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our forever patch challenge
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Lovely to hear from you Sammy, how thrilling that your cafe is doing so well 🩷 And that mortgage is just evaporating!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Mortgage balance 1st September- £99,796.29!!!!
current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20253 -
Ooh, that's so exciting!!! I am delighted for you 😀!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Congratulations 🥳SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; Sept 2025 £18,625.00 2025 OP £1690/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)2
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September already! not a lot happening with the mortgage now we have paid the full overpayments allowed for this year, any savings now going to emergency fund.
I plan to overpay 2026 overpayment allowance from the emergency funds in January, if finances allow.
The changable wet weather we are currently experiencing means im getting more days off which is a good thing really as iom ready for a break.
Ive had a good, busy spring and summer, the weather has been kind, and i have a basic winter wages pot fully funded so the pressure is off . Im turning into a squirrel, i cant settle until wages pot, fuel and animal feed is all stocked for winter!
current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20252
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