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Enjoying the journey - budgeting, saving and remaining credit card free
Comments
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Sounds like a lovely day, great going on the nsds!
How are the sales going? Good I hope x
Enjoy the rest of your evening, C xLoan from Mum £500/£300
DH computer £270.06/PAID :T
Kids computer £854.33/46.18 :eek:
Bike £276.15/118.35
Overdraft £1192/0 :eek:
Car £5374.04/316.12 :eek:0 -
63 items listed on eBay in total. One with a bid on, sales are slowing down but I'm not bothered now the cards are paid off, it's more of a room clear out priority for me now! Room decoration operation starts next month for the next few months so it is my priority to get that room cleared out as much as possible.
All jobs ticked off off today and work stuff ready to go god the morning, a shorter week this week thankfully!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Well that was a super boring day at work cheered up with a good old chat with a colleague who has been shoved out needlessly but thankfully she is off to pastures new with the thought of it all worked out well! Good for her! Must remember to tai a goodbye card in tomorrow to wish her well and say goodbye.
As for me, posted the ebay sales, cancelled one after a buyer changed their mind after bidding and winning and not much else to report.
Apart from another NSD 22 today!
A nice quiet week ahead, planned here to catch up on paperwork and filingfinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Cancelled eBay sale all sorted out and just one buyer to chase up now.
Said goodbye to work colleague who left quietly today for pastures new. All the best to her.
Another mega boring day as seems to be the case these days, is it me or is it the job or is it both? Anyway one more full day left this week thank goodness, one long afternoon then off on Friday.
Another NSD today number 23 and another no clothes spend day too. 4 days to go and the month is done!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Another really boring and challenging day at work today, can't wait until 3 more weeks time and the final full time week is over with there. Have been tidying out ready for the change over and almost there which is a good feeling
New job all sorted out and ready to go and I'm surprised that I'm looking forward to it quite so much after all these years of feeling stuck, it's like a breath of fresh air to me. I'm expecting it to be very hard work and challenging though!
NSD 24 today - no pennies to spend so no surprise there!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Hiya, your nsd's are brilliant well done nearly the end of the month.
The next few weeks will fly by, then you'll be busy getting stuck in to your new job!
C xLoan from Mum £500/£300
DH computer £270.06/PAID :T
Kids computer £854.33/46.18 :eek:
Bike £276.15/118.35
Overdraft £1192/0 :eek:
Car £5374.04/316.12 :eek:0 -
Woo hoo! End of month tot up before payday tomorrow means I have stayed in credit once again for the second month by an extra £5. Not much more but never mind - it's being in credit that is the main thing.
Final buyer has paid up at last and I can post it tomorrow. Dental appt. in the morning to finish my tooth off from the root canal - who knows what they will do tomorrow!
Just working out some budgets ready to be spent on the car service and MOT on friday and also on some presents this weekend as planned and saved up for.
Meter readings day tomorrow and end of month payment day - heating has been on so what will that come to for the last month?final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
And it's payday today meaning I've done my monthly budgeting into the different accounts and submitted meter readings and made a payment towards the next gas and electric bill.
That took a deep breath from me to stick to the plan, felt a bit nervous about it off some reason today, wonder if that's due to the impending part time pay that's on it's way soon.
Worked out the car and Christmas budgets and they're on track from my workings out. Thought I might be under on Christmas budget but it seems to be alright.
Off to dentists in a bit, then pop into HB for household stuff, sticking to my budget of £20, post eBay parcel from last week then back home and off to work for the afternoon when tooth has settled back down.
All spends today are budgeted for meaning it will be a NSD after a long day at work!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Woah, that was one dental appt. One whole hour on the root canal to find out it couldn't been finished off due to how complex it is, marvellous news not! Felt better afterwards last time but I think that was more to the fact it stopped the pain straight away. This time however, not so good. One more appt in 3 weeks time and I have been assured it will be finished off next time.
Anyway on a different note, px collected in plenty of time for crimbo and asthma meds all stocked up ready. Just wanted to be prepared and not forget like I did a couple of months ago, still getting used to it all.
Popped in to do some food shopping before I went, good job I did!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Decided to drop the car off this afternoon for the service and MOT tomorrow and fingers crossed all goes well. thought the fresh air would do me some good after this morning as I felt well dodgy still.
Feel a bit better now after something to eat but still a bit sickly and rubbish. Not as sore as I expected which is something at least.
Anyway, all spends budgeted for today - including 2 Christmas presents bought at the supermarket while food shopping making today a NSD 25.
Will deffo be having an early night tonight that's for certain after today's escapadefinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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