Need to save £10k in 12 months, doable? I really hope so

Nymphadora

Have a few more spends to Report.

£10.00 on a Xmas present for DD
£10.00 on one of the kids Xmas fayre this morning.
£70 yesterday at our friends wedding (this included a taxi there and back )

So I have £545.97 left this month.

Absolutely shattered today but had such a good day yesterday.

Need to sort the kids advent calendars tomight so they are ready for the kids tomorrow morning. Every year we get the kids something different, this year is a Lego one for ds and for DD 24 individual boxes that look like mini presents and they have chocolate on them.

Dinner is lasagna then it will be feet up to watch some tv and maybe a g&t ��

Nymphadora

Bank account check and still on target :j

Will be xmas shoping later this week, not looking forward to it but needs to be done.

DH went to the shops today but only spent £5.00vand the money came from the food tin so today is a NSD :j

Don't expect there to be many NSD this month but it's a good way to start the month off.

Not sure whats for dinner tonight but it will be something quick and easy as I am feeling very tired today.

Nymphadora

Another NSD today. Did buy food but it came from the food cash so don't class this as a spend.

Nymphadora

Have had a very busy week and also a very expensive week.

Got a load of Xmas presents, still have some to get but the most is done.

Need to spend this afternoon going through the receipts and seeing what was spent and also check the bank.

Xmas tree is up and I need to write the Xmas cards today.

OH got good news at work, he had an interview for a higher grade job and he got it. Doesn't start till Jan but his Jan pay will include is new salary so he is very happy (as am I)

Nymphadora

Haven't checked online banking yet but have added up my receipt from my Xmas shopping trip and spent £423.34. I estimate another £300 still to be bought so all in all I am fairly happy with.

killerpeaty

Heya, I've been reading your diary and just wanted to say hi. We have a bit in common, the urge to save and having fibro so I'll be following with interest.

Massive congrats to the hubby, I hope this helps out with the saving.

Nymphadora

killerpeaty wrote: »

Heya, I've been reading your diary and just wanted to say hi. We have a bit in common, the urge to save and having fibro so I'll be following with interest.

Massive congrats to the hubby, I hope this helps out with the saving.

Thanks killerpeaty.

Nymphadora

Been MIA this past week. Been busy getting more Xmas presents. Done a bit of wrapping as well. Very sore these last few days so having a lazy weekend.

I have no idea where we are on spend but I know we have gone into our OD :mad:

I get paid on Thursday and OH on the 28th. I am sure most of my wages will go to paying the OD and the rest of the presents.

Did some spending this morning. £20 on petrol and £58 in Ada but that was a mixture of food and Xmas presents.

Just going to mop the kitchen floor as I spilt something when making lunch and it's gone sticky.

While that's drying going to try and see what I have spent and how much into the OD we are.

Nymphadora

Kitchen floor done. Decided to wrap a few more presents.

Only need to get 2 x £15 vouchers for local shopping voucher.
2 x £30 cash to put in Xmas cards
£20 to put in another card.
Dressing gown to buy for DH's gran (about £15)
£10 book token
Small gift for DC's to give to various relatives (6)

Then we should be done.

MrsSmith2013

Hi Nymphadora, you sound like you're getting on great with the christmas shopping - go you!!

Bummer that you have ended up in your overdraft, but its an expensive time of year. Do you have an agreed overdraft? If so I guess thats better than ending up going over unauthorised.

Hope you get the last few bits and peices of shopping and then you can say your done!

Mrs S x