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our forever patch challenge
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Fantastic news on the job! Hope the council pull their finger out soonMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Great news Sammy, should be best of both worlds, and a weight off having bread and butter coming in.
Hope you hear from the council soon.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.193 -
Woohoo! Great news Sammy! 😀Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!4 -
Thanks guys for the lovely comments
its certainly a relief to have an income secured .. and its 7 minutes drive to get there, instead of the 30/35 minutes to my old work, so another bonus.. less fuel costs..current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20256 -
had a good day at my new job, long days, and busy but im loving it!
just dropping in with my mortgage update for the start of September..
interest for August £486.13
Daily £15.68
New balance £199,256.13
Direct Debit £1226.40
New balance £198,029.73
Overpaid £79.73
New Balance £197,950current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20255 -
Gosh, not sure when I thought you would be starting your new job, but that was quick. Anyone starting in our place can take months
from interview to start date. Glad you love it even though long hours, it will benefit you no end.
Lovely short drive to work as well.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.193 -
Good morning peeps!
Frayed knot- i literally started 2 days after the trial day! im glad too, i felt really anxious the first day, felt actually sick with stress, combination of new girl snydrome and the actual act of going to work after 5 months of being at home,, it was so strange..
In money news, we have won £50 on the p.bonds!we won £75 last month so we are doing well!
but as usual its spoken for, prince chunky horse has been a bit off, i suspected laminitis, had vet to him this morning and he confirmed it is, so he is off the grass for a week, on painkillers for his painful feet poor lad, so bye bye winnings , and a bit more besides for yet another vet billbut i dont begrudge treatment costs for animals, its not their fault and its part of being a responsible owner.
current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20254 -
just paid £18.86 off loan, and £10 off mortgage from account tidy after hubbys weekly wage gone incurrent official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20254 -
You are doing well with the PB's. This month was my first included in the draw and bought a few last month as well, so will have more than double for next months draw - I live in hope.
I was curious to find out if buying "bulk" was a good idea or buying smaller lots throughout the month was better, and I do think I made the wrong choiceas it will all probably be small lots from now on.
Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.193 -
ive bought both small ammounts of bonds, and in bulk, i dont think it makes a difference really, i think its the ammount in total that makes a difference, ive definately won more since holding a bigger ammount of bonds, but thats just me, ive seen on the results the jackpot be won by someone holding £5000 in total, so i just suppose its luck of the draw!
i like the flexibility of saving using the bonds, and the fun side of checking to see if we have won each month
current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20253
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