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our forever patch challenge
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Well, what a couple of days!:eek:
i awoke monday night as my sixth sense must have picked up the bluddy tank leak had worsened, and water was dripping downstairs..
so, 1am in the morning, hubby had to shovel contents of fire out, before draining the hot water tank.
After a call to the plumber the next day, we have arranged for the tank replacing, which is being done in the morning. At a unplanned bout covered by emergency fund of £620 :eek:, this is higher cos we have to have stainless steel tank etc due to the acidic water from our borehole..
For the last two days ive had to manage boiling kettles for washing up, and i bought horsey a new large water trug, which for the last two nights i have used first, as a makeshift strip wash tub in the bath,:rotfl: oh the joys of living off grid
tommorow , all being well, im having the biggest bubble bath soak ever!! and we we will have heating again, typical weather , being damp /wet and cool last two days cos we cant have range on..
on a positive note, i made an overpayment of £15.54, rounding the mortgage balance to a neater £210,640 .. its the little things...:rotfl:current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20250 -
yey we have hot water and heat :j:beer:
The plumber fitted our lovely new none leaking water tank, and the heating is on taking the chill off the house, and ive had a lovely hot bubble bath, bliss!current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20250 -
Ooooo bet you’re glad of the heating I’ve finally put mine on and I don’t care it’s May! I’ve got my bed socks on too :rotfl:SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)0
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Hi Hetty
I cant stand being cold in the house, id resorted to going to bed at 7.30pm after my strip wash bath with an hot water bottle and hot drink, a couple of nights doing this was managable, dont know how id do if it had have been much longer.. :eek:
Anyway, the rain has stopped at the moment, and the sun has popped out, fingers crossed for a less soggy day:)current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20250 -
Do we have detailed notes on what the Turn Based balance changes are? Curious what was done there.
Super excited to try the new patch though! 0 -
mdcotonopu wrote: »Do we have detailed notes on what the Turn Based balance changes are? Curious what was done there.
Super excited to try the new patch though!
Eh?? lol no idea on that....:rotfl::rotfl:current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20250 -
Where has May gone:eek:
We have had lots of lovely sunshine, meaning lots of riding in the evening, meaning neglected diary...:o
We have had a busy month with work and life, so looking forward to a break. We have next week off.. the plan is walling repairs, which will be a summer long and possibly next summer too ongoing project.
We have puchased materials, sand, cement lime at not a great deal of expense, so just labour (ours) needed
Tuesday is hubbys pay day, mine today, so will do budget then, and savings to p.bonds/mortgage overpayment.
I have increased hours at work by an hour a day helping to cover for staff shortage, which will mean approx £165 extra takehome.
Im planning on saving that for a future small business venture, hopefully summer 2020current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20250 -
Another glorious morning :j
Chickens were making their noise to be released at 5.45am, so i rolled out of bed to let them out, and took chunks the horse out to his field too.
The sun was shining, and the sheep and lambs were happily tootling on the moor ajoining his field, also a red kite was flying over!! what a lovely sight..
Curlews too with their strange long beaks were flying over making their weird call, i think they sound like what youd imagine the landing warning on a spaceship would sound like :rotfl:
It is hard sometimes getting up early after a busy week to see to the animals, but you see so many wonderful moments its so worth it.
i feel blessed to live in this wild back of beyond place surrounded by natural beauty..
ive been reading a fantastic book- the world i fell out of- by melanie reid- its so humbling and makes you appreciate every minute of your life, i highly recommend it!:)current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20250 -
Overpayment of £200 made :beer:
Ive made all payments due, and transferred cash for the months food, petrol, animal feed and my spends to the inividual accounts.. im finding paying cash helps me control spending a lot better, i always go back to this method when i really want to be super organised with spending as i find it works best for me..current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20250 -
had a busy week at work, im doing extra hour a day for a few months as covering another role for maternity leave, so a few extra pounds each month :j
Had fun catching the sheep for shearing :eek: also on removal of thick fleece, we discovered a large testicle on our supposedly castrated tup, looks like the band missed!!
so as he is going nowhere and is resident lawn mower, we now have to get vet booked for end of month to remove the offending dangly bit, as his testosterone levels need curbing, he lives with his twin sister too, so sooner the better :eek:current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20250
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