49.94 pymnt from CC has reduced snowball by £70.17. This makes me sunny as it's almost 50% over and above normal payment. Love it :)
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    You're on a roll MIT, long may it last
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

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