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Need to save £10k in 12 months, doable? I really hope so

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Comments

  • killerpeaty
    killerpeaty Posts: 2,663 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That is an incredible amount to save! Well done!

    Remember, your savings are amazing regardless of how quickly they amount.

    Hope you're well.
  • I agree that's a brill amount to have saved :T Well done! x
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- £442.41/500
  • Nymphadora
    Nymphadora Posts: 469 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thanks killerpeaty and debtfreewannabe321.

    Well we are still a poorly household but not I'll enough to be off school or work.

    DS is off to camp tomorrow for the weekend so excitement levels are through the roof. DD is sulking a bit but I am not listening to her she has been on these trips before so it's her brothers turn.

    Not checked the bank recently but have been spending again but mainly on medicines and a few more bits for DS trip.

    DH has done 16hrs OT so that should get added to his salary at the end of this month, he could still have more as the cut off isn't till the 14th of the month.

    Right off to make dinner for everyone.
  • killerpeaty
    killerpeaty Posts: 2,663 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Camp? Like tents and ants?:eek:

    Wow hubby is really getting a wiggle on isn't he? Glad you are doing well.
  • Nymphadora
    Nymphadora Posts: 469 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Camp? Like tents and ants?:eek:

    Wow hubby is really getting a wiggle on isn't he? Glad you are doing well.

    No not as in tents, though I am sure he would love that, ants and all lol

    Yes I have DH well trained in getting as much OT as he can.
  • Nymphadora
    Nymphadora Posts: 469 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Ok so we are all still a bit off color but everyone is at school/work except me as I don't work Friday.

    Next 2 weeks shifts I have had to work around DH shifts as the kids are off school so I am working Tues/Wed and the following week I am Thur/Fri.

    So today I have had a good look at our savings. Our goal is £18k by October. We had some of that already saved, this added to my last few months savings we have £12,003.40

    Right off to have lunch I am starving.
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Nymphadora wrote: »
    Ok so we are all still a bit off color but everyone is at school/work except me as I don't work Friday.

    Next 2 weeks shifts I have had to work around DH shifts as the kids are off school so I am working Tues/Wed and the following week I am Thur/Fri.

    So today I have had a good look at our savings. Our goal is £18k by October. We had some of that already saved, this added to my last few months savings we have £12,003.40

    Right off to have lunch I am starving.

    Hope you're all feeling better soon. :grouphug:
    That's an amazing amount to have saved already! Well done! :T :T :T
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • killerpeaty
    killerpeaty Posts: 2,663 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    tattycath wrote: »
    Hope you're all feeling better soon. :grouphug:
    That's an amazing amount to have saved already! Well done! :T :T :T

    I concur! Well done Nymphadora and co! Hope your easter break goes well.
  • Nymphadora
    Nymphadora Posts: 469 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Been very busy few days with the kids being off school.

    So money wise we are not doing very good have spent too much eating out and e pertaining the kids. Need to do a full post mortem of the bank account lol

    So friends of ours have invited us to share their rented cottage with them over the Easter weekend. This will cost us approx. £200 by the time we factor in petrol and food costs, I am also working good Friday so will need to travel down after work on Friday. Not given them an answer yet but will need to today. I would love to go but it will mean taking £200 from our savings and I really don't want to. Oh I hate making decisions.

    Have a fridge full of food so plan to spend the afternoon cooking.
  • Nymphadora
    Nymphadora Posts: 469 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Well we have decided to go away next weekend, not going to worry about the cost.

    Still haven't checked the bank, I am not feeling brave enough lol. Will do it later on today though. CB due in tomorrow so that's good news.

    DS needs new school shoes though before going back to school.

    Today I am blasting through all the washings and making a few more meals for during the week so I don't need to cook much.

    Weather is grey and miserable as usual round here, so damn depressing sometimes, let's hope we get nice weather next weekend.
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