Enjoying the journey - budgeting, saving and remaining credit card free

fedupandskint

Feeling almost ok today, hoping tomorrow is the same. A big downpour here and thunderstorm just passing over, brought the washing in just in time!

Happy to finish work and get half the cleaning done this afternoon. A quiet weekend planned here might even get some of the garden tidied up at long last, maybe?

Planning a NSD weekend as pennies are tight this month once more with a long time to stretch out the remaining petrol over.

Pippilongstocking

Hope the cold abaits and you have a lovely weekend Sparkles. I'm a tight money month too so lets see how many NSD's we can bag between us eh?

Enjoy your time x

fedupandskint

Rubbish weather here today so bike ride is off along with the garden tidy up, postponed until next weekend.

Cleaning all finished apart from the floor mopping which won't dry today in this heavy mizzly day.

Relisted and listed 14 items on eBay after discovering I had 100 free listings to use this weekend, for some strange reason I checked and they there were waiting for me!

Not much else to report apart from the cold has abated at long last and normal service should be resumed next week all being well.

A NSD weekend too - great going!

fedupandskint

A usual fairly busy day today at work then called in to do a top up shop on the way back, squeakily sticking to the food budget, not much left and picked up plenty of fish bargains reduced and are now in the freezer ready to go.

Up to 13 NSD and 15 clothes no spend days so far this month.

Another £2 from change straight into the change pots and now have £20 to pay into the savings account. Ordered new holiday walking shoes yesterday which are eye waveringly expensive after I am sick of my cheaper ones falling apart after 6 months of hard wear and tear. I've tried loads on over the last few weeks and I'm hoping these fit in my usual size. Spends for these come out of my savings account for new walking boots and shoes and work shoes.

I've decided on another pair of winter work shoes at £4 more than the pair I bought last week meaning if I get these I'm sorted for autumn winter for a couple of years at least. Then I'll be saving up for a new pair of walking boots to get at the end of this year or early next, along with some Christmas money to go towards them.

Feeling very tired today so it'll be an early night here watching football.

How could I forget? £9 overpaid to the loan account from surveys.
Excellent!

fedupandskint

Paid £20 of £2 coins into the bank today straight into my savings account by a very helpful bank person indeed. Found the walking shoes I ordered somewhere else cheaper so now planning on swapping everything around to get the cheaper pair. Last night ordered my cycling jacket and tights and top ready for my summer holiday.

Get this, 1 jacket, 1 pair of long tights and 2 tops all for £31 + £3.99 postage. Quite pleased with that spend and money out of holiday budget. Nearly ready to go next month as I've been buying a few bits each week reach to go.

Hormonally very tired this evening and after another night of a lot of food hoping normal service is resumed tomorrow once again. Good job I got weighed last week and had dropped back down to my lowest weight strangely, must be all that walking I've been doing. I'm on my 4th week of no Ripped in 30 after that horrible cold. Aiming to restart again tomorrow and pick everything back up this week to get back on track for my holibobs.

All in all NSD 14 and no clothes spend day 16.

Hoping for an early finish tomorrow too, let's see if it is!

fedupandskint

No chance of ripped in 30 today as boy the hormonal time has knocked me out today. Usual lot of walking today while out and about at work then once back home got on with some work for an hour after my least favourite job of sweeping and mopping the floors.

Then decided as I wasn't up to circuiting today to take advantage of the lovely weather and take my dog out on a long walk instead. Certainly felt better after that.

Then did another job of washing the windows, all done outside and the clothes all washed and currently drying outside.

All ready to go for work tomorrow's long day then that's it for this week as it's the dogs grooming appointment for his summer hair do!

Another NSD today, all on track to reach target, and only pennies spent were on train tickets today.

NSD 15 and no clothes spend day 17.

Three and a half weeks to go and it's holiday time, yeah!

fedupandskint

A busy day today.

Ironing done
Bedding washed, dried and changed
Housework done
Shopping done
Long dog walk this morning and afternoon, 3 or 4 miles each time
Dog now has his summer coat on show after his grooming today looking all neat and tidy for a change!

A NSD as grooming spends were out of budgeted account. Will be a NSD weekend too I am sure.

NSD 17 and no clothes spend day 19

Another early night I think and a quiet weekend. A big garden tidy up on the cards for this weekend and some exercise and plan next week's day out

fedupandskint

Quite a lot done today.

2 long dog walks, nice in the warmth, all covered up today and protected after getting burnt yesterday by accident.
Worked for an hour which went well gaining more toil to use up first and save leave.
Cleared a small section of the garden and filled up the recycling bin in no time. Looks like the clearing will take most of the summer.
Chucked more stuff out of the cellar after the flood a couple of years ago, nearly all gone now, just one more box to go. That's another task almost completed I didn't get around to last year and was determined to this year.
Finished off the cleaning
Washing done and dried
Walking sandals washed and cleaned
Ripped in 30 done after a three week break with a horrible cold end so on, very hard work, hoping it gets better this week again.
A NSD as no pennies spent at all.

NSD 18

Another early night here to catch up on some sleep then tomorrow will bring more of the same I reckon.

fedupandskint

As it's payday next week, I can do some end of month totals as there are no pennies left to spend.

Travel - £108.37/ £120 includes next weeks spends and under for this month
Food - £104.10 /£100 over for June
Social -£52.48 including holiday weekend spends, pleased with this less than last month and also had a bargain night away where we didn't over spend at all and had a brilliant time.
NSD - should be around 27 better than aim of 25. I'll update for certain when the month ends but that should be correct as no pennies to spend and when I get paid I need to stay on track with the spends.
Certainly don't need any more toiletries as have stocked up and have enough of everything.

Overall a good June. Looking forward to the final month of instalments on the car insurance. That's another DD I can cancel as I've saved up for a year to pay for the coming years car insurance in one go. Now that will be an achievement and the first time I'll have done it, excited!

fedupandskint

Today I have not spent a penny, in fact none all weekend!

Got loads of jobs done including, among other things, working for an hour and a half, another hour of garden clearance, long dog walks and a good trip out on my bike which was great! Also a face mask and exfoliate so the fabbing continues after covering the greys up yesterday at last!

I will get out on it again one night after work this week and get done training in.

NSD 19 today.